eRenterPlan vs. Jetty: Renters Insurance Comparison

eRenterPlan covers your personal property (like clothing, furniture, and electronics), additional living expenses if your home is uninhabitable, liability for injuries or property damage you cause, and medical payments to others. Coverage limits are generally fixed and may not be customizable, but all policies pay claims on a replacement cost basis.

Jetty covers personal property, liability, loss of use (additional living expenses), and medical payments to others. All policies pay claims on a replacement cost basis, so you get enough to buy new replacements for lost or damaged items.

Jetty policies start as low as $5 per month, with a $10,000 policy often costing under $10 per month. The actual price depends on your chosen coverage and location.

eRenterPlan typically costs between $15 and $20 per month, with limited discounts or promotional rates.

eRenterPlan offers limited customization; most coverage limits and deductibles are fixed. Jetty allows more flexibility, letting you choose coverage amounts and add “Power-Ups” for valuables, electronics, and more.

Power-Ups are optional endorsements you can add to Jetty policies, such as valuables protection, personal electronics coverage, Airbnb host theft protection, and bedbug remediation.

Yes, Jetty includes up to $300 in coverage for bedbug remediation if certified by a licensed pest control professional.

Both are only available at participating properties. eRenterPlan operates in all 50 states, but only if your landlord or property manager offers it. Jetty is also available nationwide, but only through select partner properties.

If your building offers Jetty, your leasing agent will provide a custom signup link. The process is entirely online and takes about two minutes.

You can sign up online if your property manager requires or offers eRenterPlan. The process is quick and straightforward.

Claims are filed online through Jetty’s portal and are processed by Farmers Insurance. The process is designed to be fast and user-friendly.

Claims are handled by the underlying insurer, not eRenterPlan directly. Contact the claims department listed on your policy documents for instructions.

Both eRenterPlan and Jetty allow you to transfer your policy to a new address if your new property also participates in their program. Otherwise, you may need to cancel and find new coverage.

For Jetty, contact their service team to cancel; annual plans are eligible for pro-rated refunds. For eRenterPlan, log in to your account or call customer service to request cancellation.

Yes, Jetty allows you to update your policy at any time by contacting their Service Operations team.

Choose eRenterPlan if your property manager requires it or you need features like free roommate inclusion or all-breed pet coverage. Choose Jetty if you want low-cost, highly customizable digital coverage and your property participates in the program.