Surety bonds • Buy online
Buy a Surety Bond Online: Which Bonds Are Instant and How It Works
Many small surety bonds, such as notary bonds and some license, permit, and janitorial bonds, can be bought online in minutes at a set price. Larger bonds, contract bonds, court bonds, and bonds for applicants with credit challenges usually need underwriting first, which can take longer.
This guide explains which bonds can be issued instantly, which need underwriting, what information you need, and what happens after you buy. Blake Insurance Group is an independent agency, and you can start a bond quote online with our partner or ask a licensed agent for help.
Request help with a surety bond
Tell us the bond you need and who requires it, and a licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00, or email info@blakeinsurancegroup.com.
Prefer to quote online yourself?
Get a surety bond quote online, without waiting for a call back. Many license and permit bonds can be issued the same day.
Get a surety bond quote through Propeller →License, permit, contract, and commercial bonds through our Propeller portal.
Sponsored. Each link opens the partner’s website in a new tab, where its terms and privacy policy apply. Blake Insurance Group may be compensated if you buy.
Bonds you can often buy instantly online
- Notary bonds, which usually require no credit check.
- Many small license and permit bonds sold at a set rate.
- Janitorial and business service bonds for small crews.
Instant-issue bonds are typically the same price for every applicant, regardless of credit (SuretyBonds.com).
Bonds that usually need underwriting
- Contract bonds such as bid bonds, performance bonds, and payment bonds, which often require financial statements.
- Court bonds, including appeal bonds that often require collateral.
- Freight broker, mortgage broker, and other financial guarantee bonds.
- Larger license bonds and bonds for applicants with credit challenges.
Underwriting usually includes a credit check and, for contract bonds, a review of business finances.
What you need to buy a bond
- The obligee. The agency, court, or project owner requiring the bond.
- The bond type and amount, usually listed in the requirement.
- Business and owner details, including license numbers if applicable.
- Credit authorization for underwritten bonds.
- Financial statements for contract bonds.
After you buy
Most bonds must be signed and filed with the obligee, sometimes electronically. Keep a copy, note the renewal date, and renew before the bond lapses so your license or contract stays in good standing. See our surety bond cost guide for pricing and our types of surety bonds guide for more on each bond.
Buying surety bonds online FAQs
Can I buy a surety bond online the same day?
Often, yes, for notary bonds and many small license, permit, and janitorial bonds. Underwritten bonds can take longer.
Do I need good credit to buy a bond online?
Not for instant-issue bonds, which are usually priced the same for everyone. Underwritten bonds consider credit, and some may require collateral.
How much does a surety bond cost?
Most premiums are a percentage of the bond amount, often about 0.5% to 10% a year. See our surety bond cost guide for examples.
Who files the bond?
Usually you file it with the agency or party that requires it, though some agencies accept electronic filing from the surety.
Related guides
- Surety bond cost
- Bid bonds
- Fidelity bond cost
- Surety bonds
- Surety bond cost calculator
- What is a surety bond?
- Types of surety bonds
- Licensed, bonded, and insured
- Arizona contractor license bond
- Arizona notary bond
- Arizona auto dealer bond
- Freight broker bond
- Performance bonds
- Court bonds
- Arizona probate bond
- Janitorial bonds
- Payment bonds
- ERISA bonds
- Arizona surety bonds
- Arizona mortgage broker bond
- Arizona collection agency bond
- Arizona TPT bond for contractors
- Texas surety bonds
- California surety bonds
- Florida surety bonds
- New York surety bonds
- Ohio surety bonds
- North Carolina surety bonds
- Virginia surety bonds
- Georgia surety bonds
- Illinois surety bonds
- New Jersey surety bonds
- Pennsylvania surety bonds
- Michigan surety bonds
- Washington surety bonds
- Tennessee surety bonds
- Alabama surety bonds
- South Carolina surety bonds
- Oklahoma surety bonds
- Iowa surety bonds
- Kansas surety bonds
- Nebraska surety bonds
- South Dakota surety bonds
- West Virginia surety bonds
- New Mexico surety bonds
- License and permit bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Start a bond quote online with our partner, or tell us what you need and a licensed agent will help.
