Frequently Asked Questions

Q: What types of dental plans does UHOne offer?

A: UHOne typically offers several types of dental plans, including PPO (Preferred Provider Organization) plans and indemnity plans. The specific options may vary by state.

Q: How soon can I use my dental insurance after purchasing?

A: Many UHOne dental plans offer immediate coverage for preventive services like cleanings and exams. However, there may be waiting periods for basic and major services, typically ranging from 6 to 12 months.

Q: Can I add family members to my dental insurance plan?

A: Yes, most UHOne dental plans allow you to cover your spouse and dependent children. Family plans often offer better value compared to individual plans.

Q: Are there any age restrictions for dental coverage?

A: Age restrictions can vary by state and plan. Generally, UHOne offers coverage for individuals up to age 64, but some plans may have different age limits.

Q: How do I find a dentist in the UHOne network?

A: UHOne typically provides an online directory where you can search for in-network dentists by location. Using an in-network dentist often results in lower out-of-pocket costs.

Q: What's the difference between in-network and out-of-network coverage?

A: In-network dentists have agreed to provide services at negotiated rates. While you can visit out-of-network dentists, your out-of-pocket costs may be higher, and you might need to file claims yourself.

Q: Does UHOne dental insurance cover orthodontics?

A: Some UHOne dental plans may offer orthodontic coverage, but it's not included in all plans. Check the specific plan details to see if orthodontic services are covered.

Q: How do annual maximums work?

A: Annual maximums are the total amount your plan will pay for dental services in a calendar year. Once you reach this limit, you'll be responsible for any additional costs until the next calendar year.

Q: Can I cancel my dental insurance at any time?

A: Cancellation policies may vary. Typically, you can cancel your policy at any time, but it's best to review your specific policy terms or contact UHOne customer service for details.

Q: Are there any discounts available for UHOne dental insurance?

A: UHOne may offer discounts for things like paying annually instead of monthly, or for combining dental coverage with other insurance products. Check with an agent for current promotions.