The Hartford renters insurance quote
The Hartford Renters Insurance Quote – Compare & Save with Blake Insurance Group
If you’re in the market for affordable renters insurance, you’ve come to the right place. Whether you’re just starting your search or already received a quote from The Hartford, Blake Insurance Group makes it easy to explore your options and secure the best possible coverage for your rental property.
With our free, no-obligation online comparison tool, you can get quotes from The Hartford and compare them side-by-side with other top-rated insurance providers—all in just minutes.
Renters Insurance Calculator
🏠 Why Choose The Hartford Renters Insurance?
As a trusted name in insurance, The Hartford is known for providing dependable renters coverage, particularly for AARP members and policyholders looking for strong customer service, valuable features, and affordable protection.
Key Features of The Hartford Renters Insurance:
✅ Full replacement cost coverage for personal property
✅ Liability protection for injuries or damage to others
✅ Loss of use (additional living expenses) if your rental becomes uninhabitable
✅ Identity theft recovery services
✅ Endorsements for valuables, electronics, and more
✅ AARP member discounts and perks (if eligible)
🔍 Compare The Hartford with Other Top Renters Insurance Providers
While The Hartford is a strong option, comparing quotes can help you find the best combination of coverage and price. At Blake Insurance Group, we proudly represent The Hartford—and we also work with a wide range of insurance companies, so you can compare confidently.
Here are 5 other top-rated renters insurance providers to compare with The Hartford:
State Farm – Budget-friendly rates with strong local agent support
Auto-Owners – High customer satisfaction and customizable policy features
Allstate – Multiple discounts and robust digital policy tools
Progressive – Affordable, flexible coverage with bundling options
Nationwide – Known for reliable service and tailored renters policies
🛡️ Already have a quote from The Hartford? Use our comparison tool to see if another provider offers better value—without sacrificing coverage.
| Company | Average Monthly Rate | Best For | Notable Features |
|---|---|---|---|
| The Hartford | Varies | Comprehensive coverage | Replacement cost, deductible waiver, AARP savings |
| State Farm | $10–$11 | Cheapest rates | Bundling, strong customer satisfaction |
| Lemonade | $12 | Digital convenience | Fast online claims, user-friendly app |
| Allstate | $17 | Discounts, mature renters | Multiple discounts, easy online management |
| Erie | $19 | Coverage options | High satisfaction, valuable add-ons |
| USAA* | $10–$12 | Military families | Top-rated, exclusive to military/veterans |
*USAA is available only to military members, veterans, and their families.
⚡ How the Online Quote Tool Works
Getting renters insurance through Blake Insurance Group is fast, easy, and completely free:
Enter your ZIP code and basic rental info
View instant quotes from The Hartford and other insurers
Compare coverage, pricing, and features side-by-side
Choose the policy that works best for you—no pressure, no spam
📦 What Does Renters Insurance Cover?
The Hartford renters insurance—like most standard policies—provides essential protection for renters, including:
Personal Property – Covers your belongings if damaged, destroyed, or stolen
Liability Insurance – Helps with legal costs or medical bills if someone is hurt in your home
Loss of Use – Pays for hotel stays or temporary housing if your unit is uninhabitable
Medical Payments to Others – Covers minor injuries that happen in your rental
Optional Endorsements – Add protection for valuables, electronics, water backup, and more
✅ Get a Quote from The Hartford & Compare Today
Whether you’re considering a quote from The Hartford or already received one, Blake Insurance Group gives you the tools to compare and save. It’s the smartest way to make sure you’re getting the coverage you need—at the right price.
The Hartford Renters Insurance FAQs
What does The Hartford renters insurance cover?
The Hartford renters insurance covers your personal belongings—such as clothing, furniture, and electronics—against risks like theft, fire, and storm damage. It also pays for additional living expenses if your rental is uninhabitable and includes personal liability and medical payments coverage.
Does The Hartford renters insurance include replacement cost coverage?
Yes. Replacement cost coverage is included as a standard feature, which reimburses you the amount needed to purchase new items rather than their depreciated value.
Are built-in improvements to my rental covered?
Yes. Built-in improvements you’ve made to your rental—such as shelving or wallpaper—are covered up to 10% of your personal property limit.
What is the deductible waiver feature?
If you have a covered loss of $32,000 or more, The Hartford waives up to $5,000 of your deductible, reducing your out-of-pocket cost significantly.
Can I add extra coverage to my policy?
Yes. Optional endorsements include identity fraud protection, coverage for high-value items, appliance breakdown, water backup, earthquake damage, and personal injury liability like slander or libel.
What discounts are available with The Hartford renters insurance?
Discounts may apply for AARP membership, gated community residency, building security features, monitored alarm systems, and policy renewal.
How do I get a quote for The Hartford renters insurance?
You can request a free quote through The Hartford’s website or by phone. AARP members can also mention their membership number when requesting a quote.
Can I bundle my auto and renters insurance with The Hartford?
Yes. Bundling auto and renters policies with The Hartford may save you up to 20% on renters and 5% on auto insurance.
How do I file and track a claim?
You can file a claim online, via the mobile app, or by phone. AARP members can call 877-805-9918. Non-members can call 800-243-5860. Claims can be tracked through the website or app.
Is The Hartford renters insurance available everywhere?
The Hartford renters insurance is available in most U.S. states but not in U.S. territories such as Puerto Rico, Guam, or the Virgin Islands.
What other types of insurance does The Hartford offer?
The Hartford offers auto, RV, homeowners, condo, flood, and life insurance, particularly through its AARP partnership.
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
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Blake Nwosu
Owner & Principal Agent