🏢 Overview of Each Provider

United Concordia Vision
Primarily known for dental insurance, United Concordia also provides vision insurance through a partnership with Davis Vision. Their plans are offered to individuals, families, and employer groups and emphasize value through preventive care, eyewear benefits, and access to a wide provider network.

Aetna Vision
Aetna, one of the largest health insurers in the U.S., offers vision insurance plans that are often bundled with medical or dental coverage. Their plans are powered by EyeMed, giving members access to a vast network of vision care professionals and retail partners nationwide.

📋 Plan Types & Coverage

United Concordia Vision

• Plans include coverage for comprehensive eye exams, eyeglass lenses, frames, and contact lenses.

• Frame allowances typically range from $130–$150, with copays as low as $10 for exams.

• Optional lens enhancements (anti-reflective, scratch resistance, etc.) may be available at a discount.

Aetna Vision

• Plans include routine eye exams, prescription eyewear, contact lenses, and lens enhancements.

• Frame/contact lens allowances vary by plan, but often reach $130+.

• Discounts on LASIK and additional eyewear may also be included.

🏥 Provider Network & Retail Partners

United Concordia Vision

• Uses the Davis Vision network, featuring over 100,000 access points nationwide.

• Includes popular retail partners like Visionworks, Walmart Vision Center, and Costco Optical.

• Strong provider availability in both metro and suburban areas.

Aetna Vision

• Leverages the EyeMed Vision network, which includes over 44,000 providers.

• Retail partners include Target Optical, LensCrafters, Pearle Vision, and more.

• Offers broad geographic coverage, including rural and urban zones.

💵 Pricing & Premiums

United Concordia Vision

• Monthly premiums range from $10–$16/month, depending on the level of benefits.

• Copays for exams typically around $10–$15, with options for low-cost lens upgrades.

• Available for individuals or as a bundled option with dental coverage.

Aetna Vision

• Competitive rates starting around $9–$17/month.

• Exams often have a $10 copay, and frames are covered up to plan limits.

• Discounts may be offered for multi-policy holders or wellness program members.

📲 Ease of Use & Enrollment

United Concordia Vision

• Offers enrollment through employer plans, brokers, or limited individual coverage in some areas.

• Online portal allows members to manage claims and find providers easily.

• User interface is simple but not as modern as some competitors.

Aetna Vision

• Easy online enrollment, quote tools, and plan selection.

• Fully integrated member portal and mobile app for managing ID cards, claims, and appointments.

• Strong digital infrastructure, ideal for tech-savvy users.

🎁 Extras & Discounts

United Concordia Vision

• Discounts on LASIK/PRK surgery, second pair of glasses, and contact lenses.

• Lens options like polycarbonate, UV coating, and tints may be available at reduced costs.

• Some plans offer rewards or points systems for wellness visits.

Aetna Vision

• Includes discounts on hearing aids, fitness perks, and vision correction surgery.

• Some plans may offer blue light lens upgrades, safety glasses, or non-prescription sunglasses at a discount.

• Members may also get access to wellness programs if bundled with Aetna health insurance.

🎯 Best For…

United Concordia Vision

• Ideal for those already enrolled in United Concordia Dental plans looking for a simple add-on.

• Great for families and individuals who want access to Davis Vision’s retail partners.

• Suitable for budget-conscious clients who don’t need high-tier customization.

Aetna Vision

• Best for individuals wanting flexible digital tools, mobile access, and EyeMed’s extensive retail network.

• Excellent option for clients bundling with Aetna health or dental.

• Appeals to those seeking higher-end extras and convenience.

✅ Pros and Cons

United Concordia Vision
Pros:
✔ Affordable premiums
✔ Davis Vision network access
✔ Great for bundling with dental

Cons:
✖ Limited digital tools
✖ Fewer individual plans (in some regions)

Aetna Vision
Pros:
✔ Tech-friendly experience with online tools
✔ Large EyeMed network and retail access
✔ Wellness perks and discounts included

Cons:
✖ Some plans only available through employer or bundled packages
✖ Coverage details may vary by state

🏁 Final Verdict: Which One Should You Choose?

Choose United Concordia Vision if you’re already a dental member and want simple, affordable vision benefits with Davis Vision access.

Choose Aetna Vision if you want a modern, flexible experience with robust retail access and the convenience of managing everything online.

Both providers offer quality plans, but the best fit depends on your network preferences, how you shop for eyewear, and whether you prefer bundling with other insurance products.

📞 How to Get a Quote or Enroll

United Concordia Vision

• Visit www.unitedconcordia.com

• Speak with an agent or check if your employer offers vision coverage

• Use the member portal to find Davis Vision providers and benefits

Aetna Vision

• Go to www.aetna.com and explore vision plans

• Get a quote online or enroll directly

• Manage your vision benefits via the Aetna Health app or member dashboard