Coverage and Benefits

Anthem Dental
Anthem offers PPO and DHMO plans with 100% coverage for preventive care, such as exams, cleanings, and X-rays. Basic services (e.g., fillings, extractions) are usually covered at 70%–80%, and major procedures (crowns, bridges) at 50%–60%. Some plans also offer orthodontic and implant coverage.

Nationwide Dental
Nationwide also provides PPO dental plans with full preventive care coverage, similar coverage percentages for basic and major services, and options for orthodontics and dental implants under select plans. Their benefits structure is very comparable to Anthem’s.

Network and Availability

Anthem Dental
Anthem has a strong provider network of 135,000+ dentists nationwide and offers particularly broad coverage in states where Blue Cross Blue Shield plans are active.

Nationwide Dental
Nationwide uses the DenteMax Plus network, giving members access to over 300,000 dental access points, making it one of the largest networks available in the U.S.

Cost Comparison

Anthem Dental
Premiums generally range from $25–$60/month, with deductibles around $50–$100 and annual maximums between $1,000–$2,000. Some plans offer increased maximums in the second or third year of enrollment.

Nationwide Dental
Nationwide’s plans are competitively priced, usually between $20–$55/month. Annual maximums often range from $1,000–$3,000, depending on the plan tier, making them attractive for those anticipating more frequent dental procedures.

Waiting Periods and Restrictions

Anthem Dental
Anthem plans typically have no waiting period for preventive care, 6 months for basic, and 12 months for major services. Some plans may reduce or waive these for members with prior dental coverage.

Nationwide Dental
Nationwide offers immediate preventive coverage and often shorter waiting periods for basic services (around 3–6 months) and 12 months for major services. Certain plans may eliminate waiting periods altogether.

Ease of Use and Customer Service

Anthem Dental
Anthem provides an easy-to-use member portal and mobile app, allowing users to track claims, view benefits, and search for providers. Their customer service is generally responsive, especially in states where they have a strong presence.

Nationwide Dental
Nationwide is known for its straightforward online platform, fast claims processing, and responsive customer support. Users appreciate the simplicity of their plan documents and how easy it is to navigate benefits.

Additional Benefits and Perks

Anthem Dental
Anthem often bundles perks such as vision discounts, hearing aids, orthodontics, teeth whitening discounts, and health and wellness resources, depending on the plan level.

Nationwide Dental
Nationwide also offers vision and hearing discounts, prescription savings, telehealth services, and wellness education, providing added value to policyholders.

Reputation and Customer Reviews

Anthem Dental
Anthem is a trusted brand with strong backing from the Blue Cross Blue Shield network. Customers report satisfaction with coverage options and wide provider access, though some cite region-specific customer service differences.

Nationwide Dental
Nationwide is highly rated for its affordability, transparent plans, and broad network access. Clients often mention how easy it is to use benefits and how few surprises they encounter with claims or coverage.

Suitability and Recommendations

• Choose Anthem Dental if you prefer working with a nationally recognized brand, want access to Blue Cross Blue Shield provider networks, and appreciate plan options with orthodontics or bundled vision benefits.

• Choose Nationwide Dental if you’re looking for one of the largest provider networks, higher annual maximums, and a streamlined digital experience for managing your dental care.

Conclusion

Both Anthem Dental and Nationwide Dental provide excellent, affordable dental coverage with comprehensive benefits. Your best option depends on your location, desired network size, and preferences for add-on perks or flexible maximums.

Take time to compare their available plans in your area and weigh your dental care needs to confidently choose the plan that offers the most value and convenience for your budget.