Why Choose Progressive Insurance in San Diego?

As your trusted Progressive Insurance agent in San Diego, CA, we combine local service with the strength of one of America’s most recognized insurance brands. From navigating the 5 and 805 freeways to insuring properties near wildfire-prone canyons or coastal zones, we understand the unique challenges of living and driving in Southern California. Our agency offers tailored solutions that meet California’s legal requirements while delivering real value and peace of mind.

California Auto Insurance Coverage with Progressive

Whether you’re commuting downtown, exploring the coastline, or ridesharing in the Gaslamp Quarter, Progressive has flexible auto insurance options for San Diego drivers, including:

• Liability coverage that meets or exceeds California’s 15/30/5 minimum limits

• Collision and comprehensive to protect against theft, vandalism, and accidents

• Uninsured/underinsured motorist coverage

• Rideshare endorsements for Uber and Lyft drivers

• SR-22 filings for high-risk drivers or reinstating a suspended license

We help you find the right balance of protection and affordability.

Homeowners, Renters & Condo Insurance in San Diego

San Diego County faces wildfire, earthquake, and theft risks. Whether you own a condo in Hillcrest, rent in Chula Vista, or live in a manufactured home in East County, we help protect what matters most. Progressive home policies offer:

• Coverage for fire, theft, smoke, vandalism, and more

• Loss of use and personal liability

• Optional earthquake and high-value item coverage

• Renters and condo insurance with flexible deductibles

Let us help you customize your protection for peace of mind in your neighborhood.

Commercial Insurance Solutions for California Businesses

San Diego is home to thousands of small businesses, freelancers, and contractors. We offer Progressive commercial insurance options built for local entrepreneurs:

• General liability for accidents or lawsuits

• Commercial auto for delivery vans or work trucks

• Workers’ compensation coverage for your employees

• Business Owner’s Policy (BOP) that bundles liability and property insurance

• Options for cyber liability, tools & equipment, and more through partner carriers

From surf shops to real estate firms, we tailor policies to your business type and industry.

Bundle and Save: Progressive Multi-Policy Discounts in San Diego

Save more when you combine policies through our agency. Bundling options include:

• Auto + Home

• Auto + Renters or Condo

• Auto + Umbrella

• Business + Commercial Auto

As your local agent, we help you maximize every available discount while ensuring your coverage works together.

Wildfire, Earthquake & Flood Insurance Considerations in California

While Progressive offers robust home insurance, we help you address regional risks through supplemental policies:

• Earthquake insurance available through partner carriers

• Wildfire-prone zones may need special underwriting—let us help

• Flood insurance via NFIP or private market options

We assess your location risk and help build a layered insurance strategy that protects you from what’s most likely in your area.

24/7 Claims Support Backed by Local Agent Service

Progressive is known for its responsive, 24/7 claims handling. But what sets us apart is our local support—you’ll never deal with your claim alone. We advocate for you, help with documentation, and follow up on resolution timelines to ensure you’re treated fairly.

How to Get a Progressive Insurance Quote in San Diego

We make it easy to get a quote that fits your needs and budget. Choose your preferred method:

• Get a free online quote anytime

• Call us for personalized guidance

• Visit our local office in San Diego for face-to-face service

No matter how you start, we’re here to help you finish strong—with the right coverage at the right price.

Customized Coverage for California Drivers and Homeowners

No two homes or drivers in San Diego are alike. That’s why we offer:

• Adjustable limits and deductibles

• Add-ons like pet injury, glass repair, or identity theft protection

• Named peril or open peril coverage

• Urban, suburban, and high-risk area endorsements

We work with you one-on-one to craft a policy that fits your unique risk profile.

California Insurance Laws and Minimum Requirements

In California, minimum auto insurance limits are:

• $15,000 for injury/death to one person

• $30,000 for injury/death to more than one person

• $5,000 for property damage

While these are the state minimums, they may not be enough in a serious accident. We’ll help you understand the pros and cons of increasing limits and adding extra protections.

Ready to get started? Contact our Progressive Insurance office in San Diego today to protect what matters—with personalized coverage, smart discounts, and real local support.