Surety bonds • Florida
Florida Surety Bonds: Requirements and Costs by Bond Type
Florida requires surety bonds for notaries, motor vehicle dealers, and contractors on most public construction projects. Notaries need a $7,500 bond, independent and franchised vehicle dealers need $25,000, and public construction bonds generally equal the full contract price. This guide lists the most common Florida bonds, who requires them, and what they cost.
Each bond links to a detailed guide with sources. Blake Insurance Group is an independent agency licensed in Florida, and a licensed agent can help you find and file the bond you need.
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Common Florida surety bonds
| Bond | Who requires it | Required amount |
|---|---|---|
| Notary bond | Florida Department of State | $7,500 |
| Motor vehicle dealer bond | FLHSMV | $25,000 |
| Public construction (255.05) bond | State agencies, counties, cities, and other public entities | Equal to the contract price |
Amounts are sourced in each linked guide.
Contractor bonds in Florida
Florida’s Construction Industry Licensing Board does not require a statewide contractor license bond. Contractors usually encounter bonds on public projects, where Fla. Stat. § 255.05 generally requires a payment and performance bond equal to the contract price, and through local permit or right-of-way bonds required by some counties and cities.
Federal bonds Florida businesses often need
- Freight broker bond (BMC-84): $75,000, filed with FMCSA.
- ERISA bond: at least 10% of plan funds handled.
- Bid bonds and Miller Act performance and payment bonds on federal construction.
What Florida bonds cost
Notary bonds are sold at a flat price, with packages around $69 including the state filing fee. Dealer bonds start around $140 to $225 a year for used dealers, depending on the surety and credit. Contract bonds are priced as a percentage of the contract. See our surety bond cost guide or the surety bond cost calculator.
Florida surety bond FAQs
What surety bonds are required in Florida?
Common ones include the notary bond, the motor vehicle dealer bond, and payment and performance bonds on public construction under section 255.05.
Do Florida contractors need a license bond?
There is no statewide contractor license bond, but public construction contracts generally require a payment and performance bond, and some local governments require their own bonds.
How much is a Florida notary bond?
The required amount is $7,500 for a four-year commission.
Related guides
- Florida notary bond
- Florida auto dealer bond
- Florida public construction bond
- California surety bonds
- Texas surety bonds
- Arizona surety bonds
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Florida landscaping contractor insurance
- South Dakota surety bonds
- West Virginia surety bonds
- New Mexico surety bonds
- Nebraska surety bonds
- Kansas surety bonds
- Iowa surety bonds
- Oklahoma surety bonds
- South Carolina surety bonds
- Alabama surety bonds
- Tennessee surety bonds
- Washington surety bonds
- Michigan surety bonds
- Pennsylvania surety bonds
- New Jersey surety bonds
- Illinois surety bonds
- Georgia surety bonds
- Virginia surety bonds
- North Carolina surety bonds
- Ohio surety bonds
- New York surety bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us the Florida bond you need, and a licensed agent will help you compare options, or start a bond quote online with our partner.
