American modern insurance
As an independent insurance agent with Blake Insurance Group, I have the privilege of helping clients across diverse states such as Arizona, Alabama, Florida, Georgia, New Mexico, New York, North Carolina, Oklahoma, Ohio, Texas, and Virginia. Navigating the insurance world can be complex, but it becomes a seamless process with the proper guidance and expertise.
At Blake Insurance Group, we partner with American Modern Insurance to offer a comprehensive suite of specialized insurance solutions tailored to our clients’ unique needs. Whether you’re looking to protect your home, recreational vehicles, or even a collector car, we are here to provide personalized service and robust coverage options. Let’s explore how we can secure your future with confidence and peace of mind.
Why Choose American Modern Insurance?
Choosing the right insurance provider ensures comprehensive coverage and peace of mind. Here are several compelling reasons to choose American Modern Insurance:
Expertise in Specialty Insurance
American Modern Insurance is recognized as a leader in specialty insurance, offering a wide range of products tailored to meet unique needs. Whether you need coverage for residential properties, recreational vehicles, or collector cars, American Modern provides specialized solutions designed to protect your valuable assets.
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Comprehensive Coverage Options
American Modern offers a variety of insurance products, including:
– **Homeowners Insurance**: Protects primary residences with customizable policies.
– **Rental Property Insurance**: Coverage for landlords and rental properties.
– **Recreational Insurance**: Boats, motorcycles, and RVs policies.
– **Collector Car Insurance**: Specialized coverage for classic and antique cars.
Strong Financial Backing
As a subsidiary of Munich Re, one of the world’s leading reinsurers, American Modern Insurance benefits from strong financial stability and expertise. This backing ensures that policyholders can trust the company’s ability to meet its obligations and provide reliable coverage.
Exceptional Customer Service
American Modern is committed to providing excellent customer service. Policyholders can access 24/7 online account management, allowing them to file claims, make payments, and manage their policies conveniently. The company’s efficient claims handling process ensures that claims are processed quickly and fairly.
Employee Satisfaction and Culture
American Modern is dedicated to serving its clients and creating a positive work environment for its employees. The company offers a range of benefits, including medical, dental, and vision insurance, life and dependent life insurance, short—and long-term disability insurance, and a 401(k) plan. This commitment to employee well-being translates into motivated, dedicated staff better equipped to serve clients.
Flexibility and Innovation
American Modern continuously evolves its products and services to meet its clients’ changing needs. The company’s focus on innovation ensures that policyholders receive the most up-to-date and practical insurance solutions.
American Modern Residential Insurance
American Modern Insurance offers a comprehensive suite of residential insurance products designed to meet the diverse needs of homeowners, landlords, condo owners, and mobile home residents. Here’s an overview of the key residential insurance options available:
Homeowners Insurance
American Modern’s Homeowners Insurance provides robust coverage for primary residences. This policy includes options for customizing coverage to fit homeowners’ unique needs and locations. Whether you need protection for your home’s structure, personal belongings, or liability coverage, American Modern offers flexible solutions to ensure your home is adequately protected.
Rental Property Insurance
American Modern offers Rental Property Insurance for landlords, specifically designed to protect rental homes and properties. This coverage includes protection for the physical structure of the rental property, liability coverage, and options to cover loss of rental income. This ensures landlords can safeguard their investments and manage risks associated with renting out properties.
Condo Insurance
Condominium owners can benefit from American Modern’s Condo Insurance, which is tailored to meet the unique needs of condo living. This policy covers the interior structure of the condo, personal belongings, and liability. It also provides coverage for improvements and upgrades to the unit, ensuring comprehensive protection for condo owners.
Mobile Home Insurance
American Modern specializes in Mobile Home Insurance, offering policies that cater to the specific requirements of mobile and manufactured homes. This coverage includes protection for the home, personal property, and liability. Additionally, American Modern provides options for covering additional structures, such as sheds and garages, and protection against specific risks that mobile homes may face.
American Modern Recreational Insurance
American Modern Insurance offers a range of recreational insurance products designed to protect your passion and ensure peace of mind. Here’s an overview of the key recreational insurance options available:
Boat Insurance
American Modern’s Boat Insurance provides comprehensive coverage for boats and personal watercraft. This policy includes separate liability protection, higher limits, and various options such as emergency assistance and protection from uninsured boaters. Whether you own a speedboat, sailboat, or personal watercraft, American Modern offers tailored solutions to keep you covered on the water.
