Progressive Insurance Agent in Irvine, CA – Local Knowledge, Nationwide Coverage

Why Choose Progressive Insurance in Irvine?

As your local Progressive Insurance agent in Irvine, CA, we offer the perfect balance of personalized service and national strength. Whether you live near Woodbridge, University Park, or work in the Spectrum District, our agency understands Irvine’s unique needs—from commuter traffic to wildfire zones and growing business districts. With Progressive, you get smart insurance backed by a local team that’s here for you.

California Auto Insurance Coverage with Progressive

Driving in Irvine means navigating the 405, 5, and local parkways, which calls for reliable auto coverage. Progressive offers:

• Liability coverage that meets California’s legal minimums (15/30/5)

• Comprehensive and collision protection for your car

• Uninsured/underinsured motorist coverage

• Rideshare endorsements for Uber, Lyft, and delivery drivers

• SR-22 filings for drivers needing proof of financial responsibility

We customize auto policies that fit your driving habits and budget.

Homeowners, Renters & Condo Insurance in Irvine

Irvine’s master-planned communities and newer condos face wildfire risks, earthquakes, and increasing property values. Protect your home with Progressive’s property insurance options:

• Homeowners insurance for houses and mobile homes

• Renters insurance for apartments or off-campus housing near UC Irvine

• Condo insurance with personal liability and property protection

• Optional add-ons for scheduled personal property, earthquake insurance (through affiliates), and theft protection

No matter where you live in Irvine, we’ll help you cover it right.

Commercial Insurance Solutions for California Businesses

From tech startups near UCI Research Park to restaurants and retailers in Irvine Spectrum, Progressive offers business insurance options to keep your company protected and compliant:

• General liability insurance for bodily injury or property damage

• Commercial auto insurance for business-use vehicles

• Workers’ compensation for employees

• Business Owner’s Policies (BOPs) for bundled coverage

• Optional policies like cyber liability, E&O, and equipment protection

We’ll help you build a commercial policy suited to your industry and risk level.

Bundle and Save: Progressive Multi-Policy Discounts in Irvine

Progressive rewards policyholders who combine coverage types. Available discounts include:

• Auto + Homeowners or Renters Insurance

• Auto + Umbrella or Motorcycle Insurance

• Business Auto + General Liability

Bundle multiple policies to save while keeping all your protection in one place.

Wildfire, Earthquake & Flood Insurance Considerations in California

Irvine’s proximity to fire-prone hills and seismic activity makes additional coverage essential. We help you enhance your Progressive policy with:

• Earthquake insurance through third-party carriers

• Flood insurance via NFIP or private insurers

• Excess wildfire coverage for high-risk areas like Turtle Rock and Shady Canyon

We assess your home’s exposure and offer layered coverage solutions for peace of mind.

24/7 Claims Support Backed by Local Agent Service

Progressive’s national claims center is available 24/7, but our Irvine office ensures you’re never alone when filing:

• Submit claims online or through the app

• Track repairs and payments

• Get guidance from your local agent every step of the way

Fast service meets personal attention.

How to Get a Progressive Insurance Quote in Irvine

We make it easy to get a quote your way:

• Online: Start a Progressive quote in minutes

• By phone: Speak with a local Irvine insurance expert

• In person: Visit our office for a full coverage review

Our goal is to simplify the insurance process while giving you the best value.

Customized Coverage for California Drivers and Homeowners

Whether you’re a student, tech professional, homeowner, or small business owner, we offer:

• Flexible limits and deductibles

• Optional coverages like glass repair, rental reimbursement, and identity theft

• Protection that fits urban condos, suburban homes, or rural properties

Every policy is built around your needs—not just your ZIP code.

California Insurance Laws and Minimum Requirements

As of January 1, 2025, California’s minimum auto liability requirements are:

• $30,000 for bodily injury per person

• $60,000 for bodily injury per accident

• $15,000 for property damage per accident

Uninsured/underinsured motorist coverage must be offered but can be declined in writing. California is an at-fault state, meaning the responsible party’s insurance pays for damages. Homeowners insurance isn’t required by law, but is often required by mortgage lenders and is strongly recommended to protect your investment.

Ready to protect what matters most? Contact your Progressive Insurance agent in Irvine, CA today for a free, personalized quote-online, by phone, or in person-and discover why so many Californians trust Progressive for their insurance needs.