As an insurance agent at Blake Insurance Group, I know how vital your business vehicles are to your daily operations. Whether you run a single delivery van or manage a fleet across New York, affordable commercial auto insurance is not just a legal requirement-it’s essential protection for your business, employees, and financial future.

Protect Your Business Vehicles and Employees in New York

Commercial auto insurance shields your company from the high costs of accidents, property damage, lawsuits, and injuries involving your business vehicles. In New York, every business-owned vehicle must carry at least the state’s minimum liability coverage, but most businesses benefit from higher limits and broader protection. This coverage ensures that if your vehicle is involved in an accident, your business is protected from medical bills, legal fees, and other related expenses, keeping your operations running smoothly.

Why Small Businesses in New York Need Commercial Auto Insurance

Small businesses often rely on vehicles for deliveries, client visits, and transporting equipment. Personal auto insurance does not cover vehicles used for business activities, leaving you exposed to costly risks Commercial auto insurance provides:

• Protection against liability claims and lawsuits

• Coverage for vehicle repairs or replacement after accidents

• Safeguards for your business assets and reputation

• Compliance with New York state law, avoiding fines and license suspensions

Without proper coverage, a single accident could disrupt your cash flow or even threaten your business’s survival.

Coverage Options for Business Auto Insurance in New York

Commercial auto insurance policies can be tailored to your needs, with options including:

• Bodily injury and property damage liability (required by law)

• Personal injury protection (PIP)

• Collision and comprehensive coverage

• Uninsured/underinsured motorist coverage

• Medical payments

• Rental car coverage

• Roadside assistance

New York’s minimum requirements include $25,000/$50,000 for bodily injury, $10,000 for property damage, and $50,000 in PIP, but higher limits are recommended for better protection.

Who Needs Commercial Vehicle Insurance in New York?

You need commercial vehicle insurance if you:

• Own, lease, or rent vehicles for business use

• Have employees who drive company vehicles

• Use vehicles for deliveries, transporting goods, or client visits

• Operate trucks, vans, or specialized vehicles for your business

Even if you use a personal vehicle for work, you may need hired and non-owned auto insurance (HNOA) to ensure full coverage during business activities.

Industries We Insure: Contractors, Delivery, Trucking, and More

Blake Insurance Group insures a wide range of industries, including:

• Contractors and construction firms

• Delivery and courier services

• Trucking and transportation companies

• Food trucks and catering businesses

• Sales, service, and real estate professionals

• Healthcare and non-emergency transport

We understand the unique risks each industry faces and offer policies tailored to your specific needs.

Fleet Insurance Solutions for Small and Mid-Sized Businesses in New York

If your business operates multiple vehicles, fleet insurance provides comprehensive protection under a single policy. This approach simplifies management, can reduce your premiums, and allows you to easily add or remove vehicles as your business grows. Fleet insurance covers cars, trucks, vans, buses, and even specialized vehicles, offering flexibility and cost savings for expanding businesses.

Why Choose Blake Insurance Group for Your Commercial Auto Insurance Needs

At Blake Insurance Group, we are committed to helping New York businesses find affordable, reliable commercial auto insurance. Here’s why clients choose us:

• Access to top-rated carriers for competitive quotes

• Customized coverage for your industry and business size

• Expert guidance on state requirements and risk management

• Dedicated support for claims and policy changes

We focus on protecting your vehicles, employees, and bottom line-so you can focus on growing your business.

Get a Fast, Free Quote for Commercial Auto Insurance in New York

Ready to protect your business vehicles? Contact Blake Insurance Group for a fast, no-obligation quote. We compare options from leading insurers to find the best coverage at the most competitive price, making the process simple and transparent.

Our Service Areas for Business Auto Insurance Near You

We proudly serve businesses throughout New York, including:

• New York City (Manhattan, Brooklyn, Queens, Bronx, Staten Island)

• Buffalo

• Rochester

• Syracuse

• Albany

• Yonkers

• Long Island

• And all surrounding communities

No matter where your business is located, Blake Insurance Group is here to help you secure affordable, reliable commercial auto insurance in New York.

Protect your business’s future-reach out today for your personalized commercial auto insurance quote in New York!