compare Policygenius vs SelectQuote
Policygenius and SelectQuote are prominent online insurance marketplaces that help consumers compare and buy policies from multiple carriers. While both offer life, home, auto, and health-related insurance options, their platforms, customer experience, and focus areas differ significantly.
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Policygenius vs. SelectQuote (Broker)
Which Insurance Broker Is Better for You?
Overview of Each Broker
Policygenius:
Founded in 2014, Policygenius is a modern digital insurance marketplace. It offers a sleek online platform to compare life, disability, homeowners, renters, auto, and pet insurance quotes from top-rated carriers. It emphasizes educational content and a no-pressure user experience.
SelectQuote:
Established in 1985, SelectQuote is a more traditional broker with a strong focus on life, auto, home, and Medicare insurance. The platform connects users with licensed agents over the phone to provide quotes and personalized guidance.
Types of Insurance Offered
| Type of Insurance | Policygenius | SelectQuote |
|---|---|---|
| Term Life Insurance | ✅ Yes | ✅ Yes |
| Whole Life Insurance | ✅ Yes | ✅ Yes |
| Homeowners Insurance | ✅ Yes | ✅ Yes |
| Auto Insurance | ✅ Yes (through partners) | ✅ Yes |
| Renters Insurance | ✅ Yes | ❌ No |
| Medicare Plans | ❌ No | ✅ Yes |
| Health Insurance | ✅ Limited (ACA help) | ❌ No |
| Pet Insurance | ✅ Yes | ❌ No |
| Disability Insurance | ✅ Yes | ❌ No |
Quote Process & User Experience
- Policygenius: 100% online process with an intuitive interface, quote calculators, helpful articles, and support via email or phone. Ideal for self-guided shoppers.
- SelectQuote: Requires phone calls to complete quotes. While less tech-driven, users get personalized advice from licensed agents. Better for those who prefer talking through their options.
Pricing & Carriers
Both platforms don’t set insurance rates themselves. Instead, they generate quotes from third-party insurers.
- Policygenius works with carriers like AIG, Brighthouse, Corebridge, Mutual of Omaha, and Legal & General.
- SelectQuote partners with carriers such as Prudential, Globe Life, Pacific Life, and Protective.
Prices will vary depending on personal information, but both offer competitive carrier options.
Customer Reviews & Reputation
| Platform | Trustpilot Rating | BBB Rating |
|---|---|---|
| Policygenius | 4.7/5 (Excellent) | A+ (Accredited) |
| SelectQuote | 4.2/5 (Great) | A+ (Accredited) |
Policygenius is often praised for ease of use and transparency.
SelectQuote receives positive marks for agent support but some criticism for aggressive follow-ups.
Best For…
- Policygenius: Shoppers who want a fully digital, hassle-free insurance comparison experience.
- SelectQuote: Customers who value phone-based, guided assistance—especially for life or Medicare insurance.
Pros and Cons
| Feature | Policygenius | SelectQuote |
|---|---|---|
| Pros | Easy online comparison, educational content, supports renters/pet/disability | Guided advice via phone, strong Medicare support |
| Cons | No Medicare plans, limited auto quotes | Phone-only quotes, limited non-life products |
Final Verdict: Which One Should You Choose?
- Choose Policygenius if you want to compare multiple types of insurance quickly and online, especially life, renters, pet, and disability.
- Choose SelectQuote if you prefer speaking with an agent and need help navigating Medicare or complex life insurance decisions.
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Customer Reviews
📘 Frequently Asked Questions – Policygenius vs. SelectQuote
What types of insurance do Policygenius and SelectQuote offer?
Policygenius offers life, disability, homeowners, auto, health, and pet insurance.
SelectQuote provides life, auto, home, and Medicare insurance plans.
How do these brokers make money?
Both brokers earn commissions from insurers for policies sold. These commissions are included in the price of the insurance policy and do not result in additional costs for customers.
Are they licensed to operate nationwide?
Yes, both Policygenius and SelectQuote are licensed to sell insurance in all 50 states.
Which platform is easier to use for comparing quotes?
Policygenius has a tech-savvy interface that provides personalized recommendations based on survey responses.
SelectQuote offers instant quotes but may rely more on direct communication with agents for personalized plans.
How long does it take to get a quote?
Policygenius quotes can take 5–20 minutes depending on the type of insurance.
SelectQuote provides instant quotes after filling out a short form online or via phone.
What do customer reviews say about these brokers?
Policygenius is praised for unbiased advice, educational resources, and excellent customer service.
SelectQuote has mixed reviews; while many appreciate its long-standing reputation, some criticize aggressive sales tactics like robocalls.
Do they offer human support?
Both platforms provide access to licensed agents who can assist with policy selection and answer questions.
Which broker offers a broader range of insurance products?
Policygenius has a wider array of products, including pet and disability insurance, making it ideal for diverse needs.
SelectQuote specializes in life insurance and Medicare plans but lacks coverage for niche areas like pet insurance.
Can they help with Medicare plans?
SelectQuote is well-suited for Medicare Advantage (Part C) and Medigap plans, offering tailored coverage options for seniors.
Policygenius does not specialize in Medicare but focuses on other types of insurance like disability and homeowners.
Are their recommendations unbiased?
Policygenius claims to offer unbiased advice without favoring insurers based on commissions.
SelectQuote's recommendations may be influenced by partner compensation, though it still aims to provide competitive options.
What are their ratings?
Policygenius has high ratings on Trustpilot (4.8/5).
SelectQuote also scores well (4.8/5), though its Better Business Bureau reviews average 1 star due to complaints about sales practices.
Blake Nwosu
Owner & Principal Agent
Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
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