Careington Savings Plans
As healthcare costs continue to rise, finding affordable and reliable ways to manage these expenses is more important than ever. At Blake Insurance Group, we understand the importance of having access to quality healthcare without breaking the bank. That’s why we’re excited to introduce you to Careington Savings Plans, a comprehensive and cost-effective solution for dental, vision, and other healthcare needs.
Unlike traditional insurance, Careington Savings Plans offer immediate discounts at the time of service with no annual usage limits. This means you can enjoy significant savings on a wide range of healthcare services, from routine dental exams to vision care and even telemedicine, without the hassle of claim forms or waiting periods.
In this article, we’ll delve into the details of Careington Savings Plans, exploring their key features, benefits, and how they can provide you and your family with peace of mind and financial relief. Whether you’re looking for a standalone solution or a supplement to your existing insurance, Careington Savings Plans are worth considering. Let’s examine how these plans can help you save on healthcare costs.
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Key Features of Careington Savings Plans
**Dental Savings**:
– **Discounts**: Save 20% to 60% on most dental procedures, including routine exams, cleanings, dentures, root canals, and crowns.
– **Network**: Access to thousands of participating providers nationwide, including specialists like orthodontists and oral surgeons.
**Vision Savings**:
– **VSP Vision Savings Pass**: Discounts on eye exams, frames, lenses, and LASIK surgery, with savings of up to 40-50% off the retail price of LASIK.
– **EyeMed Vision**: Members save 15% to 45% off the retail price of eyewear, exams, glasses, and contacts.
**Additional Benefits**:
– **Pharmacy Discounts**: Up to 20% off brand-name prescription drugs and up to 55% off generic prescriptions.
– **Telemedicine**: 24/7 virtual urgent care and consultations with licensed doctors.
– **Chiropractic and Alternative Medicine**: Savings on chiropractic, massage therapy, and other wellness services.
**Plan Features**:
– **Immediate Savings**: Discounts are available at the time of service with no waiting periods.
– **Family Coverage**: Include your entire household in the plan with no additional fees.
– **Provider Flexibility**: Ability to change providers at any time.
How Careington Savings Plans Work
Careington Savings Plans are designed to provide immediate discounts on dental, vision, and other healthcare services. Here’s a breakdown of how these plans work:
**Membership and Fees**:
– **Monthly and Annual Fees**: Members pay a monthly or annual fee to access the plan. For example, the Careington 500 Series Dental Savings Plan costs $24.95/month for individuals, $27.95/month for individuals plus one, and $29.95/month for families, with a one-time non-refundable processing fee of $20.00.
– **No Waiting Periods**: Discounts are available immediately upon enrollment, with no waiting periods for services.
**Provider Network**:
– **Access to Providers**: Members can access thousands of participating providers nationwide, including specialists like orthodontists and oral surgeons.
– **Flexibility**: Members can change providers anytime and visit any participating dentist on the plan.
**Discounts and Savings**:
**Dental Savings**: You can save 20% to 60% on most dental procedures, including routine exams, cleanings, dentures, root canals, and crowns.
– **Vision Savings**: Discounts on eye exams, frames, lenses, and LASIK surgery, with savings up to 40-50% off the retail price of LASIK.
– **Additional Benefits**: Savings on telemedicine, diabetic care supplies, chiropractic and alternative medicine, and prescriptions.
**Key Points**:
– **Not Insurance**: Careington Savings Plans are not insurance but discount programs.
– **No Annual Limits**: There are no annual limits on dental savings and no claim forms or waiting periods.
– **Immediate Use**: Discounts are available during service, and members can use their savings immediately.
– **Availability**: Plans are not available in Vermont or Washington.
Benefits for Families and Individuals
Careington Savings Plans offer a range of benefits catering to families and individuals, providing significant savings on dental, vision, and other healthcare services. Here are some key benefits:
Family Coverage:
Inclusive Plans: Include your entire household with no additional fees.
No Annual Limits: Dental savings are not limited annually, ensuring that your family can access necessary care without financial restrictions.
Individual Coverage:
Affordable Rates: Affordable monthly and annual rates for individuals make it easier to manage healthcare expenses.
Immediate Savings: Discounts are available immediately upon enrollment, with no waiting periods for services
Comparing Careington to Traditional Insurance
Careington Savings Plans offer a unique alternative to traditional insurance, providing immediate discounts on dental, vision, and other healthcare services. Here are the key differences between Careington and traditional insurance:
**No Annual Limits**:
– **Careington**: No annual limits on dental savings, allowing for unlimited plan use.
– **Traditional Insurance**: Typically has annual limits on dental coverage, capping the total spending the insurer will put toward dental care annually
**No Waiting Periods**:
– **Careington**: Immediate coverage with no waiting periods for services, including major dental procedures.
– **Traditional Insurance**: Often has waiting periods for certain procedures, such as fillings and tooth extractions.
**No Claim Forms**:
– **Careington**: Members do not need to complete claim or approval forms, and discounts are available at the time of service.
– **Traditional Insurance**: Requires claim forms for reimbursement, which can be time-consuming and bureaucratic.
**Provider Network**:
– **Careington**: Access to a large network of participating providers nationwide, with the ability to change providers anytime.
– **Traditional Insurance**: May have more restrictive provider networks, with limitations on out-of-network care.
**Cost Structure**:
– **Careington**: Members pay a low annual fee to access discounted rates, with no additional fees for adding family members.
– **Traditional Insurance**: Requires monthly premiums, deductibles, and copays, which can be more expensive and complex.
**Pre-existing Conditions**:
– **Careington**: No exclusions for pre-existing conditions, making it accessible to individuals with dental history.
– **Traditional Insurance**: May deny coverage for pre-existing conditions or have waiting periods for coverage.
Frequently Asked Questions (FAQs) about Careington Savings Plans
Membership: Members pay a monthly or annual fee to access discounted rates on healthcare services.
Immediate Use: Discounts are available immediately upon enrollment, with no waiting periods for services.
Provider Network: Access to thousands of participating providers nationwide, with the ability to change providers at any time.
Dental Savings: Save 20% to 60% on most dental procedures, including routine exams, cleanings, dentures, root canals, and crowns.
Vision Savings: Discounts on eye exams, frames, lenses, and LASIK surgery, with savings up to 40-50% off the retail price of LASIK.
Additional Benefits: Savings on telemedicine, diabetic care supplies, chiropractic and alternative medicine, and prescriptions.
Blake Insurance Group
Phone: (888) 387-3687
Email: info@blakeinsurancegroup.com
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent