Surety bonds • Tennessee
Tennessee Home Improvement Bond: $10,000 License Requirement
Tennessee requires a home improvement license, with a $10,000 surety bond or approved alternative, for residential remodeling jobs from $3,000 to $24,999 in nine participating counties. Published bond prices start around $100 a year.
This guide covers which counties require the license, the bond and its alternatives, insurance, and cost. Blake Insurance Group is an independent agency, and a licensed agent can help with your bond and contractor insurance.
Request a Tennessee home improvement bond
Tell us your county and the work you do, and a licensed agent will follow up. Submitting the form does not bind coverage.
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Where the license applies
The Tennessee Board for Licensing Contractors requires the home improvement license only in counties that have adopted the law: Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford, and Shelby. It covers residential remodeling projects from $3,000 to $24,999. Larger projects generally fall under a contractor license instead.
Bond, alternatives, and insurance
| Requirement | Detail |
|---|---|
| Financial responsibility | $10,000 surety bond, or a cash or property bond, or an irrevocable letter of credit |
| Insurance | General liability and workers’ compensation |
| Application fee | $250 |
| Other | Photo ID, Secretary of State registration for entities, remodeling experience |
How much a Tennessee home improvement bond costs
| Term | Published price |
|---|---|
| 1 year | $100 |
| 2 years | $175 |
| 3 years | $250 |
Prices published by SuretyBonds.com.
Contractor insurance
The bond protects homeowners, not the contractor. See our general liability insurance guide for the coverage the license also requires.
Tennessee home improvement bond FAQs
How much is a Tennessee home improvement bond?
$10,000. Published prices start around $100 a year.
Which Tennessee counties require a home improvement license?
Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford, and Shelby.
What jobs need a Tennessee home improvement license?
Residential remodeling projects from $3,000 to $24,999 in participating counties.
Related guides
- Tennessee surety bonds
- Washington contractor bond
- NYC home improvement contractor bond
- General liability insurance
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Tennessee roofing contractor insurance
- West Virginia contractor bond
- New Mexico contractor license bond
- Iowa contractor bond
- Oklahoma contractor license bond
- South Carolina contractor license bond
- Alabama roofer bond
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us about your remodeling business, and a licensed agent will help with your Tennessee home improvement bond, or start a bond quote online with our partner.
