united of omaha Review
Disclaimer: We are not in any way affiliated with the united of Omaha insurance. In fact, we are Independent Insurance agents that offer Top Rate insurance Products from Multiple companies To get you the best quote possible. This article is our personal review of their personal insurance and Business insurance program along with our opinions on the matter. If you are looking to contact united of Omaha insurance directly with The company headquarters telephone number 800-377-9000
United of Omaha Permanent Life Insurance
For more than a century, Mutual of Omaha has been committed to listening to our customers and helping them through life’s transitions by providing an array of insurance and financial products
Life insurance is about providing for the people you care about most. It pays them a sum of money you choose and may help protect them from the financial impact of your death.
These funds can help your loved ones pay monthly living expenses, stay in their home, and pay off debts, including final expenses. It can also help send a child to college one day, continue a family business or leave a legacy for your favorite charity
*You want to provide for your loved ones
Your family means the world to you and you want to help make sure they’re taken care of after you’re gone.
*You want your family to stay in their home
You want to help ensure your mortgage is paid after you die so your family doesn’t have to leave the home they love.
*You want to make sure your kids go to college
If something happens to you, you want to help your kids get a quality education … just the way you planned.
You don’t want to leave your family in debt
You know there may be bills to pay after you’re gone. And you don’t want your loved ones to have to pay your final expenses.
United of Omaha Term Life Insurance
It provides affordable coverage for a specific period of time. Payment amounts don’t change for the guaranteed premium period.
Typically, proceeds from a term life insurance policy may be used to cover needs like:
• Pay off the mortgage on your home
• Provide an emergency fund
• Help provide for a child’s education fund
• Pay off personal debts
It provides protection that lasts a lifetime or for the life of the policy. It may build cash value that can be used even when you are living.
Typically, permanent insurance is used to cover long-term needs like:
• Pay for final expenses
• Provide an ongoing income for your family
• Supplement retirement income
• Fund an estate or business continuation plan
United of Omaha long-term care insurance
As you age, you may need help with things you’ve always been able to do yourself– shopping for groceries, fixing meals, cleaning the house. You may also need help with personal services, like bathing, dressing, or taking medications. A long-term care insurance policy is designed to help you pay for these types of services.
Long-Term Care insurance may be right for you if …
You intend to remain in your home as long as possible
You value your independence and enjoy your home. You’re not planning to go anywhere … certainly not to a nursing home.
Family relationships are important
Your family means the world to you. You love spending time together and don’t want to do anything to jeopardize those cherished relationships.
You want to protect your retirement savings
You worked hard to plan for a comfortable retirement. Spending your life savings on long-term care services isn’t on your to-do list.
United of Omaha disability income insurance
If you get sick or injured and are unable to work, you don’t want to worry about paying for groceries or covering next month’s mortgage.
Disability income insurance can help replace a major portion of your income Some think of it as “paycheck protection.” Others view it as “mortgage protection.” Whatever your mindset, disability income insurance can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.