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Why Choose a Progressive Insurance Agent in Fontana, CA?

Choosing a Progressive Insurance agent in Fontana means you benefit from local expertise and personal service, backed by Progressive’s national reputation for reliability, innovation, and competitive rates.

Local agents understand the unique risks Fontana residents face, from busy I-10 commutes to wildfire and property risks, and can tailor coverage for your specific needs. Progressive’s network of independent agents in Fontana provides personalized guidance, policy management, and claims support, ensuring you get the right protection for your family, home, and business.

California Auto Insurance Coverage with Progressive

Progressive offers a comprehensive range of auto insurance options for Fontana drivers, including:

• Liability Coverage: Meets California’s updated 2025 minimums-$30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage per accident.

• Collision & Comprehensive: Protects your vehicle from accidents, theft, vandalism, and natural disasters.

• Uninsured/Underinsured Motorist: Covers your injuries if hit by a driver with insufficient insurance; offered but can be declined.

• Rideshare Endorsements: Essential for Uber, Lyft, and delivery drivers; available as a policy endorsement or commercial policy.

• SR-22 Filings: Progressive can handle SR-22 requirements for drivers needing proof of insurance for license reinstatement, with quick electronic filing and confirmation.

Homeowners, Renters & Condo Insurance in Fontana

Fontana homeowners and renters face wildfire, earthquake, and theft risks. Progressive provides:

• Homeowners Insurance: Covers your dwelling, belongings, and liability, with options to add wildfire and earthquake coverage through endorsements or specialty partners.

• Renters Insurance: Protects personal property and liability, with affordable add-ons for valuables and water backup.

• Condo Insurance: Covers what your HOA doesn’t, including personal property and interior structures.

• Mobile Home Insurance: Specialized coverage for manufactured homes, including protection against natural disasters.

Standard homeowners policies typically cover fire (including wildfire) but exclude earthquake and flood damage; these can be added as separate policies or endorsements.

Commercial Insurance Solutions for California Businesses

Progressive offers robust commercial insurance for Fontana businesses, including:

• General Liability: Protects against lawsuits and third-party claims.

• Commercial Auto: Covers business vehicles, from cars to large trucks, with liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

• Workers’ Compensation: Required for most businesses with employees in California.

• Business Owner’s Policies (BOPs): Bundles property and liability coverage for small businesses.

Independent agents can compare Progressive with other carriers to ensure you get the best fit and price for your business.

Bundle and Save: Progressive Multi-Policy Discounts in Fontana

Save more by bundling your policies:

• Auto + Home: Save an average of 5–7% on your auto policy when you bundle with home insurance.

• Renters + Auto: Additional savings for combining renters and auto policies.

• Umbrella Policies: Add extra liability protection and qualify for more discounts.

• Multi-Car: Save when you insure more than one vehicle on your policy.

Bundling simplifies policy management and may qualify you for priority customer support.

Wildfire, Earthquake & Flood Insurance Considerations in California

Standard homeowners policies typically exclude earthquake and flood damage. Progressive helps you:

• Pair with Earthquake Insurance: Available through endorsements or the California Earthquake Authority.

• Add Flood Insurance: Offered via the National Flood Insurance Program (NFIP) or private insurers for at-risk areas.

• Customize Wildfire Coverage: Included in most standard policies, but may require higher deductibles or special endorsements in high-risk zones.

24/7 Claims Support Backed by Local Agent Service

Progressive’s national claims network is available 24/7 for auto, home, and business policies, ensuring fast, efficient claims handling. Your Fontana agent provides local, personal support-helping you file, track, and resolve claims with someone who knows your community.

How to Get a Progressive Insurance Quote in Fontana

Getting a quote is easy:

• Online: Get a quote anytime using Progressive’s online tools.

• Phone: Call a licensed agent for personalized service.

• In-Person: Visit your local Fontana Progressive agent for face-to-face support.

You can manage your policy, make payments, and file claims online or by phone for convenience.

Customized Coverage for California Drivers and Homeowners

Progressive policies are flexible-choose your limits, add endorsements, and tailor coverages for urban, suburban, or wildfire-prone areas. Options include higher liability, rideshare coverage, and extra protection for valuables.

California Insurance Laws and Minimum Requirements

As of January 1, 2025, California’s auto insurance minimums are:

• $30,000 bodily injury per person

• $60,000 bodily injury per accident

• $15,000 property damage per accident

California is an at-fault state, so the responsible driver pays for damages after an accident. Lenders may require additional property coverages, and earthquake insurance is recommended but not mandatory.

Ready to protect what matters?
Contact your Fontana Progressive Insurance agent for a free, no-obligation quote-online, by phone, or in person-and experience local service with national strength.