Surety bonds • Iowa
Iowa Contractor Bond: $25,000 Out-of-State Contractor Requirement
Iowa requires construction contractors who earn more than $2,000 a year to register with the Division of Labor. Contractors whose principal place of business is outside Iowa must also file a $25,000 surety bond before starting work.
This guide covers registration, the out-of-state bond, fees, and cost. Blake Insurance Group is an independent agency, and a licensed agent can help with your bond and contractor insurance.
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Contractor registration
| Requirement | Detail |
|---|---|
| Who registers | Construction contractors earning more than $2,000 a year |
| Exempt | Those under $2,000, or working only on their own property |
| Fee | $50 a year; some self-employed contractors can file a fee exemption |
| Renewal | Annual |
Source: Iowa Division of Labor.
The out-of-state contractor bond
Contractors whose principal place of business is outside Iowa must file a $25,000 bond with the Division of Labor (Iowa Division of Labor). A branch office in Iowa does not make a contractor in-state, and older guidance ties the bond to Iowa jobs of $5,000 or more (City of Des Moines contractor law summary). File the bond before starting work in Iowa.
How much an Iowa contractor bond costs
Premiums are a small percentage of the $25,000 bond and depend on credit. See our surety bond cost calculator and general liability insurance guide.
Iowa contractor bond FAQs
Do Iowa contractors need a bond?
Out-of-state contractors need a $25,000 bond. In-state contractors register but generally do not file a state bond.
When do Iowa contractors need to register?
When they earn more than $2,000 a year from construction work.
How much is Iowa contractor registration?
$50 a year.
Related guides
- Iowa surety bonds
- Oklahoma contractor license bond
- Washington contractor bond
- General liability insurance
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Iowa landscaping contractor insurance
- Iowa HVAC contractor insurance
- Iowa electrical contractor insurance
- Iowa plumbing contractor insurance
- Iowa roofing contractor insurance
- West Virginia contractor bond
- New Mexico contractor license bond
Important information
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Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us about your contracting business, and a licensed agent will help with your Iowa contractor bond, or start a bond quote online with our partner.
