Coverage and Benefits

Argus Dental
Argus offers DHMO, discount plans, and limited PPO options, depending on region. Their DHMO plans generally offer fixed copay amounts for dental procedures (e.g., exams, cleanings, fillings) and no deductibles or annual limits. Preventive services are typically included at no additional cost, and some plans include orthodontic and specialist coverage.

Solstice Dental
Solstice provides both PPO and DHMO plans, including specialty coverage for orthodontics and pediatric care. Preventive care is often 100% covered, while basic and major services are handled via fixed copays (DHMO) or percentage-based (PPO). Solstice is known for its comprehensive family dental offerings.

Network and Availability

Argus Dental
Argus has a growing provider network with a strong presence in Florida, particularly in partnership with Medicaid and Medicare Advantage plans. It’s often chosen by state government programs and public sector employees.

Solstice Dental
Solstice has a broad national network but is strongest in the Eastern U.S., especially Florida, New York, and New Jersey. PPO plans offer nationwide access, while DHMO plans are more regionally based.

Cost Comparison

Argus Dental
Argus DHMO plans start at $10–$15/month, with predictable copays and no deductibles. Discount plans are even more affordable. PPO options are higher in cost but less common.

Solstice Dental
Solstice DHMO plans start as low as $8/month, with PPO plans ranging from $20–$50/month depending on coverage level and region. Like Argus, many plans have no deductibles or annual maximums.

Waiting Periods and Restrictions

Argus Dental
DHMO and discount plans through Argus generally have no waiting periods, with immediate access to covered services. PPO or employer group plans may have waiting periods for basic or major services.

Solstice Dental
Solstice DHMO plans typically have no waiting periods, while PPO plans may have 6–12 month waits for more complex procedures. Waiting periods can be waived for members switching from a previous plan.

Ease of Use and Customer Service

Argus Dental
Argus offers a basic member portal for managing benefits and finding providers. Their focus on public programs sometimes leads to longer customer service response times, but support is generally reliable.

Solstice Dental
Solstice offers a modern member portal with online provider search, plan documents, and eligibility tracking. Customer service is considered more accessible and responsive, especially for individual and family plan members.

Additional Benefits and Perks

Argus Dental
Some Argus plans include vision benefits, hearing discounts, and prescription savings. Their bundling options are popular among seniors and retirees.

Solstice Dental
Solstice often bundles vision, hearing, teledentistry, and even wellness programs into its dental plans. DHMO members can also access discounts for orthodontics and cosmetic dentistry.

Reputation and Customer Reviews

Argus Dental
Argus is best known for working with state-funded and senior care plans. Reviews are mixed—some praise the affordability, while others cite limited provider access in rural areas.

Solstice Dental
Solstice enjoys a solid reputation for affordability and family-friendly plans. Customers appreciate the ease of use, provider network, and transparent pricing, particularly in urban and suburban areas.

Suitability and Recommendations

• Choose Argus Dental if you’re in Florida, need a low-cost DHMO plan, are part of a government or Medicaid program, or prefer a plan with vision and hearing bundles.

• Choose Solstice Dental if you want a broad choice of PPO or DHMO plans, better digital tools, and access to orthodontic and teledental perks.

Conclusion

Argus Dental and Solstice Dental both offer budget-friendly options with flexible coverage for preventive, basic, and major dental needs. Solstice leads in tech features and PPO accessibility, while Argus stands out in Medicaid/Medicare support and public sector coverage.

For individuals and families focused on value, access, and plan flexibility, Solstice may be the more user-friendly option. For those in Florida or senior programs looking for straightforward, low-cost DHMO coverage, Argus is a strong contender.