Progressive Insurance Agent in Riverside, CA – Local Expertise with Nationwide Strength

Why Choose Progressive Insurance in Riverside?

As your local Progressive Insurance agent in Riverside, CA, we bring the best of both worlds: the national strength of Progressive and the personalized service of a local agency. Whether you live in Orangecrest, Woodcrest, or near Downtown Riverside, we provide insurance solutions designed for California lifestyles and legal requirements—plus personal service from a team that knows your neighborhood.

California Auto Insurance Coverage with Progressive

Riverside drivers deal with congested highways like I-215 and CA-91, unpredictable weather, and a growing population. Progressive offers flexible and affordable auto insurance options including:

• Liability insurance that meets California’s 15/30/5 minimum limits

• Collision and comprehensive coverage for theft, accidents, and natural disasters

• Uninsured/underinsured motorist protection

• Rideshare endorsements for Uber, Lyft, and delivery drivers

• SR-22 filings for high-risk drivers or license reinstatement

We tailor each policy to your driving habits, risk factors, and budget.

Homeowners, Renters & Condo Insurance in Riverside

Whether you own a home in Canyon Crest or rent near UC Riverside, you need protection from wildfire, theft, and earthquakes. We offer:

• Homeowners insurance for single-family homes, condos, and mobile homes

• Renters insurance for students and apartment dwellers

• Coverage for fire, smoke, wind, vandalism, and personal liability

• Add-ons for water backup, earthquake coverage (through partners), and scheduled valuables

We’ll help you find the right level of protection for your property and belongings.

Commercial Insurance Solutions for California Businesses

From food trucks downtown to logistics companies near March Air Reserve Base, Riverside businesses need custom coverage. We offer:

• General liability insurance for slips, falls, and lawsuits

• Commercial auto insurance for business vehicles

• Workers’ compensation to meet California labor laws

• Business Owner’s Policies (BOPs) for bundled savings

• Optional coverage for cyber risk, errors & omissions, and inland marine

We help sole proprietors, LLCs, and corporations stay covered and compliant.

Bundle and Save: Progressive Multi-Policy Discounts in Riverside

Progressive rewards policyholders who combine multiple lines of coverage. Popular bundles include:

• Auto + Home or Renters Insurance

• Auto + Umbrella or Motorcycle Insurance

• Business + Commercial Auto

We’ll identify the best bundling opportunities to reduce your costs without reducing coverage.

Wildfire, Earthquake & Flood Insurance Considerations in California

With Riverside County’s wildfire risk and proximity to fault lines, it’s critical to supplement basic insurance with specialty coverage:

• Earthquake insurance available via partner carriers

• Flood insurance through the NFIP or private insurers

• Excess wildfire insurance for at-risk zones in rural or hillside areas

We provide location-based recommendations to help protect your home or business.

24/7 Claims Support Backed by Local Agent Service

Progressive offers 24/7 claims support, and our Riverside team is here to help you through:

• Reporting a claim online or via the app

• Understanding coverage and next steps

• Communicating with adjusters and scheduling repairs

You’ll always have a local expert on your side.

How to Get a Progressive Insurance Quote in Riverside

Getting started is easy:

• Online: Start your free quote in minutes

• Phone: Call our Riverside office for personalized assistance

• In person: Visit us for a full policy review and comparison

We make shopping for insurance simple and efficient.

California Insurance Laws and Minimum Requirements

As of January 1, 2025, California’s minimum auto liability requirements are:

• $30,000 for bodily injury per person

• $60,000 for bodily injury per accident

• $15,000 for property damage per accident

Uninsured/underinsured motorist coverage must be offered but can be declined in writing. California is an at-fault state, meaning the responsible party’s insurance pays for damages. Homeowners insurance isn’t required by law, but is often required by mortgage lenders and is strongly recommended to protect your investment.

Ready to protect what matters most? Contact your Progressive Insurance agent in Riverside, CA today for a free, personalized quote-online, by phone, or in person-and discover why so many Californians trust Progressive for their insurance needs