As an insurance agent at Blake Insurance Group, I understand how essential your business vehicles are to your daily operations. Whether you own a single work van or manage a fleet, having affordable and reliable commercial auto insurance in Ohio is crucial for protecting your business, your employees, and your bottom line.

Protect Your Business Vehicles and Employees in Ohio

Commercial auto insurance safeguards your company vehicles and the people who drive them. In Ohio, this coverage protects you from the high costs of accidents, property damage, medical expenses, and legal claims that can arise from work-related driving incidents. Without adequate coverage, your business could face severe financial and legal jeopardy, including lawsuits, repair costs, and even penalties for failing to meet state insurance requirements.

Why Small Businesses in Ohio Need Commercial Auto Insurance

Ohio is home to nearly one million small businesses, many of which rely on vehicles for deliveries, client visits, or transporting equipment. State law requires all vehicles used for business to carry commercial auto insurance. Personal auto policies do not cover work-related driving, so a commercial policy is essential to remain compliant and fully protected. Even a minor accident can disrupt your business and lead to significant out-of-pocket expenses if you’re uninsured or underinsured.

Coverage Options for Business Auto Insurance in Ohio

Commercial auto insurance in Ohio can be tailored to your specific needs. Standard coverage options include:

• Bodily injury and property damage liability (required by law)

• Collision and comprehensive coverage

• Medical payments

• Uninsured/underinsured motorist coverage

• Hired and non-owned auto insurance (HNOA) for vehicles you rent, lease, or employees’ personal vehicles used for business

• Roadside assistance and rental reimbursement

Ohio’s minimum liability requirements are $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage, but higher limits are often recommended for better protection.

Who Needs Commercial Vehicle Insurance in Ohio?

You need commercial auto insurance if:

• Your business owns, leases, or rents vehicles

• Employees drive company vehicles for business purposes

• You use vehicles for deliveries, transporting goods, or client visits

• Your business operates trucks, vans, or specialized vehicles

Even if employees use their own vehicles for work, your business may need HNOA coverage to ensure full protection during business activities.

Industries We Insure: Contractors, Delivery, Trucking, and More

Blake Insurance Group insures a wide range of Ohio businesses, including:

• Contractors and construction firms

• Delivery and courier services

• Trucking and transportation companies

• Food trucks and catering businesses

• Real estate and property management

• Healthcare and non-emergency transport

• Service professionals and more

We understand the unique risks each industry faces and offer customized policies to fit your specific needs.

Fleet Insurance Solutions for Small and Mid-Sized Businesses in Ohio

If your business operates multiple vehicles, fleet insurance can simplify your coverage and reduce costs. Fleet policies allow you to insure all your vehicles under one plan, making it easier to manage renewals, add or remove vehicles, and take advantage of bulk discounts. As your fleet grows, the average cost per vehicle often decreases, helping you control expenses while maintaining robust protection.

Why Choose Blake Insurance Group for Your Commercial Auto Insurance Needs

Blake Insurance Group is dedicated to helping Ohio businesses find affordable, comprehensive commercial auto insurance. Here’s why clients trust us:

• Access to top-rated carriers for competitive quotes

• Policies tailored to your industry and business size

• Expert guidance on state requirements and risk management

• Dedicated support for claims and policy changes

We focus on protecting your vehicles, employees, and business assets so you can focus on what you do best.

Get a Fast, Free Quote for Commercial Auto Insurance in Ohio

Ready to protect your business vehicles? Contact Blake Insurance Group for a fast, no-obligation quote. We compare options from leading insurers to find the best coverage at the most competitive price, making the process simple and transparent.

Our Service Areas for Business Auto Insurance Near You

We proudly serve businesses throughout Ohio, including:

• Columbus

• Cleveland

• Cincinnati

• Toledo

• Akron

• Dayton

• Youngstown

• And all surrounding communities

No matter where your business is located, Blake Insurance Group is here to help you secure affordable, reliable commercial auto insurance in Ohio.

Protect your business’s future-reach out today for your personalized commercial auto insurance quote in Ohio!