Homesite renters insurance quote
Homesite Renters Insurance Quote – Fast, Affordable Coverage Starts Here
If you’re considering Homesite renters insurance or have already received a quote, now is the perfect time to compare your options. At Blake Insurance Group, we make it easy for renters to find affordable, reliable coverage through our free, no-obligation online comparison tool.
We do not represent Homesite, but if you’re looking to protect your personal property and liability, our platform lets you compare their quote with multiple top-rated companies—all in one simple step.
Renters Insurance Calculator
Why Consider Homesite Renters Insurance?
Homesite is recognized for its straightforward online quoting process, broad availability, and customizable coverage. Here’s what makes Homesite stand out:
Affordable Rates: Quotes typically range from $13.50 to $25.40 per month, with some policies starting as low as $5/month depending on location and coverage.
Comprehensive Coverage: Standard policies include protection for your personal property (theft, fire, vandalism, water damage), personal liability, medical payments to others, and loss of use if you need temporary housing.
Customizable Options: Add endorsements for mold protection, identity theft, personal injury (libel, slander), and increased limits for valuables like jewelry, electronics, and fine art.
Fast Online Quotes: Homesite was among the first insurers to offer instant online quotes, so you can get covered in minutes without paperwork or phone calls.
Bundling Discounts: Save even more by bundling renters insurance with auto or other policies.
Financial Strength: Homesite is rated “A” for financial strength by A.M. Best, giving you confidence in their claims-paying ability.
What Does Homesite Renters Insurance Cover?
Personal Property: Covers your belongings against theft, destruction, and damage up to your chosen limit (usually starting at $15,000).
Liability Protection: Pays for legal fees and settlements if you’re responsible for injuries or property damage to others.
Medical Payments: Covers medical bills if someone is injured on your property, regardless of fault.
Loss of Use: Pays for additional living expenses if your rental becomes uninhabitable due to a covered loss.
Optional Add-Ons: Mold protection, identity theft, personal injury, and increased limits for high-value items.
Why Use Blake Insurance Group’s Comparison Tool?
Quick & Free: Instantly receive quotes from multiple top insurers—no obligation to buy.
Side-by-Side Comparisons: See coverage details, pricing, and features from several companies at once.
Expert Support: Our licensed agents can answer your questions and help you choose the best policy.
Save Time & Money: Find the best rates and coverage options without calling multiple companies.
| Company | Average Monthly Rate | Best For | Notable Features |
|---|---|---|---|
| State Farm | $11 | Cheapest rates | Nationwide agents, bundling discounts |
| Lemonade | $12 | Digital convenience | Instant online quotes, user-friendly app |
| Allstate | $17 | Discounts, easy claims | Multiple discounts, digital management |
| Amica | $17 | Customer service | Excellent claims handling, many discounts |
| Progressive | $19 | Bundling, big network | Multi-policy discounts, robust online tools |
| USAA* | $10 | Military families | Top-rated, exclusive to military/veterans |
*USAA is available only to military members, veterans, and their families.
🔍 Why Compare Renters Insurance Before You Buy?
Homesite is known for partnering with large insurers like GEICO and Progressive to underwrite renters insurance. While they offer customizable coverage and digital convenience, pricing and limits can vary significantly based on your ZIP code, deductible, and personal property needs.
Before you commit to a policy, it’s smart to compare Homesite renters insurance with other national carriers to ensure you’re getting the best value.
🏡 What Does Homesite Renters Insurance Typically Cover?
Homesite’s renters insurance includes the essentials you’d expect from a quality policy:
Personal Property Protection – Covers belongings like furniture, electronics, and clothing from risks like fire, theft, and vandalism
Liability Coverage – Protects you if you’re responsible for someone’s injuries or property damage
Loss of Use – Helps cover living expenses if your rental becomes uninhabitable due to a covered loss
Medical Payments to Others – Covers minor injuries that occur inside your home
Optional Coverages – Identity theft, scheduled personal property, replacement cost coverage, and more
🛡️ Top Insurance Companies to Compare with Homesite
Using our online quote tool, you can compare Homesite with other trusted names in renters insurance. Here are 5 top-rated companies to consider:
State Farm – Affordable, agent-backed service with strong financial ratings
Liberty Mutual – Customizable plans and multiple discount options
Progressive – Flexible limits, fast online quotes, and bundling benefits
Allstate – Strong digital tools and a wide range of add-on protections
Lemonade – App-based, affordable insurance with transparent pricing and fast claims
💡 Already received a Homesite renters insurance quote? Compare it with these alternatives to ensure you’re not overpaying or underinsured.
⚡ How Our Quote Tool Works
At Blake Insurance Group, we streamline the quote process to save you time and money:
Enter your ZIP code and a few details about your rental
Get real-time quotes from multiple insurance providers
Compare coverage, pricing, and available discounts side-by-side
Choose the policy that’s right for your budget and lifestyle—no pressure to buy
Our tool is free, secure, and takes just minutes to use.
📦 Do I Really Need Renters Insurance?
Absolutely. Renters insurance helps protect your belongings from loss or damage and provides critical liability protection if you accidentally cause harm to others. Most landlords’ policies only cover the building—not your personal items or responsibility for accidents inside your unit.
✅ Get a Free Renters Insurance Quote Today
Whether you’re starting with a Homesite renters insurance quote or are just beginning your search, Blake Insurance Group gives you the tools to shop smart and save. Compare coverage from leading providers all in one place and protect your rental life today.
👉 Click here to get your free renters insurance quote now
No commitment. No spam. Just quick, affordable protection—powered by Blake Insurance Group.
Homesite Renters Insurance FAQs
What does Homesite renters insurance cover?
Homesite renters insurance covers personal belongings against risks like fire, theft, vandalism, storms, and water damage. It also includes liability protection, medical payments to others, and loss of use coverage for temporary housing expenses.
Does Homesite renters insurance cover my belongings if I’m not at home?
Yes. Your personal property is covered worldwide. However, some items (like jewelry or cash) have coverage limits, so consider scheduling high-value items separately.
What is loss of use coverage?
This coverage reimburses your additional living expenses—like hotel stays or extra food costs—if your rental is uninhabitable due to a covered loss.
Does Homesite renters insurance include liability coverage?
Yes. Liability protection covers medical bills, property damage, and legal expenses if you or a family member is found responsible for harming others or damaging their property.
Are there special limits for certain types of property?
Yes. Categories like jewelry, money, silverware, and electronics have set limits. You can increase protection by adding scheduled personal property coverage.
What optional coverages are available?
Optional add-ons include mold protection, identity theft (up to $15,000), personal injury protection, and increased limits for valuables.
How much does Homesite renters insurance cost?
Homesite renters insurance starts at approximately $13.50 per month, depending on your location, deductible, and selected coverages.
How do I file a claim with Homesite?
Claims can be submitted online or over the phone. Have receipts, damage documentation, and details ready to expedite processing. Homesite provides digital claims tracking for convenience.
What is a deductible and how does it work?
A deductible is the amount you pay out of pocket before insurance pays the rest. For example, with a $500 deductible on a $1,500 claim, you pay $500 and Homesite pays $1,000.
Is Homesite renters insurance available in all states?
Yes, Homesite provides renters insurance in nearly every U.S. state, offering widespread availability.
What is not covered by Homesite renters insurance?
Renters insurance does not cover damage to the building (that’s your landlord’s responsibility), business use, or excluded perils like floods or earthquakes unless added.
Can I customize my policy?
Yes. Homesite policies are flexible. You can choose your personal property limit, liability amount, deductible, and add optional protections based on your needs.
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent