Product designers insurance quote
Product Designers and Sellers Insurance Quote – Protect Your Business with Affordable Coverage
As a product designer or seller, you face unique risks, from liability claims due to defective products to intellectual property disputes. Whether you create, manufacture, or sell products, having the right business insurance is essential to protect your financial investment.
At Blake Insurance Group, we make it fast and easy for you to obtain a free, no-obligation business insurance quote from multiple top-rated commercial insurance companies. Our online form allows you to compare coverage options quickly and efficiently, ensuring you find the best policy at the most competitive rate.
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Why Do Product Designers and Sellers Need Insurance?
✔ Product liability risks – A customer could claim a product caused injury or property damage.
✔ Intellectual property protection – Your design could be copied or infringe on existing patents.
✔ Supply chain issues – Delays in manufacturing or distribution can lead to financial losses.
✔ Business property risks – Equipment, tools, and materials could be damaged or stolen.
✔ Cybersecurity risks – E-commerce sellers may face data breaches or fraud.
The right business insurance policy can cover these risks and provide financial security if something goes wrong.
Compare Insurance Quotes from Top Providers
At Blake Insurance Group, we work with multiple top-rated insurers, ensuring you receive affordable, customized coverage that suits your business needs. If you’ve already received a quote, comparing other options ensures you get the best possible deal.
Here are five leading commercial insurance providers we work with:
The Hartford
✅ Industry Expertise: Specializes in small business insurance, including coverage for product designers and sellers.
✅ Key Coverages: Product liability, general liability, business property insurance, and workers’ compensation.
✅ Why Choose The Hartford? Reliable coverage with strong customer support and tailored business policies.
Hiscox
✅ Industry Expertise: Offers flexible, affordable insurance solutions for small businesses.
✅ Key Coverages: General liability, professional liability, and cyber insurance for online sellers.
✅ Why Choose Hiscox? Customizable policies designed to protect against unique product and e-commerce risks.
Travelers Insurance
✅ Industry Expertise: Provides specialized business insurance for manufacturers, wholesalers, and retailers.
✅ Key Coverages: Product liability, property insurance, and business interruption insurance.
✅ Why Choose Travelers? Strong reputation for handling claims efficiently and providing robust product liability protection.
Liberty Mutual
✅ Industry Expertise: Trusted provider with comprehensive business insurance solutions.
✅ Key Coverages: Business Owners Policy (BOP), commercial auto insurance (for deliveries), and workers’ compensation.
✅ Why Choose Liberty Mutual? Competitive pricing and strong financial stability for product-based businesses.
Nationwide
✅ Industry Expertise: Offers specialized insurance for designers, manufacturers, and online sellers.
✅ Key Coverages: Commercial property, general liability, product recall coverage, and cyber liability insurance.
✅ Why Choose Nationwide? Excellent coverage for product recalls and business interruption due to supply chain issues.
Get Your Free Quote Today
Whether you’ve already received a quote from one of these companies or are just starting your search, comparing your options can help you make an informed decision. Blake Insurance Group’s online form makes it fast and easy to explore multiple business insurance options for your product design or sales business.
Here’s what you can expect:
Quick & Easy Process: Get your business insurance quote in minutes
No-Obligation Comparison: Compare policies with no commitment
Multiple Coverage Options: Find the best plan tailored to your business needs
Don’t leave your product design or sales business unprotected. Get your free, no-obligation quote today and ensure your business has the best coverage at the right price.
Understanding Insurance Costs for Product Designers and Sellers
Insurance costs can vary based on factors such as your business size, type of products, and annual revenue. On average, product designers and sellers might expect to pay:
General liability: $36 per month
Business owner’s policy: $54 per month
Professional liability/E&O: $142 per month
However, these are just averages. Your actual costs may differ, which is why it is so important to compare quotes from multiple providers.
Using Blake Insurance Group’s quote comparison tool, you can ensure you’re getting the most comprehensive coverage at the most competitive rates, tailored specifically to your product design or sales business’s unique needs.
Frequently Asked Questions: Product Designers and Sellers Insurance
What is product liability insurance?
Product liability insurance protects businesses from legal claims of bodily injury or property damage caused by products they make, distribute, or sell. It's typically included in general liability insurance policies.
Who needs product liability insurance?
Any business that designs, manufactures, distributes, or sells products should consider this coverage. This includes suppliers, manufacturers, importers, distributors, wholesalers, retailers, and e-commerce sellers.
What does product liability insurance cover?
It typically covers:
- Design defects
- Manufacturing defects
- Marketing errors (e.g., incorrect labeling)
- Insufficient warnings
- Strict liability claims
How much does product liability insurance cost?
Costs vary based on factors like industry, location, claims history, and policy limits. On average, general liability insurance (which includes product liability) costs about $42 per month.
Is product liability insurance required?
While not always legally required, it may be mandated by clients or partners. For example, Amazon requires third-party sellers to obtain product liability insurance after reaching $10,000 in monthly sales.
What's not covered by product liability insurance?
Product liability insurance typically doesn't cover:
- Tech products (digital harm)
- Employee injuries
- Product recalls
- Commercial auto accidents
- Damage to your own property
How can I reduce my product liability insurance costs?
To potentially lower premiums:
- Implement robust safety measures
- Train employees in product safety
- Maintain a clean claims history
- Bundle multiple policies (e.g., with a Business Owner's Policy)
Is product liability insurance the same as product recall insurance?
No, product liability insurance doesn't cover recalls. You'd need a separate product recall insurance endorsement for that coverage.
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent