toggle renters insurance quote
Toggle Renters Insurance Quote – Compare & Save with Blake Insurance Group
Are you looking for affordable renters insurance and came across a quote from Toggle? Before you commit, it’s a smart idea to compare! At Blake Insurance Group, we offer a fast, free, and no-obligation online quote tool that lets you compare Toggle renters insurance quotes with multiple top-rated providers—all in one place.
Whether you’re a student, remote worker, or first-time renter, our platform helps you find the best protection at the lowest price—without the hassle
Renters Insurance Calculator
Why Consider Toggle Renters Insurance?
Toggle is a modern, digital-first insurer backed by Farmers Insurance, known for its flexibility and customizable coverage. Here’s what makes Toggle stand out:
Affordable Pricing: Policies start as low as $5 per month for basic coverage, with average premiums around $12–$13. You can select a bare-bones liability-only plan or add more protection based on your needs.
Highly Customizable: Instead of one blanket limit for personal property, you choose coverage amounts for categories like technology, furniture, fashion, creative gear, active equipment, and collectibles. This lets you pay only for what you need.
Flexible Add-Ons: Optional extras include pet damage protection, replacement cost coverage (so you’re reimbursed for new items, not depreciated value), temporary living costs (covers hotel and meal expenses if you can’t live in your unit), identity protection, and even side hustle coverage for business equipment and lost income.
Month-to-Month Model: No long-term contracts—Toggle operates on a subscription model, making it ideal for frequent movers or those who want flexibility.
Digital Experience: Manage your policy, make changes, and file claims easily online or through the Toggle app.
Standard Protections: All plans include $100,000 in liability coverage, $1,000 in personal property coverage, and medical payments to others. You can increase limits and add coverage as needed.
Drawbacks:
Toggle is available in 33 states and Washington, D.C. (not nationwide), and premiums can rise quickly if you add more coverage or live in a high-risk area. Some users note that customer service can be slower than with traditional insurers
| Company | Average Monthly Rate | Best For | Notable Features |
|---|---|---|---|
| Lemonade | $6–$12 | Digital convenience | Instant online quotes, user-friendly app |
| State Farm | $7–$14 | Widely available, cheap | Nationwide agents, bundling discounts |
| Amica | $13–$17 | Customer service | Excellent claims handling, many discounts |
| Nationwide | $15–$18 | Extra coverage options | Credit card & building addition coverage |
| USAA* | $10 | Military families | Top-rated, exclusive to military/veterans |
| Allstate | $9–$17 | Renters with poor credit | Multiple discounts, easy online management |
*USAA is available only to military members, veterans, and their families.
🏠 Top Renters Insurance Companies to Compare with Toggle
You can easily compare your Toggle quote with these top-rated companies using our tool:
State Farm – Reliable coverage with affordable premiums and agent support
Progressive – Great for bundling and flexible coverage limits
Allstate – Offers strong digital tools and discount opportunities
Liberty Mutual – Fast online quotes and easy-to-customize policies
Lemonade – App-based insurance with fast claims and transparent pricing
💡 Already got a Toggle renters insurance quote? Use our tool to see if you could save money or get better coverage elsewhere in just minutes.
⚡ How Our Quote Tool Works
Blake Insurance Group makes renters insurance shopping fast, free, and secure:
Enter your ZIP code and basic rental information
Receive instant quotes from multiple trusted insurance companies
Compare side-by-side based on coverage options, pricing, and features
Pick the best plan for your lifestyle—no pressure to buy
Our platform is optimized for speed, privacy, and accuracy, so you can make an informed decision without wasting time.
📦 What Does Renters Insurance Typically Cover?
Whether you go with Toggle or another provider, most renters insurance policies include:
Personal Property Protection – Covers your belongings from fire, theft, vandalism, and water damage
Liability Coverage – Pays for damages or injuries if you’re held legally responsible
Loss of Use (Additional Living Expenses) – Covers hotel stays and food if your rental is uninhabitable
Medical Payments to Others – Helps cover small injuries in your home
Optional Add-ons – For pet damage, valuable items, identity theft, and more
✅ Get a Free Renters Insurance Quote Today
Whether you’re shopping for your first renters insurance policy or comparing a quote from Toggle, Blake Insurance Group’s free online tool gives you everything you need to make the best decision—quickly and confidently.
👉 Click here to compare renters insurance quotes now
No commitment. No spam. Just the fastest way to protect your stuff and save—powered by Blake Insurance Group.
Why Use Blake Insurance Group’s Comparison Tool?
Quick & Free: Instantly get quotes from multiple insurers, including digital-first and traditional companies.
No Obligation: Compare as many quotes as you like with no pressure to buy.
Side-by-Side Comparisons: See coverage details, pricing, and features from several companies at once.
Expert Support: Our licensed agents can answer your questions and help you choose the best policy.
Toggle Renters Insurance FAQs
What does Toggle renters insurance cover?
Toggle’s base policy includes $1,000 of personal property coverage, $100,000 of liability protection, medical payments to others, and optional coverage for temporary living expenses if your home becomes uninhabitable.
Can I customize my coverage with Toggle?
Yes. Toggle allows category-specific coverage like tech, furniture, fashion, creative gear, and more. You can also add options such as pet coverage, identity protection, and side hustle insurance.
Does Toggle cover flood and earthquake damage?
Yes. Flood damage is covered in all states, and earthquake coverage is available everywhere except California. Coverage for bedbugs and water backup is also available as an add-on.
What is Pet Parent coverage?
Pet Parent coverage may include liability for pet-related injuries, boarding costs, pet-caused damage, and even vet bills depending on your state.
How does replacement cost coverage work with Toggle?
If selected, Toggle pays to replace your belongings with new items. Without it, you’ll be reimbursed the depreciated (actual cash) value.
Does Toggle renters insurance cover roommates or business activities?
No. Roommates aren’t covered unless added, and business or rideshare activities aren’t included. You can add side hustle coverage for certain freelancing gear and income.
What discounts are available with Toggle renters insurance?
Discounts may include bundling, good credit, no claims history, paperless billing, and having safety features in your rental.
How much does Toggle renters insurance cost?
Basic policies start around $5/month, with most plans averaging $13/month. Your cost may vary depending on add-ons and location.
How do I file a claim or manage my policy?
Toggle is fully digital. You can get quotes, make changes, and file claims online or using the Toggle mobile app.
Are there any drawbacks to Toggle renters insurance?
Toggle isn’t available in all states, and premiums can increase with added coverage. There’s no in-person agent support—only online service.
How do I cancel my Toggle renters insurance policy?
You can cancel anytime through your Toggle account or by contacting customer service. Be sure to review for cancellation terms.
Share This
Customer Reviews
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent