Architects insurance quote

Architects Insurance Quote – Affordable Coverage for Small Business Owners

Protecting your business with the right insurance coverage is crucial as an architect. Whether you’re an independent architect or own a small architectural firm, having comprehensive insurance ensures financial security and peace of mind. Blake Insurance Group makes it easy for small business owners to quickly get a free, no-obligation business insurance quote.

Our online form lets you compare commercial insurance coverage options from multiple top-rated providers in just minutes. By obtaining multiple quotes, you can decide on the best coverage that fits your business needs and budget.

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Architects insurance quote

Small Business Insurance Quotes

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Why Compare Architects Insurance Quotes?

  • Save Money: Compare rates from leading insurance companies and find the most affordable option.
  • Custom Coverage: Choose policies tailored specifically for architects, including professional liability, general liability, and business property insurance.
  • Fast and Easy: Get quotes within minutes without the hassle of lengthy paperwork.
  • Trusted Providers: Access coverage from top commercial insurance companies in the industry.

Top Insurance Providers for Architects’ Insurance

Here are some of the leading commercial insurance companies where you can compare architects’ insurance quotes:

 Hiscox Insurance

Hiscox specializes in small business insurance, offering professional liability (errors & omissions) insurance, general liability, and business owner’s policies (BOP). Their policies are known for flexibility and can be tailored to meet the specific risks architects face.

The Hartford

A highly reputable insurer for small businesses, The Hartford provides comprehensive coverage, including E&O insurance, commercial property insurance, and workers’ compensation for architectural firms with employees. Their business owner’s policies are designed to be affordable while offering extensive protection.

 Travelers Insurance

Travelers is one of the largest commercial insurers in the U.S., offering specialized architects and engineers liability insurance. Their policies protect against professional mistakes, design errors, and legal claims. Travelers is known for its strong financial stability and excellent customer service.

CNA Insurance

CNA specializes in professional liability coverage for architects and engineers. Their policies offer legal defense coverage, claims support, and industry-specific risk management solutions. CNA has been a trusted provider for professionals for decades.

NEXT Insurance

NEXT Insurance focuses on small business owners and offers affordable, digital-first insurance solutions. Their coverage includes general liability, professional liability, and business owner’s policies, all of which can be purchased online within minutes. NEXT is an excellent option for architects looking for fast, budget-friendly coverage.

How It Works

Please complete our simple online form with basic information about your architecture business.

Receive quotes from multiple insurance providers within minutes.

Compare coverage options and prices to find the best fit for your needs.

Make an informed decision with no pressure or obligation to purchase.

Architects Insurance FAQ

Frequently Asked Questions About Architects Insurance

What types of insurance do architects typically need?
Architects typically need several types of insurance coverage:
  • Professional Liability Insurance (Errors & Omissions)
  • General Liability Insurance
  • Workers' Compensation Insurance
  • Commercial Auto Insurance (if using vehicles for work)
  • Business Owner's Policy (BOP)
What does Professional Liability Insurance cover for architects?
Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, covers:
  • Claims of negligence
  • Professional mistakes or errors
  • Failure to deliver promised services
  • Misrepresentation
  • Legal defense costs
  • Settlements and judgments
How is Professional Liability Insurance different from General Liability Insurance?
Professional Liability Insurance covers claims related to your professional services, while General Liability Insurance covers bodily injury, property damage, and personal injury claims unrelated to your professional work.
Are claims-made policies common for Architects Insurance?
Yes, most Professional Liability policies for architects are written on a claims-made basis. This means the policy must be in force when a claim is made and reported, regardless of when the incident occurred.
What factors affect the cost of Architects Insurance?
Several factors influence insurance premiums for architects:
  • Policy limits and deductibles
  • Number of licensed professionals
  • Years in business
  • Location of business
  • Annual billings
  • Types of projects and clients
  • Claims history
  • Risk management practices
Do architects need insurance to get licensed?
While insurance may not be required for licensing in all jurisdictions, many clients and projects will require architects to carry certain types of insurance coverage.
What is a hammer clause in Professional Liability policies?
A hammer clause allows an insurance company to settle a claim without the architect's consent. It's important to review policies carefully for such clauses, as they may not be ideal for all firms.
How long after a project is completed can a claim be made?
Most Professional Liability policy claims are reported two to three years after substantial completion of a project. However, this can vary, and some claims may arise much later.
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Blake Insurance Group

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Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

License: 16117464

Bio Page: https://blakeinsurancegroup.com/blake-nwosu/