non emergency medical transportation insurance
Will protect your client’s business and employees. Non-emergency medical transportation (NEMT) insurance is a type of commercial for-hire livery coverage designed to protect business vehicles used to transport patients to medical appointments on a pre-arranged basis.
Our operating territory for Non-Emergency Medical Transport business insurance includes these states: Arizona, California, Colorado,, Florida, Georgia, , Nevada, , New York, North Carolina, North , Ohio, Oklahoma, South Carolina, Texas, Virginia,
Make sure you’re not risking quality coverage for a cheaper insurance rate. It’s important to have a NEMT insurance policy that both fits your budget and offers adequate protection.
We can get you all types of coverage including:
- General Liability
- Commercial Auto
- Worker’s Compensation
- Umbrella/Excess.
- Cyber/Data Breach.
- Property.
- Professional Liability.
- Employment Practices Liability.
How much is medical transportation (NEMT) insurance cost depends on a variety of factors including your:
- Location and travel radius.
- Driving history.
- Vehicle’s value, including any attached equipment.
- Vehicles’ age and type.
- Claims history.
- Coverage needs.
(NEMT) requirements.
Insurance carriers usually have a set of non-emergency medical transportation requirements and rating factors you’ll need to consider. These include:
- The vehicle’s age and seating capacity.
- The age of your drivers.
- The vehicle’s features– vehicles equipped with light bars, sirens, and life support equipment including oxygen tanks are typically prohibited.
- Safety equipment and written procedures – your insurance company might have guidelines for vehicles with wheelchair access.
The municipalities and private facilities you work with might have minimum coverage requirements. Be sure to check your business contracts for exact coverage needs.
non emergency medical transportation insurance
A commercial general liability policy is important for all businesses. It covers basic third-party risks, such as slip-and-fall injuries, and is often required for a commercial lease. (GLI) is sometimes called business liability insurance or commercial general liability insurance. Your general liability policy provides financial protection if you are held responsible for some of the most common accidents that can occur at a business, such as a customer injury or damages to someone’s property. It also provides coverage if you are forced to defend an accusation of libel or slander
Professional liability insurance
This liability insurance coverage for professional services helps pay for client lawsuits related to mistakes and oversights. It’s also called errors and omissions insurance (E&O). Coverage for professionals and businesses to protect against claims of negligence from clients or customers. Professional liability insurance typically covers negligence, copyright infringement, personal injury, and more
Business owner’s policy
A BOP bundles commercial property insurance and general liability coverage in one plan. It’s often the most cost-effective type of commercial insurance for an Arizona business. A BOP policy, like most other policies, has certain coverage exclusions that you should be aware of. If you need protection for something that isn’t covered, policy endorsements might be available to extend coverage.
Workers’ compensation insurance
Workers’ comp is required for Arizona businesses that have any number of employees. It also protects sole proprietors from work injury costs that health insurance might deny Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees. most workers’ compensation policies include death benefits. These help a deceased employee’s loved ones pay funeral and burial costs after a fatal workplace accident. Workers’ comp can also provide financial assistance for the deceased employee’s family
Commercial auto insurance
This policy is required for business-owned vehicles . It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage. Commercial auto insurance covers legal bills, medical expenses, and property damage if a business vehicle is involved in an accident-
non emergency medical transportation insurance