Top Ten Auto insurance companies in Arizona
Arizona’s minimum coverage requirements are fairly standard compared to other states. Additionally, Arizona follows at-fault laws, so drivers are not required to carry personal injury protection
Arizona Minimum Insurance Requirements
The state of Arizona requires all drivers to carry liability insurance. If you don’t have the required insurance, you could face fines and license or vehicle registration suspension.
Minimum liability required in the state of Arizona is divided as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
In addition to the minimum coverage requirements, many car insurance companies offer optional coverage for more protection. Here are some of the additional coverage’s that Arizona drivers may want to consider purchasing:
- New car replacement: This coverage is designed to replace your new car with the same make and model if yours is totaled in a covered accident.
- Accident forgiveness: This option could help you avoid a premium increase after an at-fault accident.
- Roadside assistance: When you’re stranded on the side of the road, your insurer’s roadside assistance could help you get towing service, a flat tire change, and more.
- Uninsured/underinsured motorist: This optional coverage (though required in some states) is designed to cover your losses if you’re in an accident where the at-fault driver doesn’t have insurance
Our Selection Criteria Includes:
*Affordability: as measured by its cost relative to the amount that the purchaser is able to pay, good for your budget. When it comes to providing customers with affordable auto insurance
* Customer support: providing efficient, quick, and friendly service to customers as well as building strong relationships with them assist customers in making cost effective and correct auto policy decision based on available offers with
* Coverage options: generally includes several types of coverage including liability insurance, comprehensive and collision coverage and any other coverage needed to meet the state’s minimum insurance requirements
* Customer satisfaction scores: It’s the sum of all positive responses, divided by the total responses collected, then multiplied by 100. Measures customer satisfaction with a business, purchase, or interaction. It’s one of the most straightforward ways to measure customer satisfaction
* Online reputation: Online reputation is the image that a brand, product or service has on the internet (web and digital platforms). Often time, customer reviews, news and facts about the brand weigh more than what the brand communicates and promotes
Top Ten Auto insurance companies in Arizona
Progressive
Progressive offers all the most common types of car insurance In Arizona including comprehensive, collision, and liability insurance that meets the required the state.
Progressive is one of the top auto insurance companies, nation’s third largest auto insurance company and is currently rated the best website for buying and owning car insurance, Customers can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and website
Discounts: Multi-policy, Multi-car, Continuous insurance, Snapshot: Safe driver discount, Homeowner discount, Paperless, Pay in full, automatic payment.
Geico
provides car insurance to thousands of drivers across the State of Arizona. As the second-largest auto insurer in the country, Geico offers a wide range of coverage options and offers all the most common types of car insurance
In Arizona including comprehensive, collision, and liability insurance that meets the required the state standard, Customers can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and website
Discounts: Vehicle Equipment Discounts, Discounts for Driving History and Habits, Driver’s Education Discounts, Driver Affiliation Discounts, Customer Loyalty Discounts,
Nationwide
provides car insurance to thousands of drivers across the State of Arizona Has grown from a small mutual auto insurance company, owned by policyholders who spent their days farming in Ohio, to one of the largest insurance and financial services companies in the world,
Customers can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and website
Discounts: Multi-Policy Discount, SmartRide Discount, SmartMiles Discount, Accident-Free Discount, Good Student Discount, Defensive Driving Discount, Anti-Theft Discount, Safe Driver Discount, EasyPay Discount, Paperless Discount, Affinity Member Discount
State Farm
provides auto insurance to thousands of drivers in the State of Arizona, state farm agents’ helps you protect what matters most with home & car insurance, offers a variety of ways to save on your auto insurance discounts. Drive Safe & Save Customers can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and website
Discounts: Drive Safe & SaveT , Steer Clear®, Accident-free and good driving savings, Safe vehicle discounts, Savings for loyal customers, Multiple auto savings, Multiple line savings
Travelers
Travelers takes on the risk and provides the coverage you need to protect the things that are important to you — your home, your car, your valuables and your business — so you don’t have to worry. We have been around for more than 165 years and have earned a reputation as one of the best property casualty insurers in the industry because we take care of our customers.
expertise and focus on innovation have made us a leader in personal, business and specialty insurance and the only property casualty company in the Dow Jones Industrial Average. Every day, our approximately 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom and Ireland help provide peace of mind to our customers
Discounts: Multi-Policy Discount Insurance, Multicar Discount, Home Ownership Discount, Safe Driver Discount, Continuous Insurance Discount, Hybrid/Electric Car Insurance Discount, New Car Discount, EFT, Pay in Full and Good Payer Discounts, Early Quote Discount, Driver Training Discount
Farmers
is proud to serve more than 10 million households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 21,000 employees Farmers Insurance Group is an American insurer group of automobiles, homes and small businesses and also provides other insurance and financial services products. Farmers Insurance has more than 48,000 exclusive and independent agents and approximately 21,000 employees.
Discounts: Multiline, Multicar, Affinity, ePolicy, Good Payer (not available in CA), Safe Driver, Distant Student, Youthful Driver, Mature Driver / Defensive Driver / Senior Driver (name of discount varies by state, not all states have this discount), Homeowner, EFT, Pay In Full
Allstate
The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with more than 113 million proprietary policies. Allstate offers a broad array of protection products through multiple brands and diverse distribution channels, including auto, home, life and other insurance offered through its Allstate, Esurance, Encompass, SquareTrade and Answer Financial brands. Allstate is widely known from the slogan “You’re in Good Hands with Allstate.”
Discounts: Multiple policy discount ,Early Signing Discount®, Responsible payer discount, New car discount, EZ pay plan discount, Allstate eSmart® discount, FullPay® discount, Safe driving club.
USAA
proudly serves millions of military members and their families with competitive rates on insurance, banking and investment services. policy holders can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and USAA SafePilot program is optional. Member must have an active USAA auto insurance policy to receive discount.
This program is only available in select states to be eligible for this discount, the former dependent must have been insured on the parents’ or guardians’ policy for a minimum of three years, be less than 25 years old, and have a clean driving record. Restrictions apply.
American Family
It’s about helping you protect the people and things in your life that matter most. That’s why, when you choose protection with American Family, your agent will be there from the moment you select your coverage to helping you in your time of need policy holders can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app
Discounts Multi-vehicle, Loyalty, Early Bird, Multi-product, Steer Into Savings, Auto Safety Equipment, Defensive Driver, Good Driving, Low Mileage, KnowYourDrive, Good Student, TeenSafeDriver, Away at School, Young Volunteer, Generational, Auto Pay, Customer Full Pay, Paperless
Hartford
The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. For more than 211 years, we have provided people and businesses with the support and protection they need to pursue their unique ambitions, seize opportunity and prevail through unexpected challenges
Hartford is proud to be widely recognized for our customer service excellence, sustainability practices, trust and integrity. , Customers can access services – including quotes, bills payment, and claims filing – through a user-friendly mobile app and website
AARP Members Get Auto Insurance Discounts
Lifetime car repair assurance, New Car Replacement, RecoverCare, Accident Forgiveness, Disappearing Deductible, Labor & Towing Insurance,