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Why Choose a Progressive Insurance Agent in Oxnard, CA?

Choosing a Progressive Insurance agent in Oxnard means getting local expertise from agents who understand the unique risks and needs of Ventura County residents, backed by Progressive’s national reputation for reliability, innovation, and competitive rates.

Local agencies like Blake Insurance Group and others in Oxnard offer personalized service, helping you navigate California’s insurance landscape and tailor coverage for your lifestyle, whether you’re commuting on Highway 101, living near the coast, or running a local business. Progressive’s flexible policies and 24/7 customer support ensure you’re protected no matter what life brings.

California Auto Insurance Coverage with Progressive

Progressive offers a full suite of auto insurance options for Oxnard drivers, including:

• Liability Coverage: Meets California’s 2025 minimums-$30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage per accident.

• Collision & Comprehensive: Protects your vehicle from accidents, theft, vandalism, and natural disasters.

• Uninsured/Underinsured Motorist: Covers your injuries if hit by a driver with insufficient insurance (offered but can be declined).

• Rideshare Endorsements: Essential for Uber, Lyft, and delivery drivers, bridging the gap between personal and commercial coverage.

• SR-22 Filings: Progressive can handle SR-22 requirements for drivers needing proof of insurance for license reinstatement.

Progressive is the most affordable option in Oxnard, offering minimum coverage at $37–$38 per month and full coverage at $88 per month, making it a top choice for budget-conscious drivers.

Homeowners, Renters & Condo Insurance in Oxnard

Oxnard homeowners and renters face wildfire, earthquake, and theft risks. Progressive provides:

• Homeowners Insurance: Covers your dwelling, belongings, and liability, with options to add wildfire and earthquake coverage through endorsements or specialty partners.

• Renters Insurance: Protects personal property and liability, with affordable add-ons for valuables and water backup.

• Condo Insurance: Covers what your HOA doesn’t, including personal property and interior structures.

• Mobile Home Insurance: Specialized coverage for manufactured homes, including protection against natural disasters.

Standard homeowners policies typically cover fire (including wildfire) but exclude earthquake and flood damage; these can be added as separate policies or endorsements.

Commercial Insurance Solutions for California Businesses

Progressive offers robust commercial insurance for Oxnard businesses, including:

• General Liability: Protects against lawsuits and third-party claims.

• Commercial Auto: Covers business vehicles, from cars to large trucks.

• Workers’ Compensation: Required for most businesses with employees in California.

• Business Owner’s Policies (BOPs): Bundles property and liability coverage for small businesses, averaging $59 per month in California.

For high-risk businesses, Progressive also offers excess and surplus lines insurance (E&S) for risks that standard insurers won’t cover.

Bundle and Save: Progressive Multi-Policy Discounts in Oxnard

Save more by bundling your policies:

• Auto + Home: Save an average of 5–7% on your auto policy when you bundle with home insurance.

• Renters + Auto: Additional savings for combining renters and auto policies.

• Umbrella Policies: Add extra liability protection and qualify for more discounts.

• Multi-Car: Save when you insure more than one vehicle on your policy.

Bundling makes managing your policies easier, with one deductible for a single event affecting both auto and property.

Wildfire, Earthquake & Flood Insurance Considerations in California

Standard homeowners policies typically exclude earthquake and flood damage. Progressive helps you:

• Pair with Earthquake Insurance: Available through endorsements or the California Earthquake Authority.

• Add Flood Insurance: Offered via the National Flood Insurance Program (NFIP) or private insurers for at-risk areas.

• Customize Wildfire Coverage: Included in most standard policies, but may require higher deductibles or special endorsements in high-risk zones.

24/7 Claims Support Backed by Local Agent Service

Progressive’s national claims network is available 24/7 for auto, home, and business policies, ensuring fast, efficient claims handling. Your Oxnard agent provides local, personal support-helping you file, track, and resolve claims with someone who knows your community.

How to Get a Progressive Insurance Quote in Oxnard

Getting a quote is easy:

• Online: Get a quote anytime using Progressive’s online tools.

• Phone: Call a licensed agent for personalized service.

• In-Person: Visit your local Oxnard Progressive agent for face-to-face support.

Customized Coverage for California Drivers and Homeowners

Progressive policies are flexible-choose your limits, add endorsements, and tailor coverages for urban, suburban, or wildfire-prone areas. Options include higher liability, rideshare coverage, and extra protection for valuables.

California Insurance Laws and Minimum Requirements

As of January 1, 2025, California’s auto insurance minimums are:

• $30,000 bodily injury per person

• $60,000 bodily injury per accident

• $15,000 property damage per accident

California is an at-fault state, so the responsible driver pays for damages after an accident. Lenders may require additional property coverages, and earthquake insurance is recommended but not mandatory.

Ready to protect what matters?
Contact your Oxnard Progressive Insurance agent for a free, no-obligation quote-online, by phone, or in person-and experience local service with national strength.