oxford life insurance review

Oxford Life Insurance Company was founded in the Grand Canyon State of Arizona in 1965 and remains committed to supporting the senior market through Life Insurance, Annuity, and Medicare Supplement products that meet their financial needs. To best serve its policyholders and producers, Oxford Life continues to grow via the acquisition and development of companies and products.

Oxford Life and its subsidiaries, North American Insurance Company and Christian Fidelity Life Insurance Company, work in unison to support their mission of enabling seniors to live with dignity in their retirement years through financial security. Oxford Life is a strong player in every field where it competes, and constantly strives to be a leader in the industry in all categories

The Oxford Life Family of Companies
Oxford Life Insurance Company manages its business strategy on a consolidated basis including its subsidiary companies, North American Insurance Company (NAI), and Christian Fidelity Life Insurance Company (CFLIC). Christian Fidelity, with over 50 years of experience, is a high-quality Medicare supplement and final expense life insurance company with competitive premiums, excellent service, and high-quality products.

Christian Fidelity Life Insurance Co
Christian Fidelity Life Insurance Company provides insurance products and services. The Company offers medicare supplemental, life, and other related insurance products.
Christian Fidelity has been providing final expense life insurance and Medicare supplement insurance to customers for over 50 years. They are a proud subsidiary of the Oxford Life Family of Companies. Their main business goal is to help seniors “reach financial security and live with dignity” during their golden years.

Oxford Life Insurance.

Final Expense Life Insurance Policy.
Final Expense, also known as burial insurance, is designed to cover bills and other expenses one might face after the death of a loved one. The average funeral costs between $7,000 and $9,000. You can use final expense insurance to pay for the following:
• Hospital Bills.
• Nursing Home Bills.
• Unpaid Taxes.
• Casket.
• Headstone.
• Flowers.
• Travel Costs.
• Funeral Expenses.

Unlike traditional life insurance, final expense policies don’t require an in-depth investigation into your medical history to receive coverage. Most policies can be issued by answering a few health-related questions.
Single-Premium Life Insurance.
With the convenience of a single payment, you can transfer the money you accumulated over your lifetime for your children, grandchildren, or charity Federal income tax-free.
Single premium life insurance takes advantage of current tax laws to minimize tax liability, helps increase the size of your estate in a tax-efficient manner, and protects beneficiaries from being moved into a higher tax bracket.

Assurance: Final Expense Life Insurance.

Thinking about the expenses left behind when we die can be uncomfortable, but not planning ahead may leave your family owing thousands of dollars. Oxford Life’s Assurance is an economical way to help cover funeral costs and other expenses to ensure there will not be a significant financial hardship on your loved ones.
Policy Features.
• Available to individuals between the ages of 50 – 85.
• Available coverage from $5,000 to $30,000.
• Coverage will never decrease.
• The policy can not be cancelled as long as premiums are paid.
• Death benefits paid directly to the beneficiary of your choice federal income-tax free.
• No medical exams required, only a medical questionnaire.
• Immediate approval decision made during the point-of-sale interview.
• The rate is based on your current age at the time the policy is issued.
• Liquidity features in case you have a financial emergency.
• Your policy’s cash value will grow over time.
• Accelerated benefits offered
Terminal Illness Rider.
common Carrier Rider.

Assurance One: Single Premium Final Expense Life Insurance.

Protect your family from unanticipated costs associated with your funeral and burial. With Oxford Life’s Assurance OneSM, you can be confident that your final expenses will be covered without the burden of ongoing payments.
Policy Features
• Available to individuals between the ages of 55 – 80.
• Available coverage from $5,000 to $30,000.
• Coverage will never decrease after the premium is paid.
• Only one premium needs to be paid.
• The policy can not be cancelled unless you request it.
• Death benefits paid directly to the beneficiary of your choice federal income-tax free.
• No medical exams required, only a medical questionnaire.
• Immediate approval decision made during the point-of-sale interview.
• The maximum death benefit is based on issue age, gender, and tobacco class.
• Both single and joint payout options are available.
• Your policy’s cash value will grow over time.
• Accelerated Benefits Offered:
*terminal Illness Rider.
*Nursing Home Rider.
*Chronic Illness Rider.

Prosperity Select: Single Premium Life Insurance.

Oxford Life can provide a lifetime of financial protection with only one premium payment. You will never have to make future payments for this coverage, and should something happen to you, this policy will pass the death benefit on to your heirs tax-free.
Policy Features
• Available to individuals ages 55 to 80.
• Available coverage from $30,000 up to $500,000.
• Only one premium needs to be paid.
• Coverage will never decrease after the premium is paid.
• The policy can not be cancelled unless you request it.
• Death benefits paid directly to the beneficiary of your choice federal income-tax free.
• No medical exams required, only a medical questionnaire.
• Immediate approval decision made during the point-of-sale interview.
• The rate is based on your current age at the time the policy is issued.
• Liquidity features in case you have a financial emergency1.
• Your policy’s cash value will grow over time.
• Return of Premium Rider.
• Accelerated benefits offered
chronic Illness benefits.
terminal Illness Benefit.
nursing Home Benefits.

oxford life Medicare supplement insurance policies may help pay some of the expenses not covered by Medicare like
• Part A deductible and co-payments.
• Skilled nursing facility care.
• Extended hospital care.
• Physicians’ services, hospital outpatient services, and supplies.
• Ambulance services.
• physical and speech therapy.
• Emergency health care received outside the United States.