20 Things Every Insurance Agent Wishes You Knew
Hey there, it’s Blake! As an independent insurance agent, I’ve seen it all regarding insurance misconceptions. Let me share the top 20 things I wish everyone knew about insurance. Buckle up because this will be a fun ride through the world of policies, premiums, and protection!
- We’re Here to Help, Not Just Sell
Contrary to popular belief, we independent agents aren’t just here to push policies. We’re your partners in protection! We aim to find the perfect coverage that fits your unique needs and budget.
- Red Cars Don’t Cost More to Insure
I can’t tell you how many times I’ve heard this myth! The color of your car doesn’t affect your insurance rates. It’s all about the make, model, and your driving history.
- We Offer More Choices Than You Think
As an independent agent, I have access to multiple insurance companies. This means more options and better deals for you.
- Your Credit Score Matters
Surprise! Your credit score can affect your insurance rates. Maintaining good credit can help you save on premiums.
- Flood Insurance Isn’t Just for High-Risk Areas
Did you know 20-25% of flood claims come from outside high-risk areas? Please don’t wait until it’s too late to get covered.
- We’re Local, and We Care
We’re not just voices on the phone or chatbots. We’re your neighbors, and we genuinely care about protecting our community.
- Cheap Isn’t Always Best
The lowest premium doesn’t always mean the best coverage. We help you find the sweet spot between affordability and protection.
- Life Insurance Isn’t Just for Older Folks
Young and healthy? That’s the perfect time to lock in excellent life insurance rates.
- Renters Need Insurance Too
Your landlord’s policy doesn’t cover your stuff. Renters insurance is affordable and essential.
- We’re Your Claim Advocates
When disaster strikes, we’re in your corner. We’ll help you navigate the claims process and fight for fair settlements.
- Business Insurance Is Complex (But We’ve Got You Covered)
From liability to workers’ comp, we understand the ins and outs of business insurance and can tailor a package just for you.
- Your Home’s Replacement Cost Might Surprise You
Many homeowners are underinsured. We’ll ensure you have enough coverage to rebuild if the worst happens.
- Umbrella Policies Are More Important Than You Think
An umbrella policy can be a lifesaver in today’s litigious world. It’s extra protection that’s often more affordable than you’d expect.
- We’re Tech-Savvy Too
While we love face-to-face meetings, we also embrace technology to make insurance more straightforward and more convenient for you.
- Not All Preventive Care Is Covered at 100%
Health insurance can be tricky. We’ll help you understand what’s covered and what isn’t.
- Your Auto Insurance Might Not Cover Everything
We’ll explain what personal injury protection and comprehensive coverage mean and why they matter.
- We’re Always Learning
Insurance is always evolving, and so are we. We stay up-to-date on the latest trends and coverage options.
- You Can Add a New Baby to Your Health Plan Right Away
No need to wait for open enrollment. We’ll help you add your bundle of joy to your policy.
- We Can Help with Life Changes
New house? Marriage? Career change? These life events can affect your insurance needs, and we’re here to help you adjust.
- We’re Passionate About What We Do
Last but not least, we love what we do! Helping people protect what matters most is more than a job – it’s a calling.
There you have it, folks! These are just some things I wish everyone knew about insurance. Remember, we’re here to demystify the world of coverage and ensure you’re protected in the best way possible. Don’t hesitate to reach out – I’m always happy to chat insurance!
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
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Blake Nwosu
Owner & Principal Agent
Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.
License: 16117464