Why Choose Progressive Insurance in San Jose?

Choosing a local Progressive Insurance agent in San Jose, CA means working with professionals who understand both the Bay Area lifestyle and the state’s complex insurance regulations.

Our agency combines personalized service with Progressive’s trusted nationwide network. Whether you’re commuting through Silicon Valley or protecting your San Jose home from wildfire and earthquake risks, we tailor coverage to fit your needs and California’s legal requirements.

California Auto Insurance Coverage with Progressive

Driving in San Jose means dealing with fast-paced highways, tech industry commutes, and city congestion. Our Progressive auto policies include:

• Liability coverage that meets CA’s 15/30/5 minimum limits

• Collision and comprehensive protection

• Uninsured/underinsured motorist coverage

• Rideshare insurance endorsements for Uber and Lyft drivers

• SR-22 filings for license reinstatement or high-risk drivers

We help customize your policy with limits and add-ons that make sense for Bay Area driving.

Homeowners, Renters & Condo Insurance in San Jose

San Jose residents face wildfire danger, theft, and potential earthquake damage. Whether you own a townhome in Willow Glen, rent in downtown, or manage a condo in Almaden Valley, Progressive offers:

• Standard protection for fire, theft, smoke, and vandalism

• Personal liability and guest medical coverage

• Loss of use coverage during repairs or evacuations

• Optional add-ons for earthquake, jewelry, electronics, and more

We ensure your home or rental is covered with practical and affordable options.

Commercial Insurance Solutions for California Businesses

San Jose is a hub for innovation and small businesses. Whether you run a tech startup, food truck, or local contracting firm, we offer Progressive business insurance tailored to your operation:

• General liability insurance

• Workers’ compensation coverage

• Commercial auto policies

• Business Owner’s Policies (BOPs)

• Access to professional liability and cyber insurance through our brokerage partners

We simplify coverage so you can focus on scaling your business.

Bundle and Save: Progressive Multi-Policy Discounts in San Jose

Bundling your policies with Progressive is a smart way to maximize protection while saving money. Popular bundles include:

• Auto + Home

• Auto + Renters or Condo

• Auto + Umbrella Insurance

• Business + Commercial Auto

As your San Jose agent, we help uncover all available discounts for maximum value.

Wildfire, Earthquake & Flood Insurance Considerations in California

Wildfires, earthquakes, and floods are increasing threats for San Jose homeowners. While Progressive policies cover many risks, we help clients extend protection with:

• Standalone earthquake insurance through top partners

• Flood insurance via NFIP or private carriers

• Excess wildfire protection for high-risk ZIP codes

We build comprehensive solutions that go beyond basic coverage.

24/7 Claims Support Backed by Local Agent Service

With Progressive, you get the convenience of 24/7 claims handling, backed by our local agency’s hands-on support. Whether you’re reporting a fender bender or home damage, we’ll walk you through the process and follow up until your claim is resolved.

How to Get a Progressive Insurance Quote in San Jose

Getting started is easy. Choose your preferred method:

• Online: Get a quick, no-obligation quote on our website

• Phone: Call our San Jose office for personal assistance

• In-person: Visit us to review options and ask questions face-to-face

No matter how you connect, you’ll get expert help and competitive Progressive rates.

Customized Coverage for California Drivers and Homeowners

San Jose neighborhoods vary in risk and property value. That’s why we offer:

• Adjustable deductibles and limits

• Add-ons like pet injury, identity theft, and glass coverage

• Policy options tailored for urban, suburban, and high-risk areas

We help fine-tune your policy for total peace of mind.

California Insurance Laws and Minimum Requirements

California mandates these minimum auto insurance coverages:

• $15,000 for bodily injury per person

• $30,000 for bodily injury per accident

• $5,000 for property damage

However, these limits may not cover severe accidents. We educate you on options for more robust protection and how to comply with property and liability laws across California.