Roost renters insurance quote
Roost Renters Insurance Quote – Compare and Save with Blake Insurance Group
Have you received a quote from Roost renters insurance? Before you make a decision, it’s worth comparing coverage options. At Blake Insurance Group, we help renters quickly compare affordable insurance quotes from multiple top-rated carriers—all in one place, and completely free.
Whether you’ve just gotten a Roost quote or are exploring your options, our tool makes it easy to find coverage that’s both reliable and budget-friendly.
Renters Insurance Calculator
Why Consider Roost Renters Insurance?
Roost is a digital-first renters insurance provider available in all 50 states, but only to renters in properties managed by companies using the Roost (Appfolio) platform. Roost stands out for:
Affordable Pricing: Policies start as low as $5/month, making Roost one of the most budget-friendly options on the market.
Replacement Cost Coverage: Every policy comes with replacement cost value (RCV), so you’re reimbursed for the full cost to replace your items—not just their depreciated value.
Broad Coverage: Standard policies include personal property coverage (typically $10,000–$75,000), $100,000 in personal liability protection, and loss of use coverage for temporary living expenses if your rental becomes uninhabitable.
Water Damage Protection: Coverage includes water damage, which is not always standard with other insurers.
Roommate-Friendly: You can add roommates to your policy, making it a cost-effective choice for students or shared households.
Quick, Paperless Process: No brokers or paperwork—get covered in seconds if your property manager participates.
Backed by Strong Carriers: Roost policies are serviced by Millennial Specialty Insurance, which has an A+ financial strength rating.
Limitations:
Roost is only available if your property manager uses the Roost/Appfolio platform.
Coverage options and transparency about discounts or add-ons are limited compared to major national insurers
✅ What Does Roost Renters Insurance Typically Cover?
Roost renters insurance usually includes the core protections renters need:
Personal Property Coverage – Covers your belongings from fire, theft, water damage, and other common risks
Liability Protection – Pays for legal and medical expenses if someone is injured in your rental or you accidentally damage their property
Loss of Use – Helps pay for hotel stays and other living expenses if your apartment becomes uninhabitable due to a covered loss
Medical Payments to Others – Helps cover medical bills for guests injured in your home
Optional Add-Ons – Additional coverage for valuable items, identity theft, and more (varies by provider)
🔍 Compare Roost to These Top-Rated Renters Insurance Companies
Don’t settle for the first quote. Use our fast comparison tool to explore pricing and coverage from other top-rated renters insurance providers. Here are five to compare against Roost:
State Farm – Great for low premiums and strong agent support
Progressive – Flexible policy options and bundling discounts
Liberty Mutual – Online convenience with plenty of custom coverage options
Allstate – Reliable service with a wide range of discount programs
Lemonade – Quick, app-based policies with fast claims and low premiums
💡 Already have Roost coverage through your property manager? You may still be able to switch—and save.
| Company | Average Monthly Rate | Best For | Notable Features |
|---|---|---|---|
| State Farm | $8–$11 | Overall value, cheap | Nationwide agents, bundling discounts |
| Lemonade | $6–$12 | Digital convenience | Instant online quotes, user-friendly app |
| Allstate | $11–$17 | Discounts, easy claims | Multiple discounts, digital management |
| Amica | $17 | Customer service | Excellent claims handling, many discounts |
| Erie | $13–$21 | Regional service | High satisfaction, robust options |
| USAA* | $10–$12 | Military families | Top-rated, exclusive to military/veterans |
*USAA is available only to military members, veterans, and their families.
Why Use Blake Insurance Group’s Comparison Tool?
Quick & Free: Instantly get quotes from multiple top insurers—no obligation to buy.
Side-by-Side Comparisons: See coverage details, pricing, and features from several companies at once.
Expert Support: Our licensed agents can answer your questions and help you choose the best policy.
Save Time & Money: Find the best rates and coverage options without calling multiple companies.
⚡ How Blake Insurance Group’s Quote Tool Works
Getting a renters insurance quote should be easy—and we’ve made sure of that:
Our tool is completely free, private, and mobile-friendly, so you can get started anytime, anywhere.
📦 Why Renters Insurance Is Essential
Your landlord’s insurance only covers the building—not your belongings or personal liability. Renters insurance protects everything from your laptop and couch to your legal liability if something goes wrong.
Even better? Most policies cost less than a dollar a day.
✅ Get Your Free Renters Insurance Quote Today
Whether you’re reviewing a Roost renters insurance quote or shopping around for a better deal, Blake Insurance Group makes it easy to protect your home and finances with affordable, top-rated coverage.
👉 Click here to compare renters insurance quotes now
No commitment. No hidden fees. Just the fastest way to protect your stuff—powered by Blake Insurance Group.
Enter your ZIP code and rental infoGet real-time quotes from multiple trusted providersCompare coverage side-by-side in just minutesChoose the best plan for your needs—no pressure, no obligations
Roost Renters Insurance FAQs
How much does Roost renters insurance cost?
Roost renters insurance starts as low as $5 per month. Pricing varies based on your location, coverage amount, and whether your property manager uses AppFolio.
What does Roost renters insurance cover?
Roost policies include personal property, personal liability, loss of use, medical payments, replacement cost value, and water damage protection. Coverage limits typically range from $10,000 to $75,000.
Can I add roommates to my Roost renters insurance policy?
Yes. Roost allows roommates to be added, which makes it a flexible option for shared apartments or student housing.
Is Roost renters insurance available in all states?
Roost is available nationwide but only for renters in buildings managed by property managers who use AppFolio.
Who underwrites Roost renters insurance?
Policies are underwritten by Spinnaker Insurance, Cypress Property & Casualty (FL), and Century-National Insurance. Millennial Specialty Insurance services the policies.
Can I bundle Roost renters insurance with auto insurance?
No. Roost does not offer auto insurance, so bundling is not available directly through their platform.
How do I get a Roost renters insurance quote?
You must request a quote through your property manager or leasing office if they participate in Roost via AppFolio.
How do I file a claim with Roost?
Claims should be submitted directly through the insurer listed on your policy. Roost support is also available via their website, email, or phone.
What isn’t covered by Roost renters insurance?
Coverage does not typically include business use of your home, high-value items beyond standard limits, or certain natural disasters. Check your policy for exclusions.
How can I cancel my Roost renters insurance policy?
You can cancel by contacting Roost customer service at (844) 788-0877 or via the contact information provided in your policy documents.
Is Roost renters insurance worth it?
Roost is ideal for renters wanting affordable, basic protection with added perks like water damage coverage. It may not suit those looking for add-ons or bundled insurance packages.
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent