Dental Insurance Agent Texas

Dental Insurance Agents Texas – Compare Plans with Local Expertise

When it comes to protecting your smile and budget, working with a knowledgeable dental insurance agent in Texas can make all the difference. At Blake Insurance Group, we help Texans find the right dental insurance plan—whether you’re shopping for yourself, your family, or you’re a senior on Medicare.

Dental Insurance Cost Calculator

Dental Insurance Cost Calculator

Get a Dental Insurance Quote

Compare top dental plans and get your personalized quote instantly:


  • No waiting periods on most preventive care
  • Flexible plan options for individuals & families
  • Instant online enrollment
  • Nationwide provider networks

Why Work With a Local Dental Insurance Agent in Texas?

Working with a local Texas dental insurance agent means you get much more than a quote. You benefit from:

  • Personalized plan matching based on your dental health, family needs, and financial goals

  • Access to Texas-specific plans and carriers not always available on national marketplaces

  • Help with understanding networks, exclusions, and waiting periods

  • A reliable point of contact for billing issues, claims support, and annual reviews

We’re here to guide you—whether you’re in Houston, Dallas, Austin, San Antonio, or anywhere in the Lone Star State.

Dental Insurance Agent Texas
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Best Dental Insurance Plans Available in Texas

We partner with top carriers offering dental coverage throughout Texas, including:

  • Delta Dental of Texas – Offers Premier and PPO plans with vast provider networks

  • Cigna Dental – Strong preventive coverage, $0 cleanings, and flexible deductibles

  • Humana – Excellent for seniors, with plans covering dentures, bridges, and implants

  • Guardian Dental – Great for families, with orthodontic and vision bundle options

  • UnitedHealthcare – Offers robust coverage with no-cost preventive services

Each carrier has multiple plan levels available depending on your ZIP code and network preferences.


How Much Does Dental Insurance Cost in Texas?

Dental insurance premiums in Texas typically range from $12 to $55/month for individuals and $35 to $110/month for families.

Cost is influenced by:

  • The type of plan (HMO vs PPO vs Indemnity)

  • Annual benefit maximums

  • Deductibles and co-pays

  • Coverage for major services and orthodontics

  • Number of enrollees on the policy

Compare Individual & Family Dental Insurance in Texas

Whether you’re buying coverage just for yourself or your household, we help you evaluate:

Individual Plans:

  • Great for adults or self-employed Texans

  • Plans from $15/month with basic and preventive care

  • Ideal for those without employer dental benefits

Family Plans:

  • Cover children, spouses, and dependents

  • Often include pediatric dental and orthodontic benefits

  • May offer savings when bundled with vision or medical


Affordable Dental Insurance Options for Seniors in Texas

Seniors in Texas face unique dental needs, and Medicare often doesn’t provide the coverage they expect.

We offer senior-focused dental plans in Texas that include:

  • Full or partial coverage for dentures, root canals, and bridges

  • Periodontal care for gum health

  • $0 cleanings and exams with select providers

  • Compatibility with Medicare Advantage plans with dental benefits

These plans can be life-changing for retirees managing fixed incomes and long-term oral health.


Dental Insurance With No Waiting Period in Texas

Need immediate coverage? We’ve got you.

We work with top insurers that offer Texas dental insurance plans with no waiting period, meaning you can:

  • Get cleanings, exams, and x-rays immediately

  • In some cases, access basic or even major services without delay

  • Ideal for new residents, job changers, or those facing urgent dental issues


PPO vs HMO Dental Insurance Plans in Texas

Understanding the structure of your dental plan is key:

PPO Plans (Preferred Provider Organization):

  • More flexibility choosing dentists

  • Typically higher monthly premiums

  • No referrals needed for specialists

HMO Plans (Health Maintenance Organization):

  • Lower premiums

  • Requires you to stay within a specific network

  • Referrals often needed for specialty care

Our Texas-based agents help you compare both types based on your location and provider preferences.


Which Dentists Accept My Insurance in Texas?

Not sure if your dentist is in-network?

We help you:

  • Search insurance directories by ZIP code

  • Confirm if your current dentist accepts your new plan

  • Identify top-rated dentists in your area—from El Paso to Corpus Christi, Houston to Plano

This ensures you maximize your benefits and reduce out-of-pocket costs.


Top Cities in Texas for Dental Insurance Savings

We help clients across the state, with strong dental insurance options in:

  • Houston – Affordable family plans and senior-friendly providers

  • Dallas – Excellent PPO network options with top-tier carriers

  • San Antonio – Medicaid-friendly dental plans and CHIP coverage

  • Austin – Great for tech workers and freelancers needing self-enrolled coverage

  • El Paso – Plans with bilingual provider networks

  • Fort Worth, Arlington, Plano, Corpus Christi, and Laredo – Localized plan options and city-based discounts


Get Help From a Dental Insurance Agent in Texas Today

Whether you’re new to dental insurance or want to switch plans, our licensed agents at Blake Insurance Group will help you compare policies, check provider networks, and get covered—fast.

👉 Call us today or request a free quote online to get started with a trusted dental insurance agent in Texas.

FAQs for Dental Insurance Agents in Texas

FAQs for Dental Insurance Agents in Texas

How much does dental insurance cost in Texas? Dental insurance premiums in Texas typically range from $12 to $55/month for individuals and $35 to $110/month for families. Costs vary by plan type, deductible, coverage level, and number of enrollees.
What does dental insurance in Texas usually cover? Most plans cover preventive care like cleanings, exams, and x-rays. Many also include basic services (fillings, extractions) and major services (crowns, root canals, dentures). Some plans offer orthodontic and implant coverage.
Who are the top dental insurance providers in Texas? Top dental insurance companies in Texas include Delta Dental of Texas, Cigna, Humana, Guardian, UnitedHealthcare, and Renaissance Dental. Availability may vary by ZIP code.
Does Medicare cover dental in Texas? Original Medicare does not cover routine dental services. However, many Medicare Advantage plans in Texas include dental benefits. Seniors can also purchase stand-alone dental plans tailored to their needs.
Are there dental insurance plans in Texas with no waiting period? Yes, several insurers offer no-waiting-period plans in Texas. These often cover preventive care immediately and may also waive waiting periods for basic or major services under certain conditions.
What’s the difference between PPO and HMO dental plans in Texas? PPO dental plans in Texas offer greater flexibility with dentist choice and don't require referrals. HMO plans have lower premiums but require you to choose a primary dentist and use a specific network.
Can I get dental insurance outside the ACA Marketplace in Texas? Yes, you can purchase dental insurance directly from insurers or through licensed agents. These off-Marketplace plans may have more options, but they don’t include ACA pediatric dental requirements.
How do I know if my Texas dentist accepts my plan? Use your insurance provider’s directory or call your dental office to confirm network participation. Our agents can also help you locate in-network providers in your area.
Are there dental plans in Texas for families? Yes, family dental insurance plans in Texas cover multiple people and may include pediatric dental, orthodontics, and bundled discounts. They are cost-effective for households with children.
How do I choose the right dental insurance plan in Texas? Compare plans based on coverage, monthly premiums, annual limits, waiting periods, and dentist networks. A licensed Texas dental insurance agent can help you choose the best option for your needs.

Blake Insurance Group

Phone: (888) 387-3687

Email: [email protected]

Hours: Mon-Fri 9:00 am to 5:00 pm

Sat-Sun: Closed

Author Box
Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

License: 16117464

Bio Page: https://blakeinsurancegroup.com/blake-nwosu/