AssuranceAmerica Insurance Agent Arizona: Providing Non-Standard Auto Insurance Coverage
Are you a driver in Arizona who’s been having trouble finding insurance due to a less than perfect driving record? Look no further! AssuranceAmerica Insurance Agent Arizona is here to help. As an insurance company specializing in non-standard auto insurance coverage, AssuranceAmerica caters to high-risk drivers who may face difficulties obtaining standard car insurance.
Based in Atlanta, Georgia, AssuranceAmerica Insurance Company and AssuranceAmerica Managing General Agency are the subsidiaries that form AssuranceAmerica. With over 2,600 highly professional independent agents, AssuranceAmerica provides property and casualty insurance to the non-standard private automobile segment. Established in 1998, AssuranceAmerica has built a reputation for its commitment to excellence and to creating a work environment where every associate can learn and grow.
Understanding Non-Standard Auto Insurance Coverage
Non-standard auto insurance is a specific category of car insurance coverage designed for high-risk drivers. It is similar to standard car insurance coverage but with higher insurance premiums. Drivers with multiple infractions on their driving records are often placed in the non-standard insurance coverage tier. However, it’s important to note that high-risk drivers are not the only ones who may need non-standard auto insurance coverage.
In Arizona, the state only requires drivers to carry mandatory liability coverage, which allows motorists to save money each month by purchasing minimal insurance. However, it’s crucial to understand that liability coverage alone does not protect you in various scenarios, such as accidents that are not your fault, severe weather damage, or theft and vandalism incidents. To ensure full protection, additional coverage is necessary.
Finding the Best Auto Insurance in Arizona: Why Choose a Local Independent Agent?
When searching for the best auto insurance in Arizona, choosing a local independent agent is a smart move. Local independent agents have a deep understanding of the insurance landscape in your area and can provide personalized advice tailored to your specific needs. They work with multiple insurance carriers, giving you access to a wide range of options and ensuring you find the best coverage at the most competitive rates.
Local independent agents, such as AssuranceAmerica Insurance Agent Arizona, offer the expertise and guidance necessary to navigate the complexities of insurance policies. They take the time to understand your unique circumstances, driving history, and coverage requirements, allowing them to recommend the most suitable options for you.
Reasons to Switch Car Insurance Companies
There are various reasons why you might consider switching car insurance companies. Here are a few common scenarios:
- Unsatisfactory Claims Experience: The true test of an insurance company’s quality often comes when you need to file a claim. If you had an unsatisfactory claims experience with your current insurer, it may be a sign to switch. AssuranceAmerica Insurance Agent Arizona is committed to providing excellent customer service and ensuring a smooth claims process.
- Life Milestones: As you reach different milestones in life, your insurance needs may change. It’s wise to review your coverage before your policy renews to ensure it aligns with your current circumstances. AssuranceAmerica Insurance Agent Arizona can help you assess your coverage requirements and find the right policy to meet your evolving needs.
- Buying a New Car: When purchasing a new car, it’s crucial to ensure you have adequate coverage. Different vehicles may require specific coverage types, such as gap insurance for leased or financed cars. AssuranceAmerica Insurance Agent Arizona can guide you through the process of selecting the appropriate coverage for your new vehicle.
- Relocation: If you’re moving to a new area, it’s essential to reassess your car insurance options. Insurance rates can vary significantly depending on where you live, and your current insurer may not offer coverage in your new location. AssuranceAmerica Insurance Agent Arizona can help you find suitable coverage options that align with your new address.
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How to Find the Best Auto Insurance in Arizona
Finding the best auto insurance in Arizona doesn’t have to be a daunting task. Here are some tips to help you secure affordable insurance premiums:
- Compare Quotes: Take the time to compare quotes from multiple insurance companies. This allows you to evaluate different coverage options and find the most competitive rates. AssuranceAmerica Insurance Agent Arizona can assist you in comparing quotes and identifying the best options for your specific needs.
- Understand Coverage Requirements: Familiarize yourself with the minimum auto insurance coverage required by the state of Arizona. For example, the minimum liability coverage is $25,000 bodily injury liability for one person and $50,000 for two or more persons, along with $15,000 property damage liability. AssuranceAmerica Insurance Agent Arizona can provide insights into additional coverage options that can offer enhanced financial protection.
- Prepare Necessary Information: To receive accurate auto insurance quotes quickly, gather the required information beforehand. This includes your date of birth, vehicle storage location, driver’s license number, driving and insurance history, and the Vehicle Identification Number (VIN) of the vehicle to be insured. AssuranceAmerica Insurance Agent Arizona can guide you through the process and ensure all necessary details are provided.
- Consider Factors Affecting Insurance Rates: Insurance companies assess various factors to determine risk and assign premiums. Factors such as location, demographics, insurance history, driving record, and vehicle type all influence your insurance rates. AssuranceAmerica Insurance Agent Arizona can help you understand how these factors impact your premiums and provide advice on optimizing your rates.
With AssuranceAmerica Insurance Agent Arizona, you can trust that you’ll receive professional guidance and comprehensive coverage options to protect you on the road. Our dedicated team is ready to assist you in finding the best auto insurance solution tailored to your specific needs.
Contact AssuranceAmerica Insurance today to explore your options and experience the assurance of reliable auto insurance coverage. Call at 1-800-450-7857 or visit our headquarters at 5500 Interstate North Pkwy Ste 600, Atlanta, GA 30328. You can also reach us by email at customer_service@aainsco.com for general inquiries or claims@aaiclaims.com for claim-related matters. They look forward to serving you!