livery insurance quote
Livery Insurance Quote
If you operate a transportation service, securing the right livery insurance coverage is essential to protect your vehicles, drivers, and passengers. At Blake Insurance Group, we make it easy to get a free, no-obligation livery insurance quote in just a few simple steps. Our online form lets you receive quotes from multiple top-rated insurance companies, enabling you to compare coverage options quickly and effortlessly.
Why Choose Blake Insurance Group for Your Livery Insurance Quote?
- Fast & Convenient: Submit one online form to get multiple quotes instantly.
- No-Obligation Quotes: Review your options with no pressure to commit.
- Tailored Coverage: Access policies explicitly designed for livery businesses, including taxis, limousines, rideshare vehicles, and more.
Top Insurance Companies for Livery Coverage
Here are five leading insurance companies offering livery insurance:
Progressive Commercial
Progressive Commercial is known for its comprehensive livery insurance options. They offer coverage for a wide range of vehicles, including taxis, limousines, and ride-sharing vehicles. Progressive’s policies typically include liability coverage, physical damage protection, and optional add-ons like roadside assistance and rental reimbursement.
Travelers
Travelers provides specialized livery insurance tailored to the unique needs of transportation businesses. Their policies often include general liability, auto liability, and physical damage coverage. Travelers also offers risk management services to help livery businesses minimize potential losses and improve safety.
Northland Insurance (a Travelers company)
Northland Insurance, a subsidiary of Travelers, specializes in transportation insurance. They offer customized livery insurance solutions for various vehicle types, including luxury sedans, stretch limousines, and passenger vans. Northland’s policies often include features like hired auto coverage and non-owned auto liability.
Liberty Mutual
Liberty Mutual offers comprehensive livery insurance coverage designed to protect both drivers and passengers. Their policies typically include liability coverage, physical damage protection, and optional coverages like medical payments and uninsured/underinsured motorist protection. Liberty Mutual also provides risk control services to help livery businesses enhance their safety practices.
Lancer Insurance
Lancer Insurance specializes in providing coverage for the transportation industry, including livery services. They offer tailored insurance solutions for various types of livery vehicles, from sedans to stretch limousines. Lancer’s policies often include features like hired and non-owned auto coverage, as well as optional endorsements for specific business needs.
By comparing quotes from these top-rated companies through Blake Insurance Group’s online form, you can find the livery insurance coverage that best suits your business needs and budget. Remember to carefully review each policy’s terms and conditions to ensure you’re getting the right level of protection for your specific situation.
Get your free, no-obligation quote today and take the first step towards comprehensive livery insurance protection for your business.
Key Considerations for Livery Insurance
When comparing livery insurance quotes, consider the following factors:
- Coverage limits for liability and physical damage
- Additional coverages like uninsured/underinsured motorist protection
- Deductible options
- Claims handling process and customer service reputation
- Risk management services offered by the insurer
- Discounts for safety features or driver training programs
By carefully evaluating these aspects, you can select a livery insurance policy that provides robust protection for your business while staying within your budget.
Already Have a Quote? Compare & Save!
If you’ve already received a quote from another provider, don’t settle just yet! Use our free comparison tool to evaluate your current offer against other leading insurance companies. This ensures that you’re getting the best coverage at the most competitive price.
Get Your Free Livery Insurance Quote Today!
Protect your livery business with the right insurance coverage. Fill out our quick online form now to get your free, no-obligation quote from multiple top-rated insurance companies. It’s fast, easy, and could save you money while providing the peace of mind you deserve.
Frequently Asked Questions About Livery Insurance
What is livery insurance?
Livery insurance is a type of commercial auto insurance designed for businesses that generate revenue from transporting people. It provides coverage for vehicles used for hire, such as taxis, limousines, and rideshare vehicles.
Who needs livery insurance?
Livery insurance is typically required for:
- Taxi services
- Limousine companies
- Black car services
- Rideshare drivers (e.g., Uber, Lyft)
- Non-emergency medical transportation (NEMT) providers
- Shuttle services
What does livery insurance cover?
Livery insurance typically covers:
- Bodily injury liability
- Property damage liability
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments
How much does livery insurance cost?
The cost of livery insurance can vary widely, typically ranging from $5,000 to $10,000 per year. Factors affecting the cost include:
- Location of the business
- Type of vehicles operated
- Driving history of employees
- Coverage limits and deductibles
Why is livery insurance more expensive than personal auto insurance?
Livery insurance is generally more expensive because:
- For-hire drivers spend more time on the road
- They often operate in densely populated areas
- There's a higher risk of accidents due to frequent passenger transport
- Higher liability limits are typically required
Can I use my personal auto insurance for livery services?
No, personal auto insurance policies typically exclude coverage for commercial activities like transporting passengers for hire. Using a personal policy for livery services could be considered fraud and result in claim denials.
What are the minimum coverage requirements for livery insurance?
Coverage requirements vary by state and sometimes even by city. Many states require a minimum of $1 million in liability coverage for livery vehicles. It's essential to check local regulations to ensure compliance.
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent