Auto-Owners renters insurance quote
Auto-Owners Renters Insurance Quote – Compare & Save with Blake Insurance Group
Looking for affordable, dependable renters insurance coverage? Whether you’re considering or already have an Auto-Owners renters insurance quote, Blake Insurance Group makes it easy to compare policies from top-rated providers all in one place.
With our free, no-obligation online comparison tool, you can receive instant renters insurance quotes and compare policy options side by side to ensure you’re getting the best value and protection for your lifestyle.
Renters Insurance Calculator

Affordable Renters Insurance Quote
Get a fast, free renters insurance quote in just minutes.
🛡️ Why Choose Auto-Owners Renters Insurance?
Auto-Owners is known for its reliable service and competitive coverage options. It’s an excellent choice for renters looking to protect their belongings, limit liability, and receive great service from a financially stable provider.
Key Benefits of Auto-Owners Renters Insurance:
✅ Replacement cost coverage for personal property
✅ Personal liability and medical payments coverage
✅ Loss of use coverage if your rental becomes uninhabitable
✅ Optional endorsements for identity theft, valuable items, and more
✅ Strong local agent network and claims reputation
Company | Average Monthly Rate | Best For | Notable Features |
---|---|---|---|
Auto-Owners | $9–$11 | Discounts, value | Wide range of discounts, customizable add-ons |
State Farm | $9–$11 | Cheapest rates | Bundling, strong customer satisfaction |
Lemonade | $12 | Digital convenience | Fast online claims, user-friendly app |
Allstate | $17 | Discounts, mature renters | Multiple discounts, easy online management |
Erie | N/A | Coverage options | High satisfaction, valuable add-ons |
USAA* | $10 | Military families | Top-rated, exclusive to military/veterans |
*USAA is available only to military members, veterans, and their families.
🔍 Compare Auto-Owners with Other Top Renters Insurance Companies
Blake Insurance Group proudly represents Auto-Owners Insurance—but we also work with multiple carriers to give you flexibility and transparency. If you’ve already received an Auto-Owners quote, take a few minutes to compare it with these top-rated providers:
Allstate – Well-rounded coverage with generous discounts and a user-friendly online portal
State Farm – Competitive pricing and strong customer service with bundling options
Progressive – Flexible plans and savings when bundling with auto insurance
Nationwide – Highly customizable renters coverage with optional add-ons
Liberty Mutual – Affordable policies and excellent online management tools
💡 Even if you’re happy with your Auto-Owners renters insurance quote, comparing can ensure you’re not missing out on better value or more customized coverage.
⚡ How to Get a Quote in Just Minutes
Blake Insurance Group’s comparison tool helps you shop smarter. It’s fast, secure, and free—and you’ll get the information you need without any pressure to commit.
Here’s how it works:
Tell us about your rental (ZIP code, coverage needs, etc.)
View personalized quotes from Auto-Owners and other leading insurers
Compare side by side and choose the best policy for your needs and budget
🏠 What Does Renters Insurance Cover?
Most renters insurance policies—including those from Auto-Owners—cover:
Personal Property – Replacement of stolen, damaged, or destroyed belongings
Liability Protection – Coverage if someone is injured in your rental or you damage property
Loss of Use – Pays for housing and food if your rental is temporarily unlivable
Medical Payments – For minor injuries to others in your home
Optional Endorsements – High-value items, water backup, electronics, identity theft protection
🚀 Get Your Free Auto-Owners Renters Insurance Quote Now
Ready to protect your rental the smart way? Whether you’re just starting your search or already have an Auto-Owners quote, compare top options with Blake Insurance Group today.
👉 Click here to get your free quote and see your options instantly
Auto-Owners Renters Insurance FAQs
What does Auto-Owners renters insurance cover?
Auto-Owners renters insurance covers your personal property (such as clothing, electronics, and furniture) against risks like theft, vandalism, fire, smoke, and water damage from burst pipes. It also includes personal liability protection, medical payments to others, and additional living expenses if your home becomes uninhabitable due to a covered loss.
Does Auto-Owners offer replacement cost coverage?
Yes, you can add personal property replacement cost coverage to your policy. This means if your belongings are destroyed or stolen, you’ll be reimbursed for the cost to buy new items, not just their depreciated value.
What is the Renters Plus package?
The Renters Plus package from Auto-Owners includes extra coverages like reimbursement for refrigerated food spoilage (up to $750), water backup of sewers or drains, waterbed liability, and a waived deductible for glass damage.
Can I get coverage for high-value items?
Yes, you can schedule personal property such as jewelry, collectibles, or musical instruments for additional protection. This provides higher coverage limits for valuables, sometimes requiring an appraisal.
What discounts are available with Auto-Owners renters insurance?
Auto-Owners offers multiple discounts, including bundling with other policies, paying your premium in full, paperless billing, advance quote, protective devices (like smoke detectors and deadbolts), good payment history, and favorable loss history.
How much does Auto-Owners renters insurance cost?
The average cost is about $11 per month, or $136 per year, which is below the national average. Actual rates depend on your location, coverage amounts, and eligibility for discounts.
How do I file a claim with Auto-Owners?
To file a claim, contact your independent Auto-Owners agent directly. An adjuster will be assigned to your case and will help inspect the damage and process your claim. You can also call the company directly if it’s outside business hours.
Can I manage my policy or claims online?
While you cannot get a quote or file a claim online, existing policyholders can log in to pay bills, set up automatic payments, review policy documents, and track claim status through the website or mobile app.
Is Auto-Owners renters insurance available in all states?
No, Auto-Owners renters insurance is available in about 25 states. Availability may change, so check with your local independent agent to confirm if coverage is offered in your area.
How does Auto-Owners perform on customer satisfaction?
Auto-Owners receives fewer complaints than expected for a company its size, indicating high customer satisfaction and reliable claims service.
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed

Blake Nwosu
Owner & Principal Agent
Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.
License: 16117464