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June 2018

what is a medicare advantage special needs plan?

What is a Medicare Advantage special needs plan? Medicare Special Needs Plans (SNPs) are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups …

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Auto insurance: Things to Know

Auto insurance: Things to Know Bodily injury: Most states require bodily-injury liability insurance to cover medical treatment, rehabilitation and funeral costs incurred by your own passengers, other drivers, their passengers and even injured pedestrians. Other costs covered include lawyers’ fees and non-monetary losses related to pain and suffering. State minimum-coverage limits are too low to …

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What is Mortgage payment protection insurance?

A mortgage life insurance policy is an insurance policy designed specifically to repay mortgage debt in the event of the death of the borrower. These policies differ from traditional life insurance policies. With a traditional policy, the death benefit is paid out when the borrower dies. A mortgage life insurance policy, however, doesn’t pay unless …

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