Compare auto insurance rates online and save 
How to Lower Your Auto Insurance Costs
Car insurance is mandatory for anyone on the road, so there’s no getting around it. You can, however, ensure that you get the best auto insurance policy at the most competitive price. Americans are overpaying for their motor insurance by $100bn, according to research by Val choice, but you can avoid this by taking advantage of discounts and improving your personal finance. Follow the below steps to see how much you can save.
Shop Around
Don’t just accept your first quote, but aim to get at least three. This will give you a ballpark figure of how much you’re likely to pay and then you can select the best one from the options. The more research you do, the more likely you are to find a great deal.
The same goes for buying a car. Make smart financial choices such as choosing a car with low insurance premiums. By looking for insurance quotes before you buy a car, you will know which model to buy in order to save money.
Inquire About Discounts
Insurance companies often offer a number of discounts if you meet certain criteria. However, they may not mention this to you. Instead you should ask a company for these discounts directly. They may offer something if only to stop you going elsewhere.
If you have purchased extra anti-theft devices, have low mileage or no accidents in the last three years, you may be eligible for a discount. It doesn’t hurt to ask the insurance company directly and see if you can strike a deal.
Improve Your Credit Score
If you are receiving high insurance quotes, it may be because you have a poor credit rating. Insurance companies recognize that those with good credit tend to have fewer accidents and so are willing to offer lower prices. Therefore, by taking steps to improve your credit score, you should see you insurance premiums decrease. Pay bills on time and, if possible, repay any debts before applying for motor insurance.
Getting a great auto insurance policy requires a little bit of work. Check for deals before buying a car if possible, then shop around. If you can provide any extra information about your safety record, then you may be offered a discount. Improving your credit score is another great way of lowering costs and getting you on the road for less.