Foremost is a proud member of the Farmers Insurance Group of Companies, offering a wide variety of home, life, specialty, commercial, and auto insurance products, and services across the United States

As a specialty insurance company, we serve our markets by providing insurance choices that may not be offered by other companies.

We do this all with a level of care that we take pride in. From the people who create our policies to the representatives who process your claims, we strive to serve our customers to the best of our abilities. If you’re looking for in-person service right in your community, then turn to one of the thousands of highly-trained and exceptional agents that represent Foremost across the country. If you’re looking for in-person service right in your community, then turn to one of the thousands of highly-trained and exceptional agents that represent Foremost across the country

Agents that write Foremost can help you choose the best policy for your situation and get the discounts you qualify for and should you have a claim, from frozen pipes to an automobile accident, rest assured, a team of professionals is on hand 24/7/365 to take your call

Your home isn’t standard and your insurance policy shouldn’t be either. You need specialized coverage that will take care of the things that matter to you. Foremost is flexible and understands your needs. We are happy to offer coverage choices for all different types of homes and homeowners. Lucky for you, an agent can help you choose the right Foremost policy for your home, so you can relax while someone else takes care of the paperwork!

Your home isn’t standard and your home insurance policy shouldn’t be either. We are happy to offer coverage choices for all different types of homes and homeowners.

We’ve Got You Covered with Flexible Home Insurance Options: foremost mobile home insurance

• Comprehensive Property Coverage.

This means we cover most direct, sudden, and accidental physical losses that aren’t specifically excluded in your policy.

• Named Peril Coverage.

This means we cover “perils” (fire, explosion, lightning, windstorm, and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.

• Liability Coverage.

This provides coverage if you’re found legally responsible for an accident that causes injury to someone who doesn’t live in your home or causes property damage to another property.

• Actual Cash Value.

If your home is destroyed by an insured loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.

• Replacement Cost.

If you purchase a Replacement Cost policy and your home is destroyed by an insured loss, the settlement reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.

• Extended Replacement Cost.

You can receive an additional 25% of the insured amount, to replace your home! (not available in all states or programs).

• Popular Optional Coverage:

♦Additional Living Expenses

♦Replacement Cost Coverage on Personal Property

♦Addition Coverage for jewelry, watches, and furs

♦Business Property and Liability

♦High Liability Limits

About the coverage described on this site: Your insurance contract is contained only in your policy, not on this website. Your insurance protection may vary from the coverage described here, depending on the standard coverage included in your policy and the optional coverage you purchase. Credit is only used by underwriting or rating where allowed by state law. Foremost use credit-based insurance scoring in some cases. * Coverage may not be available in all areas. About the coverage’s described on this site: Your insurance contract is contained only in your policy, not on this website. Your insurance protection may vary from the coverage described here, depending on the standard coverage’s included in your policy and the optional coverage you purchase

Specialized Insurance Programs for Members

Mobile Home Insurance Program

Get superior coverage designed just for mobile homes with the Mobile Home Insurance Program from Foremost.

Motorcycle Insurance Program

Foremost started in the specialty insurance business over 60 years ago and understands the coverage’s that are important to you. Count on the Motorcycle Program from Foremost to provide customizable policies that offer you the protection you want.