Why Choose Progressive Insurance in San Francisco?

Working with a local Progressive Insurance agent in San Francisco means getting the best of both worlds: trusted national coverage and personalized service rooted in the Bay Area. From navigating the tight streets of the Mission District to understanding wildfire and earthquake risks in the surrounding areas, we tailor Progressive policies to meet your lifestyle, budget, and California’s strict insurance laws.

California Auto Insurance Coverage with Progressive

Whether you’re commuting across the Bay Bridge or ridesharing in SoMa, Progressive’s auto coverage keeps San Francisco drivers protected with:

• Liability insurance that meets or exceeds California’s 15/30/5 minimum limits

• Collision and comprehensive protection for accidents, theft, and vandalism

• Uninsured/underinsured motorist coverage

• SR-22 filings for high-risk drivers or reinstating licenses

• Rideshare endorsements for Uber, Lyft, and gig drivers

We’ll help you customize your auto policy with limits and add-ons that match your needs and risk level.

Homeowners, Renters & Condo Insurance in San Francisco

Living in San Francisco presents unique challenges for property owners and renters, including wildfire exposure, earthquake risks, and property theft. We help secure your investment with Progressive coverage for:

• Homeowners, renters, mobile home, and condo insurance

• Standard protections for fire, smoke, vandalism, and liability

• Loss of use and guest medical coverage

• Add-ons for earthquake protection, jewelry, and electronics

Whether you live in a Victorian in the Haight or a downtown high-rise, we’ll build the right coverage for your space.

Commercial Insurance Solutions for California Businesses

San Francisco is home to entrepreneurs, contractors, and tech innovators. Our agency helps local businesses stay protected with Progressive’s flexible commercial insurance options:

• General liability coverage

• Workers’ compensation for employee injury claims

• Commercial auto for delivery vehicles, vans, and mobile businesses

• Business Owners Policies (BOPs) for packaged liability + property

• Access to professional and cyber liability insurance through partner carriers

Whether you’re a freelancer or run a fast-growing startup, we’ll guide you to the right business policy.

Bundle and Save: Progressive Multi-Policy Discounts in San Francisco

Save time and money by bundling your policies with Progressive. Our most popular combinations include:

• Auto + Homeowners Insurance

• Auto + Renters or Condo

• Auto + Umbrella Insurance

• Business + Commercial Auto

We’ll help you stack all available discounts while ensuring your coverages complement each other.

Wildfire, Earthquake & Flood Insurance Considerations in California

San Francisco residents face real threats from wildfires, earthquakes, and rare but serious coastal flooding. While Progressive covers many common risks, we help fill the gaps with:

• Standalone earthquake policies through partner carriers

• Flood insurance from the NFIP or private carriers

• Excess coverage for wildfire-prone areas and high-value homes

We provide complete protection beyond what standard policies offer.

24/7 Claims Support Backed by Local Agent Service

Progressive’s claims service is available 24/7, but our agency gives you local support every step of the way. From helping you file the claim to following up with adjusters, you’ll never be alone when it matters most.

How to Get a Progressive Insurance Quote in San Francisco

Get the coverage you need with ease:

• Online: Start a quick quote right here on our website

• By phone: Call our local San Francisco office for personalized help

• In person: Visit our agency to review options and ask questions directly

We’re ready to help however you prefer to connect.

Customized Coverage for California Drivers and Homeowners

From urban condos in the Tenderloin to hillside homes in Twin Peaks, we offer personalized protection options, including:

• Flexible deductibles and coverage limits

• Optional endorsements like identity theft, water backup, and more

• Coverage options for wildfire-prone, floodplain, and earthquake-exposed properties

Let us customize your Progressive policy to match your lifestyle.

California Insurance Laws and Minimum Requirements

In California, drivers must carry:

• $15,000 for injury/death per person

• $30,000 for injury/death per accident

• $5,000 for property damage

We help you go beyond the minimums for real protection—without overpaying.