UnitedHealthcare Vision vs Blue View Vision

UnitedHealthcare Vision vs. Blue View Vision (Anthem)

Which Vision Insurance Provider Offers the Best Value for You?

If you’re in the market for affordable vision coverage, UnitedHealthcare Vision and Blue View Vision (offered by Anthem) are two solid choices. Both provide comprehensive plans with national networks, but they differ in pricing, retail access, and plan flexibility. Let’s break it down.

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Overview of Each Provider

UnitedHealthcare Vision

UnitedHealthcare is a major player in the health insurance space, and its vision plans reflect the company’s focus on nationwide access and employer-backed benefits. Their vision plans are offered both through employers and direct-to-consumer platforms.

Blue View Vision (Anthem)

Blue View Vision is the vision care arm of Anthem Blue Cross Blue Shield. Known for simplicity, retail accessibility, and reliable customer support, Blue View Vision plans are often bundled with Anthem health or dental benefits but are also available independently.


Plan Types & Coverage

UnitedHealthcare Vision:

  • Individual, family, and employer-sponsored plans

  • Comprehensive eye exams

  • Lenses and frames

  • Contact lenses (elective and medically necessary)

  • Discounts on LASIK procedures

  • Coverage for lens enhancements and options

Blue View Vision:

  • Employer-sponsored and individual/family plans

  • Annual eye exams

  • Prescription glasses or contacts (not both in the same year unless extra paid)

  • Coverage for progressive lenses, anti-scratch, UV coatings, and tinting

  • LASIK discount programs

Provider Network & Retail Partners

UnitedHealthcare Vision Network:

  • Over 105,000 providers nationwide

  • Includes independent eye doctors and retail chains

  • Retail partners: Target Optical, Walmart Vision Centers, Sam’s Club, Pearle Vision, and more

Blue View Vision Network:

  • 100,000+ access points

  • Network includes both private practices and national retailers

  • Retail partners: LensCrafters, Pearle Vision, Target Optical, and many others


Pricing & Premiums

UnitedHealthcare Vision:

  • Premiums range from $11 to $20/month for individual coverage

  • Copays: ~$10 for exams, ~$25 for glasses

  • Frame allowance: Typically $130–$150

Blue View Vision:

  • Premiums start around $12–$22/month

  • Exam copays: ~$10

  • Frame allowance: Around $130, often includes additional discounts on out-of-pocket eyewear costs

  • May include bundled savings if combined with Anthem medical or dental plans


Ease of Use & Enrollment

UnitedHealthcare Vision:

  • Easy online enrollment available via UHC’s individual insurance portal

  • Digital ID cards and provider search tools

  • Integrated access through employer health benefits platforms

Blue View Vision:

  • Seamless enrollment through Anthem or healthcare.gov

  • User-friendly web tools to view benefits and locate providers

  • Mobile access through Anthem’s app for most plans


Extras & Discounts

UnitedHealthcare Vision:

  • LASIK savings through QualSight or other partners

  • Discounts on hearing aids and screenings

  • Additional pair of glasses discounts through certain in-network providers

Blue View Vision:

  • LASIK discounts via EyeMed or QualSight (varies by state)

  • 20–40% off extra pairs of glasses

  • Discounts on blue-light filter lenses and designer frames

  • Bundling discounts with other Anthem products


Best For…

  • UnitedHealthcare Vision: Best for individuals or families looking for wide provider access and optional hearing benefits in addition to vision.

  • Blue View Vision: Great for clients already using Anthem or seeking affordable retail access and bundling opportunities.


Pros and Cons

UnitedHealthcare Vision Pros:

  • Large national network

  • LASIK and hearing aid discounts

  • Good options for both retail and private optometrists

  • Direct purchase options available

Cons:

  • Not as many retail promotions as EyeMed-based plans

  • Some discounts only apply when using preferred providers

Blue View Vision Pros:

  • Strong retail partner network (LensCrafters, Target, Pearle Vision)

  • Easy to bundle with health or dental plans

  • Clear plan summaries and low copays

Cons:

  • Less individual plan availability in some states

  • Cannot combine glasses and contacts in the same benefit period unless you pay out of pocket


Final Verdict: Which One Should You Choose?

  • Choose UnitedHealthcare Vision if you want flexibility, access to private and retail providers, and optional hearing care discounts.

  • Choose Blue View Vision if you’re already with Anthem or want easy retail access, bundled savings, and affordable LASIK discounts.

Both offer strong, affordable coverage, and your choice should depend on your preferred provider type, whether you’re enrolled in other Anthem plans, and your usage habits.


How to Get a Quote or Enroll

  • UnitedHealthcare Vision: Visit uhone.com or uhc.com for direct quotes and enrollment options.

  • Blue View Vision (Anthem): Visit anthem.com to explore plan availability or enroll through your state marketplace or employer.

UnitedHealthcare Vision vs Blue View Vision
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Frequently Asked Questions (FAQs)

Which is cheaper: UnitedHealthcare Vision or Blue View Vision?

Both offer affordable premiums ranging from $11–$22 per month. UnitedHealthcare may have slightly lower exam and lens copays, but Blue View Vision offers more bundling discounts if you also use Anthem health or dental.

Can I get either plan without an employer?

Yes, UnitedHealthcare Vision is available for direct enrollment by individuals and families. Blue View Vision is typically available through employers or healthcare.gov, though some states offer individual plans.

Do both plans include retail chains like Target and Walmart?

Yes. UnitedHealthcare Vision includes Walmart, Target Optical, Sam’s Club, and Pearle Vision. Blue View Vision includes LensCrafters, Target Optical, Pearle Vision, and others through the EyeMed network.

Do both providers cover eye exams and glasses?

Yes. Both cover annual eye exams, lenses, and frames with low copays. Most plans also offer options for contact lenses instead of glasses.

Can I get both glasses and contacts in the same year?

Usually not. Most plans from both providers require you to choose either glasses or contacts during a single benefit period. However, discounts on the second item may apply.

Do they offer LASIK discounts?

Yes. Both offer LASIK discounts—UnitedHealthcare through QualSight, and Blue View Vision through EyeMed-affiliated providers or QualSight.

Which provider has a larger network?

Both have over 100,000 access points nationwide. UnitedHealthcare emphasizes a mix of private optometrists and major retailers, while Blue View Vision (via EyeMed) has strong retail integration.

Which is better for bundling with health insurance?

Blue View Vision is better for bundling if you’re already an Anthem customer. UnitedHealthcare Vision may integrate well if you already have UHC health plans.

Can I manage benefits digitally with both?

Yes. UnitedHealthcare and Anthem both offer online portals and apps for plan management, digital ID cards, and provider searches.

Can I use both plans at the same time?

No. Vision benefits can only be used through one provider at a time per service or product.

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Blake Nwosu

Blake Nwosu

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Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

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