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Got Insurance Through Costco? Here’s Why You Should Compare It with Blake Insurance Group

If you purchased or received a quote for auto or home insurance through Costco, you’re likely enrolled with CONNECT by American Family Insurance, the provider behind Costco’s member-exclusive insurance program. While Costco’s insurance benefits may sound appealing, it’s worth asking:

👉 Is your coverage truly the best fit for your needs, or just a good deal on the surface?

At Blake Insurance Group, we help Costco members like you take a second look at their policy—often uncovering better coverage, more flexible options, and additional savings.

Costco vs. Blake Insurance Group

Costco Insurance vs. Blake Insurance Group: What’s the Real Difference?

Feature Costco Insurance (CONNECT) Blake Insurance Group
Insurance Provider CONNECT by American Family Multiple top-rated national and regional insurers
Quote Process Online or through CONNECT call center Personalized, agent-guided quote comparison
Policy Options Standardized coverage bundles Fully customized to fit your lifestyle
Discount Opportunities Costco member and multi-policy discounts Full discount review including bundling, loyalty, safe driver & more
Customer Support CONNECT call center (varies in experience) Dedicated agent support for life of the policy
Claims Assistance Through CONNECT Agent-guided claims help and follow-up
Policy Flexibility Limited to CONNECT’s offerings Access to dozens of insurers and flexible terms

🔍 Why Costco Insurance Might Not Be Your Best Long-Term Option

While Costco’s insurance program offers exclusive discounts, it has a few key limitations:

  • You’re tied to just one insurer (CONNECT), meaning fewer choices and less room for customization

  • Discounts may not stack as well as advertised, especially if you’re not bundling other policies

  • Policy options are standardized, meaning you may not get coverage tailored to your lifestyle or risks

  • Support is often handled via large call centers with limited personal touch or claim advocacy

At Blake Insurance Group, we believe you deserve a personal insurance advisor, not just a membership discount.


💡 Already Insured Through Costco? Let Us Review Your Policy—Free

If you’re currently insured with Costco or CONNECT, we offer a free, no-obligation policy review. Our licensed agents will:

✔ Check your policy for coverage gaps or unnecessary add-ons
✔ Compare rates from multiple top insurers
✔ Apply all eligible discounts (many not shown in Costco’s system)
✔ Recommend ways to improve coverage or reduce your premium
✔ Help you switch with no disruption—only if it makes sense for you


🛡️ What You Get with Blake Insurance Group

Access to Dozens of Insurance Companies
We’re not limited to one carrier. We shop the market to find you the best match, whether it’s auto, home, RV, business, or life insurance.

Real Human Guidance
No waiting on hold with a call center. You get a dedicated insurance agent who knows your name and your goals.

More Than Just Auto & Home
Need to insure a boat, motorcycle, business, or high-value home? We’ve got you covered—and we can help you bundle policies for even bigger savings.

Long-Term Support
From policy changes to claims assistance, we’re with you for the life of your policy—not just during sign-up.


🎯 Compare Your Costco Insurance with Blake Insurance Group Today

Even if you’re happy with your Costco insurance, it never hurts to see if you’re missing out on better value. At Blake Insurance Group, we’re here to:

  • Uncover better coverage

  • Maximize your discounts

  • Advocate for you when it matters most

📞 Call us today or click below for a Free, No-Obligation Quote Review
👉 


Don’t Settle for Cookie-Cutter Coverage—Customize It with Blake Insurance Group

Costco is great for bulk savings—insurance? Not always.
Let us help you find coverage that truly fits your life, not just your membership.

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FAQs: Costco Insurance vs. Blake Insurance Group
Who provides insurance when I buy it through Costco?
Costco partners with CONNECT, powered by American Family Insurance, to provide auto and home insurance to members.
Is Costco insurance cheaper than Blake Insurance Group?
Costco offers member discounts, but Blake Insurance Group can often match or beat those rates by comparing quotes from multiple top-rated insurers and applying more discount opportunities.
Does Blake Insurance Group offer Costco member discounts?
We don’t offer Costco-branded discounts, but we apply all other eligible savings, including:
✔ Bundling home + auto
✔ Safe driver discounts
✔ Loyalty, low mileage, defensive driving, and more
Can Blake Insurance Group provide better coverage than CONNECT?
Yes. CONNECT offers limited policy customizations. Blake Insurance Group works with a wide range of carriers, allowing us to build a policy that fits your exact needs, not a one-size-fits-all bundle.
What types of insurance does Blake Insurance Group offer?
We offer full-service insurance including:
- Auto & Homeowners
- Renters & Condo
- Life & Health
- RV, Motorcycle, and Boat
- Business & Commercial
What’s the difference in customer service?
Costco/CONNECT: You’ll likely work with a call center representative.
Blake Insurance Group: You get a dedicated local agent who will assist you with quotes, changes, and even claims—for the life of your policy.
Can I switch from CONNECT to Blake Insurance Group without penalty?
Yes! Most policies can be canceled mid-term with a prorated refund. We’ll help you time the switch so there’s no coverage gap.
Is there a fee to have Blake Insurance Group review my policy?
No. We offer free, no-obligation quote reviews. Even if you decide to stay with your current policy, you'll walk away more informed.
Author Box
Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

License: 16117464

Bio Page: https://blakeinsurancegroup.com/blake-nwosu/

Blake Insurance Group

Phone: (888) 387-3687

Email: info@blakeinsurancegroup.com

Hours: Mon-Fri 9:00 am to 5:00 pm

Sat-Sun: Closed