Manufactured Home Insurance Calculator – Get an Instant Estimate

Why Mobile Home Insurance Matters

Manufactured and mobile homes face unique risks, from severe weather to fire and theft. The right insurance policy protects your investment, your belongings, and your peace of mind. Whether your manufactured home is your primary residence, a seasonal getaway, or a rental property, having the right coverage is essential.

How Our Manufactured Home Insurance Calculator Works

Our easy-to-use calculator helps you estimate your annual premium based on:

• Home Details: Year of manufacture, make and model, square footage, estimated value, and any upgrades or custom features.

• Location: ZIP code, local weather risks, and proximity to fire services.

• Occupancy Type: Primary residence, seasonal, or rental.

• Coverage Preferences: Dwelling coverage, personal property protection, liability limits, and optional add-ons.

• Safety Features: Smoke detectors, security systems, storm shutters, and tie-downs.

Step-by-Step:

Enter your home details and location.

Select your desired coverage amounts.

Add any safety or security features for potential discounts.

Get your instant estimate!

What Does Manufactured Home Insurance Cover?

• Dwelling Coverage: Protects the structure of your manufactured or mobile home against risks like fire, wind, hail, and vandalism.

• Personal Property Coverage: Covers your belongings inside the home, such as furniture, electronics, and clothing.

• Liability Protection: Pays for legal expenses if someone is injured on your property.

• Additional Living Expenses: Covers temporary housing costs if your home is uninhabitable due to a covered loss.

• Optional Coverages: Add-ons like replacement cost coverage, trip collision coverage (for homes in transit), or coverage for detached structures.

Factors That Affect Manufactured Home Insurance Rates

Several factors influence your premium, including:

• Age, condition, and value of your home

• Location and environmental risks (flood, wildfire, hurricane zones)

• Coverage levels and deductible choices

• Claims history and credit score

• Installed safety features (smoke alarms, security systems)

• Bundling with other policies (auto, life, etc.)

Tips to Save on Manufactured Home Insurance

• Install safety features like smoke detectors and security systems.

• Choose a higher deductible to lower your premium.

• Bundle your home insurance with auto or other policies for a multi-policy discount.

• Maintain a good credit score and a claim-free record for additional savings.

Manufactured Home Insurance Calculator: Get Started

Ready to see your personalized estimate?
Use our Manufactured Home Insurance Calculator now to compare coverage options and find the best rate for your manufactured or mobile home.

Get a Custom Quote Today

After using our calculator, connect with a Blake Insurance Group agent for a detailed, no-obligation quote tailored to your needs. We’re here to answer your questions and help you secure the best manufactured home insurance coverage.

Contact Blake Insurance Group:
Phone: (888) 387-3687
Email: info@blakeinsurancegroup.com
Hours: Mon–Fri 9:00 am–5:00 pm | Sat–Sun: Closed

Protect your manufactured home with confidence. Use our calculator and get covered today!