Surety bonds • Oklahoma
Oklahoma Surety Bonds: Requirements and Costs by Bond Type
Oklahoma requires surety bonds for used and wholesale vehicle dealers, notaries, electrical, mechanical, and plumbing contractors, and contractors on public works. Used dealers need $25,000, notaries now need $10,000, and trade contractors need $5,000. This guide lists the most common Oklahoma bonds and what they cost.
Each bond links to a detailed guide with official sources. Blake Insurance Group is an independent agency licensed in Oklahoma, and a licensed agent can help you find and file the bond you need.
Published by Blake Insurance Group LLC · Reviewed November 2026
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Common Oklahoma surety bonds
| Bond | Who requires it | Required amount |
|---|---|---|
| Used and wholesale dealer bond | Used Motor Vehicle Commission | $25,000 |
| Notary bond | Secretary of State | $10,000 |
| Electrical, mechanical, plumbing contractor bond | Construction Industries Board | $5,000 |
| Public works bonds | Public agencies (61 O.S. §§ 1, 113) | 100% of contracts over $100,000 |
Amounts are sourced in each linked guide.
Federal bonds Oklahoma businesses often need
- Freight broker bond (BMC-84): $75,000, filed with FMCSA.
- ERISA bond: at least 10% of plan funds handled.
- Bid bonds and Miller Act bonds on federal construction.
What Oklahoma bonds cost
Trade contractor bonds start around $50 a year, notary bonds around $25 for the term, and the $25,000 dealer bond around $125. Contract bonds are priced based on credit and finances. See our surety bond cost guide or the surety bond cost calculator.
Oklahoma surety bond FAQs
How much is an Oklahoma used dealer bond?
$25,000, expiring December 31 of each odd-numbered year.
How much is an Oklahoma notary bond?
$10,000 for applications filed on or after January 1, 2026.
Do Oklahoma contractors need a bond?
Electrical, mechanical, and plumbing contractors need a $5,000 bond with the Construction Industries Board.
Related guides
- Oklahoma auto dealer bond
- Oklahoma notary bond
- Oklahoma contractor license bond
- Oklahoma public works bond
- Texas surety bonds
- Arizona surety bonds
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Oklahoma landscaping contractor insurance
- Oklahoma HVAC contractor insurance
- Oklahoma electrical contractor insurance
- Oklahoma plumbing contractor insurance
- Oklahoma roofing contractor insurance
- South Dakota surety bonds
- West Virginia surety bonds
- New Mexico surety bonds
- Nebraska surety bonds
- Kansas surety bonds
- Iowa surety bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us the Oklahoma bond you need, and a licensed agent will help you compare options, or start a bond quote online with our partner.
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