Why Choose Progressive Insurance in Lubbock, TX?

When you partner with our local Progressive Insurance agency in Lubbock, you get personalized, community-based service paired with Progressive’s reliable nationwide insurance network. We understand the unique challenges of West Texas—from severe weather and hailstorms to daily commuting on Loop 289. Our local expertise ensures your policies fit your specific Texas insurance needs while benefiting from Progressive’s competitive rates and dependable coverage.

Texas Auto Insurance Coverage with Progressive

Lubbock drivers face a range of conditions, from heavy city traffic to long rural drives. Progressive’s comprehensive auto policies cover:

• Liability coverage (Texas-required 30/60/25)

• Collision and comprehensive protection

• Uninsured/underinsured motorist coverage

• Medical payments (MedPay) and PIP

• SR-22 filings for high-risk drivers

• Rideshare insurance for Uber, Lyft, and delivery drivers

• Additional options such as roadside assistance, rental car reimbursement, and gap coverage

Whether you’re commuting downtown or driving across the South Plains, we’ll customize a policy that meets your needs.

Homeowners and Renters Insurance in Lubbock, TX

West Texas weather brings unique challenges, including windstorms, hail, and occasional flooding. Progressive offers flexible property coverage including:

• Homeowners, renters, condos, and mobile homes

• Optional flood coverage through NFIP

• Windstorm and hail protection endorsements

• Replacement cost coverage for personal property

• Liability coverage and loss of use protection

From Tech Terrace to LakeRidge, protect your property with a customized policy designed for your neighborhood.

Commercial Insurance Solutions for Texas Businesses

Lubbock’s diverse business community, ranging from agriculture and construction to retail and professional services, requires specialized coverage. Progressive commercial insurance policies include:

• General liability insurance

• Commercial auto coverage

• Workers’ compensation

• Business Owner’s Policies (BOPs)

• Professional and cyber liability coverage

We offer tailored solutions for local businesses of all sizes, ensuring your operations are protected against common industry risks.

Multi-Policy Discounts: Save More in Lubbock

Progressive rewards policyholders who bundle coverage. You can save significantly by combining:

• Auto + Home

• Renters + Auto

• Auto + Umbrella

• Business + Commercial Auto

Our local team will help identify every available discount, ensuring you receive comprehensive coverage at the best possible rate.

24/7 Claims Support & Local Agent Service

With Progressive, you have 24/7 access to nationwide claims support. As your local Lubbock agency, we provide additional personalized services including:

• Assistance filing claims

• Help with documentation and paperwork

• Local advocacy and personal follow-ups for swift claim resolution

We combine the power of a national brand with the comfort of a local contact.

Get a Progressive Insurance Quote in Lubbock, TX

Getting insured is simple and convenient:

• Online: Instant quotes available 24/7

• Phone: Speak directly with a licensed agent in Lubbock

• In-Person: Visit our local office for personalized consultations

We’ll walk you through your options and help you choose the coverage that suits your needs best.

Coverage Customization for Texas Drivers and Homeowners

Progressive insurance policies offer flexible options for all lifestyles in West Texas:

• Choose personalized deductibles and coverage limits

• Add optional features like roadside assistance, gap coverage, or rental reimbursement

• Tailor your coverage for urban or rural living scenarios

From downtown Lubbock residents to rural homeowners in nearby counties, we make sure your coverage matches your exact situation.

Texas Insurance Requirements – What You Need to Know

• Auto Insurance: Texas state minimum liability is 30/60/25.

• Homeowners Insurance: Not legally mandated, but typically required by mortgage lenders; flood and windstorm coverage recommended.

• Business Insurance: Commercial auto coverage is required for company vehicles; workers’ comp is optional but recommended; general liability often required by landlords and contracts.

Contact your Progressive Insurance Agent in Lubbock, TX today for personalized coverage solutions and expert local service.