Surety bonds • Arizona
Arizona Contractor License Bond: ROC Bond Amounts and Cost
Arizona contractors must post a license bond with the Registrar of Contractors (ROC). The amount depends on whether the license is residential, commercial, or dual, whether it is a general or specialty license, and your estimated annual volume. Required amounts range from $2,500 to $100,000, and published premiums for many of these bonds start around $50 a year.
This guide lists the ROC bond amounts, explains the residential recovery fund, shows published costs, and covers how the bond is filed and kept in force. Blake Insurance Group is an independent agency, and a licensed agent can help you compare bond options.
Request an Arizona contractor bond quote
Tell us your license type, classification, and estimated annual volume, and a licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00, or email info@blakeinsurancegroup.com.
Prefer to quote online yourself?
Get a surety bond quote online, without waiting for a call back. Many license and permit bonds can be issued the same day.
Get a surety bond quote through Propeller →License, permit, contract, and commercial bonds through our Propeller portal.
Sponsored. Each link opens the partner’s website in a new tab, where its terms and privacy policy apply. Blake Insurance Group may be compensated if you buy.
Residential contractor bond amounts
| License | Estimated annual volume | Bond amount |
|---|---|---|
| Residential general | Less than $750,000 | $9,000 |
| Residential general | $750,000 or more | $15,000 |
| Residential specialty | Less than $375,000 | $4,250 |
| Residential specialty | $375,000 or more | $7,500 |
Amounts published by the Arizona Registrar of Contractors.
Commercial contractor bond amounts
| Estimated annual volume | General (incl. general engineering) | Specialty |
|---|---|---|
| $150,000 or less | $5,000 | $2,500 |
| Over $150,000 to $500,000 | $15,000 | $7,000 |
| Over $500,000 to $1 million | $25,000 | $17,500 |
| Over $1 million to $5 million | $50,000 | $25,000 |
| Over $5 million to $10 million | $75,000 | $37,500 |
| Over $10 million | $100,000 | $50,000 |
Amounts published by the Arizona Registrar of Contractors. For a dual license, the ROC adds the residential and commercial amounts together.
The residential recovery fund
Residential contractors must either pay an assessment into the Registrar’s Residential Recovery Fund or post a surety or cash bond of $200,000 (Arizona Registrar of Contractors). Most residential contractors pay the assessment. This is separate from the license bond in the tables above.
How much an Arizona contractor bond costs
| Bond amount | Published annual price |
|---|---|
| $2,500, $5,000, or $7,000 (commercial) | $50 |
| $15,000 (commercial) | $75 |
| $25,000 (commercial) | $125 |
| $50,000 (commercial) | $250 |
| $4,250 (residential) | $123 |
| Over $50,000 | From $500, subject to underwriting |
Prices published by SuretyBonds.com; your price depends on the surety, your credit, and underwriting. See our surety bond cost guide for how premiums are calculated.
Filing and keeping the bond in force
- Who can issue it. The surety must be authorized to write surety business in Arizona. A cash bond or certificate of deposit from a bank operating in Arizona is also accepted.
- Continuous bonds. ROC bonds run continuously with no termination date, though the surety bills periodic premiums.
- Cancellation. The surety must give 30 days’ notice before canceling; replace the bond in time or the license will be suspended.
- Changing the amount. You can increase the bond at any time, but decreases take effect only at renewal for the next fiscal year.
- Cash bonds are held until two years after the license ends.
Source: Arizona Registrar of Contractors.
Bond vs. insurance for contractors
The license bond protects the public and the state, not your business. If the surety pays a valid claim, you must repay it. To protect your business from injury and property damage claims, contractors usually also carry general liability insurance, and those with employees need workers’ compensation. See licensed, bonded, and insured for how the pieces fit together.
Arizona contractor license bond FAQs
How much is an Arizona contractor license bond?
The ROC sets bond amounts from $2,500 to $100,000 based on license type and annual volume. Published premiums for many of these bonds start around $50 a year, depending on the surety and your credit.
What bond amount does a residential general contractor need in Arizona?
$9,000 for an estimated annual volume under $750,000, and $15,000 for $750,000 or more, according to the Arizona Registrar of Contractors.
How is a dual license bond calculated?
The ROC adds the residential and commercial bond amounts together.
Does the bond expire?
ROC bonds are continuous with no termination date, but the surety bills periodic premiums and can cancel with 30 days’ notice.
Can I use cash instead of a surety bond?
Yes. The ROC accepts a cash deposit or a certificate of deposit from a bank operating in Arizona, held until two years after the license ends.
Related guides
- General liability insurance
- Licensed, bonded, and insured
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Arizona landscaping contractor insurance
- Arizona HVAC contractor insurance
- Arizona electrical contractor insurance
- Arizona plumbing contractor insurance
- Arizona roofing contractor insurance
- West Virginia contractor bond
- New Mexico contractor license bond
- Iowa contractor bond
- Oklahoma contractor license bond
- South Carolina contractor license bond
- Alabama roofer bond
- Tennessee home improvement bond
- Washington contractor bond
- Virginia contractor license bond
- Columbus contractor license bond
- NYC home improvement contractor bond
- California contractor license bond
- Payment bonds
- ERISA bonds
- Arizona surety bonds
- Arizona mortgage broker bond
- Arizona collection agency bond
- Arizona TPT bond for contractors
- Performance bonds
- Court bonds
- Arizona probate bond
- Janitorial bonds
- Arizona notary bond
- Arizona auto dealer bond
- Freight broker bond
- License bond vs. permit bond
- Types of surety bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us your license type and annual volume, and a licensed agent will help you compare Arizona contractor bond options, or start a bond quote online with our partner.
