VSP vs Davis Vision
VSP vs. Davis Vision: Which Vision Insurance Plan is Right for You?
When it comes to affordable vision insurance, VSP and Davis Vision are two well-known providers offering competitive coverage for individuals and families. Here’s a side-by-side breakdown to help you decide which one fits your needs best.
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Overview of Each Provider
VSP (Vision Service Plan)
VSP is one of the most recognized and widely used vision insurance providers in the U.S., known for its large network of independent eye doctors and flexible plan options.
Davis Vision
Davis Vision, part of Versant Health, has a strong presence through employer-based plans and is known for offering cost-saving benefits and access to exclusive eyewear collections.
Plan Types & Coverage
VSP Plans Include:
Comprehensive eye exams
Prescription lenses and frames
Contact lenses (in place of glasses)
Lens enhancements (e.g., anti-reflective, progressive)
Options for individual, family, and employer group plans
Davis Vision Plans Include:
Routine eye exams
Frames and lenses or contact lenses
Lens upgrades at fixed, reduced costs
Exclusive collection of frames at no or low cost
Individual and employer-sponsored group plans
Provider Network & Retail Partners
VSP Network:
Over 36,000 providers nationwide
Strong focus on private practice optometrists
Retail partners: Visionworks, Costco Optical (with limited access), Pearle Vision
Davis Vision Network:
100,000+ access points including 40,000+ independent providers
Exclusive access to Visionworks retail chain
Other partners include Walmart Vision Center and Sam’s Club in select plans
Pricing & Premiums
VSP:
Individual plans start around $13/month
Typical copays: $10 for exams, $25 for glasses
Generous frame allowances ($150–$200)
Davis Vision:
Plans can start under $10/month
Copays: $10–$20 for exams, $20–$40 for materials
Exclusive collection frames can reduce or eliminate out-of-pocket frame costs
Ease of Use & Enrollment
VSP:
Simple online enrollment for individuals and families
Member portal for benefits management
Highly rated mobile app and digital ID cards
Davis Vision:
Enrollment typically through employers, but some individual plans available
Easy online tools to find providers and review benefits
Less emphasis on app-based interaction
Extras & Discounts
VSP:
Discounts on LASIK procedures
Extra savings on additional glasses or contacts
Promotions from participating providers
Davis Vision:
LASIK discounts via QualSight network
Free breakage warranty on eyewear
Exclusive low-cost frames with little to no copay
Best For…
VSP: Best for those who value a wide provider network, want to use private optometrists, and prefer a predictable, flexible plan.
Davis Vision: Best for those who prioritize lower premiums and want access to retail chains like Visionworks or budget-friendly frame options.
Pros and Cons
VSP Pros:
Large, national provider network
High frame allowances
Strong customer satisfaction
VSP Cons:
Slightly higher premiums
Limited in retail access compared to Davis Vision
Davis Vision Pros:
Low monthly premiums
Excellent frame discounts and exclusive collections
Good retail access
Davis Vision Cons:
Less direct-to-consumer individual plan access
App and digital tools less robust than VSP’s
Final Verdict: Which One Should You Choose?
Choose VSP if you want broader access to independent eye doctors, higher frame allowances, and strong digital tools.
Choose Davis Vision if your priority is budget-conscious coverage with access to retail chains and exclusive discounts on eyewear.
Both are excellent choices for affordable vision insurance—it just depends on your preferences for care access and pricing.
How to Get a Quote or Enroll
VSP: Visit vsp.com for instant quotes and online enrollment for individuals and families.
Davis Vision: Go to davisvision.com to view available plans. Individual enrollment may be limited in your state, but many options are available through employers or third-party platforms.
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Frequently Asked Questions (FAQs)
Davis Vision often has lower monthly premiums, especially if you're looking for basic coverage and access to retail providers. VSP may cost slightly more but offers higher frame allowances and flexibility with providers.
Yes, VSP offers individual and family plans directly through its website. Davis Vision is mostly available through employer-sponsored plans, but some states offer individual enrollment through third-party marketplaces.
VSP has a larger network of private optometrists, while Davis Vision has a vast network that includes retail partners like Visionworks and some Walmart locations. Both networks are extensive, but VSP leans more toward private practices.
Yes, both providers cover annual eye exams with a small copay, typically ranging from $10–$20 depending on the plan.
Yes. Both plans allow you to use benefits for either glasses or contact lenses, but not both in the same benefit period unless you pay out-of-pocket.
Yes, both VSP and Davis Vision offer discounted rates on LASIK surgery through partnered providers, though it's not fully covered.
VSP offers higher frame allowances and flexibility at many retailers. Davis Vision features an exclusive frame collection that may allow for $0 copays but with more limited brand choices.
If you prefer personalized service through private doctors and higher frame allowances, choose VSP. If you want lower premiums and don’t mind using retail chains, Davis Vision might be a better fit.
Davis Vision is not typically accepted at Costco. Some plans may include LensCrafters through broader networks, but you’ll need to confirm with your plan.
No, you can only use one vision insurance plan for a specific service at a time.
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent