Humana Vision vs Aetna Vision
Humana Vision vs. Aetna Vision: Which Is the Better Affordable Vision Insurance Plan?
Whether you’re buying vision insurance for yourself or your family, two well-known providers—Humana and Aetna—offer accessible and affordable coverage options. This comparison highlights what each plan offers, how they differ, and which might be right for you.
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Overview of Each Provider
Humana Vision
Humana is a well-established name in health insurance, offering vision plans that are easy to enroll in and budget-friendly. Its plans are ideal for individuals and families seeking basic vision care without employer involvement.
Aetna Vision
Aetna, part of CVS Health, offers robust vision insurance—mostly through employer-sponsored plans. Its offerings focus on nationwide access, preventative care, and the ability to bundle with other health or dental coverage.
Plan Types & Coverage
Humana Vision:
Individual and family plans available
Eye exams
Prescription lenses (single, bifocal, trifocal)
Frames and contact lenses
Lens enhancements like anti-glare, scratch resistance, and tinting
Discounts on LASIK surgery
Aetna Vision:
Primarily employer-sponsored plans (limited individual access)
Routine exams
Eyeglass lenses and frames
Contact lenses (elective and medically necessary)
Coverage for lens options and upgrades
Preventative vision care with wellness integration
Provider Network & Retail Partners
Humana Vision Network:
Over 95,000 eye care providers
Includes private optometrists and national retailers
Retail partners: LensCrafters, Pearle Vision, Target Optical, and more
Aetna Vision Network:
More than 100,000 access points nationwide
Mix of independent providers and large retail chains
Retail partners: Walmart, Sam’s Club, Costco Optical (plan-dependent), Visionworks
Pricing & Premiums
Humana Vision:
Premiums start around $15/month for individuals
Copays: ~$10 for exams, ~$25 for materials
Frame allowance: typically $150 every 24 months
Aetna Vision:
Premiums often vary by employer or plan group
Exam copays: ~$10–$15
Frame allowance: $130–$150 annually or biennially
Affordable upgrades available through in-network providers
Ease of Use & Enrollment
Humana Vision:
Simple online enrollment for individuals and families
Online portal for managing benefits
App access to digital ID cards, provider search, and benefit tracking
Aetna Vision:
Mostly available via employer enrollment or health plan add-ons
Integrated with Aetna member site
Digital tools and provider locator available
CVS integration allows for some vision-related services at retail locations
Extras & Discounts
Humana Vision:
Discounts on LASIK through partner networks
Additional savings on extra glasses and contact lenses
Discounts on hearing aids and screenings via Humana Hearing
Aetna Vision:
LASIK discounts through US Laser Network
Hearing care benefits when bundled with medical plans
Some plans include wellness rewards or integration with Aetna health tracking
Best For…
Humana Vision: Best for individuals and families who want direct access to vision coverage without needing employer benefits.
Aetna Vision: Best for employees seeking comprehensive coverage with wellness perks and employer-subsidized premiums.
Pros and Cons
Humana Vision Pros:
Easy self-enrollment online
Strong retail network
Transparent and affordable pricing
LASIK and hearing discounts
Cons:
Frame allowance every 24 months may be limiting
Limited coverage for high-end lens options without add-ons
Aetna Vision Pros:
Strong integration with medical and wellness benefits
Good frame and contact lens allowances
Extensive national network
Employer subsidies may lower cost significantly
Cons:
Mostly available only through employers
Harder to access individual/family plans directly
Final Verdict: Which One Should You Choose?
Choose Humana Vision if you’re looking for a simple, affordable, and self-managed plan with strong retail partnerships and low premiums.
Choose Aetna Vision if you have access through an employer or group plan and want bundled health benefits with excellent provider access and vision wellness support.
Both providers are reputable and deliver solid coverage—it really comes down to how you prefer to access care and whether you’re enrolling on your own or through an employer.
How to Get a Quote or Enroll
Humana Vision: Visit humana.com to explore plans and get a quote for individual or family coverage.
Aetna Vision: Go to aetna.com to check with your employer or benefits administrator for available vision plans.
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Frequently Asked Questions (FAQs)
Humana Vision generally offers lower starting premiums, especially for individuals and families purchasing plans directly. Aetna Vision plans may be more affordable through employer subsidies.
Yes, Humana Vision offers individual and family plans directly online. Aetna Vision is primarily available through employer-sponsored benefits, with limited availability for individuals.
Yes. Both plans cover comprehensive eye exams and prescription lenses, including single, bifocal, and trifocal lenses.
Both have strong national networks. Humana includes LensCrafters, Pearle Vision, and Target Optical. Aetna includes Walmart, Sam’s Club, Visionworks, and sometimes Costco (depending on the plan).
Yes. Both plans offer benefits for contact lenses, either as an alternative to glasses or when medically necessary.
Yes. Humana generally offers a frame allowance every 24 months, while Aetna plans usually offer $130–$150 annually or biennially, depending on the employer group.
Yes. Both Humana and Aetna Vision offer LASIK discounts through partner networks like QualSight.
Both providers offer digital portals. Humana’s portal supports direct enrollment, benefit tracking, and digital ID cards. Aetna’s portal is integrated into its overall health benefits system.
Aetna Vision is often better for bundling with Aetna health or dental plans, especially through employers. Humana is great as a standalone plan.
No. You can only use one vision insurance plan per service or purchase.
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
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Blake Nwosu
Owner & Principal Agent