EyeMed vs Superior Vision

EyeMed vs. Superior Vision: Affordable Vision Insurance Comparison

Choosing a vision insurance provider is about more than just premiums—it’s about access, benefits, and value. Below is a comprehensive comparison between EyeMed and Superior Vision to help you make an informed decision.

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Overview of Each Provider

EyeMed Vision Care

EyeMed is one of the largest vision insurance providers in the U.S., known for its wide network of retail chains and affordability. It’s a subsidiary of Luxottica, one of the world’s largest eyewear companies.

Superior Vision

Superior Vision, part of Versant Health, focuses on delivering quality vision benefits through a combination of independent providers and retail options. It’s known for employer-based coverage and a balanced mix of cost and care.


Plan Types & Coverage

EyeMed Offers:

  • Individual, family, and employer group plans

  • Routine eye exams

  • Prescription lenses and frames

  • Contact lenses

  • Lens enhancements (anti-glare, transitions, progressives)

  • LASIK discounts

Superior Vision Offers:

  • Employer-sponsored and some individual plans

  • Eye exams, lenses, and frames

  • Contact lenses and medically necessary contacts

  • Lens upgrades and coatings

  • LASIK surgery discounts

Provider Network & Retail Partners

EyeMed Network:

  • 87,000+ providers

  • Major retail partners: LensCrafters, Pearle Vision, Target Optical, Sears Optical, JCPenney Optical, and America’s Best

  • Easy access in urban and suburban areas

Superior Vision Network:

  • Over 100,000 access points

  • Strong independent provider base

  • Retail access includes Walmart Vision Center, Costco (with some plans), and Sam’s Club

  • Flexible scheduling and wide geographic reach


Pricing & Premiums

EyeMed:

  • Individual plans from $5 to $30/month depending on coverage

  • Copays as low as $10 for exams, $20–$40 for glasses

  • Higher out-of-pocket savings when using in-network retail providers

Superior Vision:

  • Monthly premiums typically $7–$25

  • Exam copays around $15

  • Competitive pricing for lens enhancements and frame upgrades

  • More flexibility for those with employer-sponsored plans


Ease of Use & Enrollment

EyeMed:

  • Simple online enrollment for individuals

  • Easy-to-use website and mobile app

  • Instant access to digital ID cards and provider search

Superior Vision:

  • Mostly accessed through employer benefits

  • Online portal for members

  • Customer service support and educational resources

  • Fewer tools for individuals compared to EyeMed


Extras & Discounts

EyeMed:

  • LASIK discounts through U.S. Laser Network

  • Discounts on hearing aids and accessories

  • 40% off additional pairs of glasses

  • Frequent promotions through retail partners

Superior Vision:

  • LASIK savings via QualSight network

  • Eyewear warranties and replacement discounts

  • Special pricing on designer frames

  • Discounts on hearing care through Amplifon


Best For…

  • EyeMed: Great for those who want retail convenience, flexible plans, and digital-friendly services.

  • Superior Vision: Ideal for those who prefer a broader mix of retail and private providers, or those covered through employer-based plans.


Pros and Cons

EyeMed Pros:

  • Extensive retail network

  • Flexible individual plans

  • Easy digital access and mobile tools

EyeMed Cons:

  • May have higher out-of-pocket costs for lens upgrades

  • Focused more on retail than private practices

Superior Vision Pros:

  • Broad national network, including many independent providers

  • Competitive upgrade pricing and LASIK savings

  • Employer-focused benefits can lead to better group rates

Superior Vision Cons:

  • Limited individual plan availability

  • Less streamlined digital tools for solo users


Final Verdict: Which One Should You Choose?

  • Choose EyeMed if you’re looking for flexibility, retail convenience, and easy online enrollment.

  • Choose Superior Vision if you’re covered through an employer plan, want access to independent providers, or value eyewear warranties and special discounts.

Both providers offer strong vision care coverage. Your choice should depend on how you access care—through retail chains or independent doctors—and how you prefer to manage your benefits.


How to Get a Quote or Enroll

  • EyeMed: Visit eyemed.com to compare plans, get a quote, and enroll in minutes.

  • Superior Vision: Visit superiorvision.com to review benefits. Individual plans may be limited, so check with your employer or benefits administrator.

EyeMed vs Superior Vision
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Frequently Asked Questions (FAQs)

Which is more affordable, EyeMed or Superior Vision?

EyeMed generally offers lower-cost individual plans, while Superior Vision may offer better pricing through employer-sponsored coverage.

Can I enroll in EyeMed or Superior Vision without an employer?

Yes, EyeMed provides individual and family plans directly on its website. Superior Vision is primarily accessed through employer benefits, though limited individual plans may be available through third-party providers.

Does Superior Vision have retail partners like EyeMed?

Yes, but not as many. While EyeMed partners with large retail chains like LensCrafters and Target Optical, Superior Vision offers access to Walmart Vision Center, Sam’s Club, and some Costco locations depending on the plan.

Are eye exams covered by both plans?

Yes, both providers cover annual comprehensive eye exams, typically with low copays ranging from $10 to $20.

Do EyeMed and Superior Vision cover both glasses and contact lenses?

Yes. However, most plans require you to choose between glasses or contacts for each benefit period unless you pay out-of-pocket.

Do both plans offer LASIK discounts?

Yes. EyeMed offers LASIK discounts through the U.S. Laser Network, while Superior Vision partners with QualSight LASIK for similar savings.

Which plan has better online tools and mobile access?

EyeMed offers a more advanced and user-friendly digital experience, including a mobile app and instant ID cards. Superior Vision is more traditional and often integrated with employer portals.

What if I want to use an independent eye doctor?

Superior Vision has strong relationships with independent providers, making it a good choice for personalized care. EyeMed leans more heavily on retail chains but still includes private practices in its network.

Are frame allowances better with EyeMed or Superior Vision?

Both offer competitive allowances, but EyeMed often has stronger retail discounts. Superior Vision offers a wider range of options through their exclusive eyewear collections.

Can I use both EyeMed and Superior Vision together?

No. You can only use one vision insurance plan at a time for a single eye care service or product.

Blake Insurance Group

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Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

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Bio Page: https://blakeinsurancegroup.com/blake-nwosu/