Motorcycle Insurance
Motorcycle enthusiasts can benefit from American Modern’s Motorcycle Insurance, which offers protection for motorcycles, including liability and collision coverage. This policy also provides options for customizing coverage to fit the specific needs of motorcycle owners, ensuring that both the bike and the rider are well-protected. Whether you ride a cruiser, sport bike, or touring motorcycle, American Modern has you covered.
RV Insurance
For those who love traveling in recreational vehicles, American Modern’s RV Insurance is designed to provide comprehensive coverage for both travel and stationary use. This policy includes protection for the RV, personal belongings, and liability. Additionally, it offers options for covering additional structures and specific risks associated with RV living, ensuring you can confidently enjoy your adventures.
American Modern Specialty Insurance
American Modern Insurance offers a variety of specialty insurance products designed to meet clients’ unique needs with specific insurance requirements. Here’s an overview of the key specialty insurance options available:
Collector Car Insurance
American Modern’s Collector Car Insurance covers classic and antique cars, protecting your prized vehicles. This policy offers agreed value coverage, meaning that you, the car owner, the agent, and American Modern’s underwriters agree on the car’s value when the policy is activated. The agreed-upon value is the payout amount without depreciation in a total loss. This ensures no misunderstanding or financial shortfall if your collector car is damaged or lost.
Tiny Home Insurance
For those who live in or own tiny homes, American Modern offers Tiny Home Insurance, which provides unique policies tailored to tiny homes’ specific needs, whether on wheels or stationary. This coverage includes protection for the structure of the tiny home, personal belongings, and liability. It also offers options for additional coverages, such as protection for attached structures and specific risks associated with tiny home living.
Vacant Property Insurance
American Modern’s Vacant Property Insurance is designed to protect temporarily unoccupied properties. This policy covers the physical structure of the vacant property, liability, and other risks such as vandalism, theft, and water damage. It ensures that your property is safeguarded when not in use, providing peace of mind and financial protection.
Client Services and Support
American Modern Insurance Group is dedicated to providing exceptional client services and support to ensure a seamless experience for policyholders. Here’s an overview of the various services and support options available:
Customer Service
American Modern offers real-time customer support from Monday through Friday, 8 a.m. to 8 p.m. EST. Clients can reach the customer service team via email at servicecenter@amig.com or (800) 543-2644. The customer service team is equipped to assist with various inquiries, including policy details, billing questions, and general support needs.
Claims Information
Filing a claim with American Modern is straightforward and efficient. Clients can notify the company of a loss by emailing plclaims1@amig.com or calling (800) 375-2075. Once a claim is filed, clients can check the status of their claim through various communication channels. The claims process is designed to ensure quick and fair resolution, focusing on customer satisfaction.
Billing and Payments
American Modern offers flexible payment options to accommodate different preferences. Clients can make one-time payments or enroll in EZPay, an automatic payment plan allowing them to choose any payment day between the 1st and the 28th. Payments can be made via mail, with specific instructions for USPS and overnight deliveries, ensuring convenience and flexibility.
Policy Changes
American Modern recommends contacting your agent for any changes to coverage, limits, or deductibles. Agents are knowledgeable resources who can provide personalized assistance and ensure that any changes are accurately reflected in your policy. Clients can also submit name and mailing address changes through their online accounts, where they can download and view policy documents.
Online Account Management
Creating an online account with American Modern gives clients easy access to manage their policies. Through the online portal, clients can:
– View and download policy documents
– Submit changes to personal information
– Make payments and manage billing options
– Check the status of claims
This digital access ensures that clients can manage their insurance needs conveniently and efficiently from anywhere.
Comprehensive Support
American Modern’s commitment to customer service extends to providing hands-on training for insurance adjusters at their state-of-the-art training center. This ensures that adjusters are well-prepared to handle claims accurately and efficiently, reducing the need for reinspections and increasing claims resolution speed.
comparison table of American Modern Insurance and other similar insurance companies
| Feature/Company | American Modern Insurance Group | Liberty Mutual | Allstate | Progressive |
|---|---|---|---|---|
| Specialty Insurance | Yes, including mobile homes, manufactured homes, RVs, boats, motorcycles, collector cars, and more | Limited specialty insurance, primarily focuses on standard home, auto, and life insurance | Limited specialty insurance, primarily focuses on standard home, auto, and life insurance | Limited specialty insurance, primarily focuses on standard home, auto, and life insurance |
| State Availability | Available in all 50 states and Washington D.C. | Available in all 50 states | Available in all 50 states | Available in all 50 states |
| Customer Service | Real-time support from Monday to Friday, 8 a.m. to 8 p.m. EST | 24/7 customer service | 24/7 customer service | 24/7 customer service |
| Claims Handling | Hands-on training for adjusters, efficient claims processing | Standard claims handling process | Standard claims handling process | Standard claims handling process |
| Financial Stability | A+ rating from A.M. Best and Better Business Bureau | A rating from A.M. Best | A+ rating from A.M. Best | A+ rating from A.M. Best |
| Policy Customization | Extensive customization options for specialty and standard policies | Customization available but limited for specialty insurance | Customization available but limited for specialty insurance | Customization available but limited for specialty insurance |
| Discounts | Various discounts including multi-policy, no claims, paperless documents, and full premium payment | Multiple discounts including bundling, safe driver, and good student discounts | Multiple discounts including bundling, safe driver, and good student discounts | Multiple discounts including bundling, safe driver, and good student discounts |
| Mobile App | Yes, for policy management | Yes, for policy management and claims | Yes, for policy management and claims | Yes, for policy management and claims |
| Unique Offerings | Pet health insurance, vacant property insurance, golf cart insurance, and hobby farming coverage | Limited unique offerings, primarily standard coverage options | Limited unique offerings, primarily standard coverage options | Limited unique offerings, primarily standard coverage options |
| Average Customer Satisfaction | Mixed reviews, with some complaints about claims handling; overall A+ rating from BBB | Generally positive reviews, strong customer satisfaction | Generally positive reviews, strong customer satisfaction | Generally positive reviews, strong customer satisfaction |
FAQs Related to American Modern Insurance Group
Q: What types of insurance does American Modern Insurance Group offer?
A: American Modern Insurance Group offers a diverse range of insurance products, including homeowners insurance, rental property insurance, condo insurance, mobile home insurance, boat insurance, motorcycle insurance, RV insurance, collector car insurance, tiny home insurance, and vacant property insurance.
Q: How long has American Modern Insurance Group been in business?
A: American Modern Insurance Group was founded in 1965, giving it nearly six decades of experience in the insurance industry.
Q: What is the financial strength rating of American Modern Insurance Group?
A: American Modern Insurance Group has an "A+" (Superior) rating from A.M. Best, reflecting its strong financial stability and ability to meet its insurance obligations.
Q: What makes American Modern Insurance Group unique compared to other insurance companies?
A: American Modern Insurance Group is known for its specialty insurance products that cater to unique needs not readily found in the general market. This includes coverage for classic cars, motorcycles, boats, yachts, rental properties, vacant properties, vacation homes, and manufactured homes.
Q: Does American Modern Insurance Group offer online services?
A: Yes, American Modern Insurance Group offers online claims reporting and bill payment options, making it convenient for policyholders to manage their accounts and file claims.
Q: What kind of discounts does American Modern Insurance Group provide?
A: American Modern Insurance Group offers several discounts, including multi-policy discounts, no claims discounts, paperless documents discounts, and full premium payment discounts.
Q: How can I contact American Modern Insurance Group for customer service?
A: You can reach American Modern Insurance Group's customer service team via email at servicecenter@amig.com or by phone at (800) 543-2644. Customer service is available from Monday to Friday, 8 a.m. to 8 p.m. EST.
Q: What is the claims process like with American Modern Insurance Group?
A: Filing a claim with American Modern Insurance Group is straightforward. You can notify the company of a loss by emailing plclaims1@amig.com or calling (800) 375-2075. The claims process is designed to be efficient and customer-friendly.
Q: How can I get a quote from American Modern Insurance Group?
A: Getting a quote is easy. You can contact us at Blake Insurance Group, and we will gather the necessary information to provide you with a customized quote. As independent agents, we can compare options and find the best coverage for your needs from American Modern Insurance Group.
Blake Nwosu
Owner & Principal Agent
Blake Insurance Group
Phone: (888) 387-3687
Email: info@blakeinsurancegroup.com
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed