American Strategic Insurance ASI
As an insurance agent, providing clients with information about the insurance companies you work with is important. One such company is American Strategic Insurance (ASI), formed in 1997 and initially offered Florida homeowners insurance.
Since then, ASI has experienced rapid growth and is expected to offer nationwide coverage by 2017, establishing its place in the top 15 homeowners insurance providers in the United States. In 2015, Progressive acquired ASI, and the two companies are now working together to bring more savings and protection to customers.
– ASI is a premier insurance company that partners with independent agents to provide insurance policies to policyholders.
– ASI values its partnership with independent agents and provides them with the necessary support to help them succeed.
– ASI aims to provide policyholders with the best insurance coverage possible.
– ASI has a team of experts working to provide policyholders the best possible service.
– ASI’s success is based on its commitment to providing policyholders with the best coverage and service.
– Independent insurance agents can use ASI’s partnership program to build a relationship with the company and provide their clients with the best possible coverage.
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Blake Insurance Group
Phone: (888) 387-3687
Email: info@blakeinsurancegroup.com
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
– Responsive claims organization: ASI is also known for its responsive claims organization, which means that if you need to file a claim, you can expect a quick and efficient process.
Overall, ASI is a reputable insurance company that offers a variety of coverage options and has a strong financial standing. As an insurance agent, it is important to provide clients with information about the companies you work with, and ASI is definitely a company worth considering.
Home insurance: Home insurance is an important type of insurance that ASI offers. Here are some ways that policyholders can customize their coverage to fit their needs and budget:
Coverage options: ASI offers home insurance policies that cover a wide range of perils, including fire, theft, and natural disasters. Policyholders can choose the coverage that best suits their needs.
Discounts: Many home insurance providers offer discounts that lower the overall cost of your home insurance policy. For example, you might get a discount if you have a security system, as that reduces the likelihood your home will be burglarized. Another common home insurance discount is for bundling policies. If you already have car insurance with a company, you might qualify for a discount if you get your home insurance there, too. ASI may offer similar discounts to policyholders.
Policy structure: Policyholders can customize their policy structure to fit their needs. For example, they can choose the deductible amount they pay out of pocket before their insurance coverage kicks in. They can also choose the coverage limits, which are the maximum amount their insurance policy will pay out for a covered loss.
Additional coverage: Policyholders can add extra coverage to their policy to protect against specific risks. For example, they can add flood insurance if they live in a flood-prone area. They can also add liability coverage to protect against lawsuits if someone is injured on their property.
Understanding your policy: Policyholders must understand their ASI insurance policy’s structure and coverage limits. For more information, they can contact ASI directly or their insurance agent.
Condo insurance:
Condo insurance is another type of insurance that ASI offers. Here are some ways that policyholders can customize their coverage to fit their needs and budget:
Coverage options: ASI’s condo insurance policies cover personal property, liability, and loss of use. Policyholders can choose the coverage that best suits their needs.
Customization: Policyholders can customize their policies by adding or removing coverage options as needed. For example, they can add flood insurance if they live in a flood-prone area. They can also add loss assessment coverage to protect against having to pay out of pocket for a special assessment the association issues for expenses related to an insurance claim.
Understanding your policy: Policyholders need to understand what their condo association’s insurance covers, sometimes called the master policy. The association’s policy may help cover areas such as the boiler room, roof, hallways, and other shared spaces, including the common rooms and swimming pool. Policyholders should also understand what types of coverage their personal policy should provide.
Discounts: Policyholders may be eligible for discounts that lower the overall cost of their condo insurance policy. For example, they might get a discount if they have a security system, as that reduces the likelihood their unit will be burglarized. Another common condo insurance discount is for bundling policies. If they already have car insurance with a company, they might qualify for a discount if they get their condo insurance there, too.
Renters insurance:
Renters insurance is another type of insurance that ASI offers. Here are some ways that policyholders can customize their coverage to fit their needs and budget:
Coverage options: ASI’s renters insurance policies cover personal property, liability, and loss of use. Policyholders can choose the coverage that best suits their needs.
Customization: Policyholders can customize their policies by adding or removing coverage options as needed. For example, they can add flood insurance if they live in a flood-prone area. They can also add replacement cost coverage to ensure they receive the full value of their belongings if damaged or destroyed.
Discounts: Policyholders may be eligible for discounts that lower the overall cost of their renter’s insurance policy. For example, they might get a discount if they have a security system, as that reduces the likelihood their unit will be burglarized. Another common renters insurance discount is for bundling policies. If they already have car insurance with a company, they might qualify for a discount if they get their renters insurance there, too.
Understanding your policy: Policyholders should understand their ASI renters insurance policy, including its structure and coverage limits. They can contact ASI directly or their insurance agent for more information.
Dwelling insurance: ASI’s dwelling insurance policies provide coverage for homes not occupied by the owner, such as rental properties. These policies are designed to fit individual needs and budgets, allowing policyholders to choose the best coverage. Policyholders can also customize their policies by adding or removing coverage options.
Fire insurance: ASI’s fire insurance policies cover damage caused by fire, smoke, and other perils. These policies are designed to fit individual needs and budgets, allowing policyholders to choose the best coverage. Policyholders can also customize their policies by adding or removing coverage options.
Flood insurance: ASI’s flood insurance policies cover damage caused by flooding, which is not typically covered by standard home insurance policies. These policies are designed to fit individual needs and budgets, allowing policyholders to choose the best coverage. Policyholders can also customize their policies by adding or removing coverage options.
Umbrella coverage: ASI’s umbrella coverage provides additional liability coverage beyond the limits of a policyholder’s primary insurance policies. This coverage is available in select states and is designed to fit individual needs and budgets, allowing policyholders to choose the best coverage.
ASI offers a range of insurance products, including home insurance, condo insurance, renters insurance, dwelling insurance, fire insurance, flood insurance, and umbrella coverage. These policies are designed to fit individual needs and budgets, allowing policyholders to choose the coverage that best suits their needs. Policyholders can also customize their policies by adding or removing coverage options as needed.
FAQs for American Strategic Insurance (ASI)
A: American Strategic Insurance (ASI) is a leading provider of home, condo, renter, and flood insurance. ASI is part of the Progressive Group of Insurance Companies, offering a wide range of coverage options and financial stability.
A: You can contact ASI customer service by calling their toll-free number at 1-866-274-8765. For specific policy questions or claims, it's best to have your policy number handy when calling.
A: ASI offers home insurance, condo insurance, renters insurance, and flood insurance. They also provide additional coverage options and endorsements to tailor policies to individual needs.
A: You can get a quote for an ASI insurance policy by visiting their website, contacting an ASI agent, or calling their customer service line. Providing detailed information about your property and coverage needs will help in getting an accurate quote.
A: ASI offers various discounts, such as multi-policy discounts, protective device discounts (like alarms and sprinkler systems), new home discounts, and more. Contact an ASI agent to learn about all available discounts and eligibility requirements.
A: Yes, you can bundle your home and auto insurance policies through ASI and Progressive. Bundling can often result in significant savings on your premiums.
A: To file a claim with ASI, you can call their claims department at 1-866-274-5677 or log in to your account on the ASI website. It's important to report the claim as soon as possible and provide all necessary details and documentation.
A: In case of a home emergency, such as fire or severe damage, ensure everyone's safety first and call emergency services if needed. Then, contact ASI to report the incident and begin the claims process.
A: You can pay your ASI insurance premium online through their website, by phone, or by mail. ASI also offers automatic payment options to ensure your premiums are paid on time.
A: Yes, you can change your payment method or billing schedule by contacting ASI customer service. They offer flexible payment options to accommodate different preferences.
A: To make changes to your ASI insurance policy, such as updating coverage limits or adding endorsements, contact your ASI agent or customer service. It's important to review your policy regularly to ensure it meets your current needs.
A: If you need to cancel your ASI insurance policy, contact ASI customer service or your agent. Be sure to discuss any potential cancellation fees or refund eligibility.
A: Yes, ASI offers flood insurance policies through the National Flood Insurance Program (NFIP). Flood insurance is crucial for homeowners in flood-prone areas, as standard home insurance policies do not cover flood damage.
A: Yes, ASI offers various additional coverage options and endorsements, such as personal property replacement cost, water backup coverage, and identity theft protection. Consult with your ASI agent to customize your policy with the necessary add-ons.
Blake Nwosu
Owner & Principal Agent