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3 Things You Didn’t Know About Cut-Rate Car Insurance

3 Things You Didn’t Know About Cut-Rate Car Insurance

It’s hard to turn on the television these days without talking squirrels and amphibians with British accents telling you to switch your car insurance policy to theirs. Sure it’s cheap and has a super cute spokeswoman, but that cut-rate car insurance policy you just switched to may have some surprises waiting for you down the road.

A High Deductible – If you are willing to carry an auto insurance policy with a $2000 deductible attached to it, you best have an extra $2000 stuffed under your mattress. Auto accidents can happen in the blink of an eye, is your bank account prepared to cushion the blow?

Low Coverage – Rarely do we hear lawsuits being settled for the “thousands” of dollars but rather the “hundreds of thousands” of dollars. Are you positive your cut-rate car insurance provides collision and comprehensive coverage? If your cut-rate auto insurance policy covers you at the lowest legal state limits, an at-fault accident may send your finances spiraling into bankruptcy.

Terrible Customer Service – You watch the TV commercials poke fun at “old school” insurance agents on Main Street, but when you are in an accident and need your insurance provider the most, your agent is just one phone call away. Prepare yourself for one customer service frustration after another with your new cut-rate car insurance policy. Slow responses and cheap repairs are the norms rather than the exception.

At Blake Insurance Group we love saving our customers money, but we also protect our customers and their families from the unknown. One of our team members is standing by ready to discuss how our low-cost, balanced protection auto policies can work for you.